Futari vs 心裡有數
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Futari
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Futari is a shared ledger made for two people. Not a cold money tracker — a place where two people note down each day together, and see it together. Look back, and you'll remember how that stretch of life felt. Record together, see together ・One ledger for both of you — who paid and how it splits is always clear. ・Automatic splitting and settle-up, so no one has to do the math in their head. ・One person can start first; the other joins later. Turn the days into a spectrum ・Expenses, income, and recurring entries build up into your shared record. ・Monthly review: at the start of each month, last month becomes a note the two of you write to each other. ・Trip ledger: open a separate ledger when you travel; it folds back into the main one when you return. More than money ・Keepsakes: car, home, child, pet, plant, insurance — note down the things you care about together. ・Multi-currency: record in the local currency abroad; it converts back to your home currency automatically. Use it with peace of mind ・End-to-end encryption: sensitive fields are encrypted with AES-256-GCM before they're stored — no plaintext in the database. ・Data is stored in Tokyo, Japan, protected by encrypted transport and access control. ・You can delete your account anytime from Settings. ・Free to use, on iOS / Android / Web. Two people, one ledger. Keep the days as light you can look back on.
心裡有數
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心裡有數,是一款把「錢去哪了」看清楚的個人記帳 App。資料全部存放在你的手機,不需要註冊或登入。 【主要功能】 • 多帳簿:個人、日常生活、旅遊等各自獨立記帳 • 多帳戶:現金、銀行、信用卡、貸款、投資,支援外幣帳戶 • 快速記帳:語音輸入、電子發票 QR Code 掃描、常用模板一鍵套用 • 預算管理:每月預算與使用進度,超過警告門檻即時提醒 • 固定收支與信用卡分期:每月自動建立 • 報表:淨資產走勢、每月收支、帳戶類型分佈 • 桌面小工具:一鍵開啟記一筆 • App 鎖定:Face ID/密碼保護記帳資料 • 加密備份:可自行匯出與匯入備份檔 心裡有數 Pro 提供月繳與年繳自動續訂,首次訂閱享 1 個月免費試用。試用結束後自動扣款,可隨時在 App Store 帳號設定中取消。 使用條款 (Terms of Use): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 隱私權政策: https://dev.akifuns.com/works/6/privacy
Screenshots
Verdict
The clearest difference is iOS requirement: Futari at 15.0 against 心裡有數's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 22, 2026 and October 10, 2026 respectively.
| Parameter | Futari | 心裡有數 |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 18 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Nan-Kuang Lee | San-Feng Huang |
In-app purchases
Futari
No in-app purchases
心裡有數
No in-app purchases








