Comparison

JeySplit vs Let's Settle Up

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

JeySplit

Features
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JeySplit β€” Split group expenses the simple, tidy way. Flatmates, partners, travel companions, friends: anyone who shares costs knows that after a few weeks nobody remembers who paid for what. JeySplit keeps track for you and tells you exactly "who owes how much to whom", with no manual maths and no excuses. WHAT JEYSPLIT DOES β€’ Create expense groups for home, trips, couples or any context, each with its own currency (160+ currencies) β€’ Log every expense with title, amount and who paid β€’ Receipt scanner: point at the receipt and the app fills in title, amount and date for you (on-device recognition, free and offline) β€’ Split automatically: equally, by percentage or by exact amounts β€’ Recurring expenses: rent, subscriptions and bills add themselves when due (daily, weekly, monthly, yearly) β€’ Balances always up to date, with the minimum number of repayments to settle everyone β€’ Three movement types: expense, income (shared earning) and refund (someone pays someone back) β€’ Statistics by month / year / all time, with a trend chart and breakdown by category β€’ Export the group summary to PDF, Excel or CSV β€’ Works offline: add and edit expenses with no connection, it syncs on its own β€’ Realtime and push notifications: as soon as a member adds an expense, everyone sees it INVITE THE GROUP IN ONE TAP β€’ Unique invite link per group, via QR code, WhatsApp or copy link β€’ Roles: Admin, Member, Read-only β€’ From the web too: anyone who'd rather not install the app can join from the browser at jeysplit.space MAKE IT YOURS β€’ Light or dark theme, with an accent colour of your choice (blue, purple, green, orange) β€’ English + 11 other languages SECURITY AND PRIVACY β€’ No ads and no advertising tracking β€’ Login history and an email alert for every new device β€’ The receipt scanner runs on your device: photos are never sent to external services β€’ Data on servers in Europe, encrypted in transit WHO IT'S FOR Flatmates, couples, families, travel groups, events (weddings, stag/hen dos, shared gifts): anyone who needs to split costs without arguing. JFDV LABS JeySplit is built by JFDV Labs, an independent studio. Made with care, no ads and no dark patterns. Support, requests or reports: jfdvlabs@gmail.com.

About

Let's Settle Up

Features
Read full description

Let's Settle Up! is an intuitive, free tool for splitting bills and tracking shared expenses with friends, flatmates, your partner, or on trips together. No ads. Shared rent, a weekend getaway, or just pizza with friends? Let's Settle Up! precisely tracks who paid for what, who owes whom, and suggests the optimal way to settle up with the fewest possible transfers. Key features: β€’ Unlimited expenses within shared groups β€’ Smart debt simplification β€” settle up in the fewest possible transactions β€’ Three split methods: equally, by amount, by percentage β€’ Individual multipliers (e.g. for someone eating more) β€’ Multi-currency β€” expenses in any currency, automatically converted to the group's settlement currency β€’ Available on iPhone and in the browser: letssettleup.com Groups that fit your life: Create separate groups for different occasions β€” a holiday with friends, a shared flat, regular dinners. Each group has its own members, currency, and history. Three ways to invite: β€’ An 8-character invite code β€’ A shareable link β€’ An email invitation (auto-join after creating an account) The owner and admins can manage members, edit other people's expenses, and confirm settlements on behalf of others β€” perfect for cash payments outside the app. Settlements made simple: After every expense, the app calculates net balances and proposes the optimal set of transfers. Two-step confirmation: the payer marks the transfer as sent, the recipient confirms receipt of the funds. No more misunderstandings about who owes whom how much. The app keeps a full history of all transactions. Activity and statistics: β€’ An activity feed shows new expenses, settlements, and group changes β€’ Per-group statistics: total expenses, your share, largest expenses, a pie chart of contributions β€’ Mark a group as closed once a trip is over β€” browse the history without the risk of accidental changes Import and export: β€’ Import existing expenses from a CSV file (Splitwise format supported) β€’ Export any group as a PDF (formatted report) or XLSX (5 sheets: summary, members, expenses, settlements, balances) β€’ Share reports via your favourite app or save to the cloud Notifications under control: You'll get a notification when someone adds an expense, joins a group, or settles up with you. Full control β€” turn each type on or off separately. No ads, no spam. Privacy and security: β€’ Data stored in Firebase Firestore (Warsaw, EU region) β€” GDPR compliant β€’ No data analytics, no tracking β€’ Optional error reporting (Crashlytics) β€” the choice is yours β€’ Delete your account with one tap at any time Try it without registering: Choose "Try demo" on the login screen β€” a full test version with 4 accounts and 3 sample groups, no registration required. All data stays on your device. Many languages: Available in Polish, English, German, Spanish, French, and Ukrainian. Push notifications in your language too. How it works β€” in 3 steps: 1. Create a group and invite your friends 2. Add expenses as you go β€” who paid, how much, who shared 3. Open the settlements screen and see the simplest way to clear the debts Free to use: Create your first groups for free. If you need more, support development with a one-time donation (Coffee, Pizza, or Dinner) β€” each adds slots for new groups. No subscription, no recurring fees. Questions, ideas, or bug reports? Contact us at michal.salwin@gmail.com. Let's Settle Up! β€” because friendship shouldn't end with an awkward conversation about money.

Screenshots

JeySplit4 screens
Let's Settle Up4 screens

Verdict

The call

The clearest difference is in-app purchases: JeySplit at none against Let's Settle Up's 3. On price, update cadence, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Let's Settle Up sells 3 one-off in-app purchases. JeySplit asks for nothing beyond the download.

UpkeepUpdate frequency

JeySplit ships an update every 3 weeks, Let's Settle Up every 11 days. The most recent releases landed on September 17, 2026 and September 24, 2026 respectively.

Scorecard1 real difference Β· 5 level
JeySplit versus Let's Settle Up: the parameters behind the verdict, then further details
ParameterJeySplitLet's Settle Up
PriceFreeFree
Update frequencyEvery 3 weeksEvery 11 days β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPod β€” betteriPhone
Requires iOS15.5 β€” better16.0
Further details β€” not scored
Size78 MB81 MB
Age rating4+4+
DeveloperJuan Franco De VitaMichaΕ‚ Salwin

In-app purchases

None

JeySplit

No in-app purchases

3 purchases

Let's Settle Up

One-time3
  • A small coffee$0.99
  • A hot pizza$3.99
  • A royal dinner$8.99

Questions

Is JeySplit free?
JeySplit is free to download, with no in-app purchases.
Is Let's Settle Up free?
Let's Settle Up is free to download, with in-app purchases available.
Do JeySplit or Let's Settle Up have ads?
Neither JeySplit nor Let's Settle Up shows ads.
Which is updated more often, JeySplit or Let's Settle Up?
JeySplit ships an update every 3 weeks, and Let's Settle Up every 11 days. Most recently, JeySplit was updated on September 17, 2026 and Let's Settle Up on September 24, 2026.

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