Expense Tracker vs Vespil

SpendSense is the expense tracker built for people who don't want their financial data anywhere but their own device and their own iCloud. No sign-up. No ads. No analytics. No tracking. Just a clean, fast way to see where your money goes — completely private, completely free. Track Everything, Effortlessly • Log expenses, income, and savings — with savings tracked completely separately from everyday spending to protect your cushion • Scan receipts with on-device OCR — amounts, dates, and merchants extracted automatically, right on your phone • Create your own custom main categories and subcategories to organize your ledger exactly how your brain works Never Miss a Bill • Set up recurring transactions for rent, subscriptions, and bills — daily, weekly, monthly, or custom • Get a gentle reminder the day before something's due • Get notified when you're approaching a budget limit — before you go over, not after Real Insights, Not Just Numbers • Monthly budget health at a glance with interactive progress indicators • Full spending overview across 1 month, 3 months, 6 months, or a full year — see trends unfold over time, not just this month • Smart behavioural insights — plain-English highlights pointing out shifts in your spending Truly Private • Your data syncs only through your own private iCloud account • Nothing is ever sent to us — because there is no "us" collecting anything • No account creation, no email required, ever Your Data, Your Way • Export your full transaction and recurring history to CSV — opens instantly in Excel, Numbers, or Google Sheets • Home screen widget shows your balance and spending status without opening the app Your App, Your Aesthetic • Switch between a bold gradient dashboard with colorful summary cards, or a flatter, minimal layout — whichever fits how you like to see your numbers • Toggle colorful card backgrounds on or off to match your style Whether you're tracking a tight budget, managing recurring bills, or just want to finally see where your paycheck goes over the long run — SpendSense does it without asking for anything in return.

Never miss a bill – without the stress. Vespil turns your open bills into a calm night sky: every bill is a star, and the closer the due date, the brighter it shines. No red overdue lists. Just a quiet overview and a gentle reminder in time. HOW IT WORKS Add a bill in seconds – scan a Swiss QR-bill or a European GiroCode, and the amount, IBAN, reference and payee are filled in for you. Or enter it by hand. Choose how many days ahead you want to be reminded. Vespil notifies you at the time you set, so you can pay in your banking app before the deadline. Mark a bill as paid with one tap – in the app, right from the notification, or in the widget – and watch it take its leave with a small animation. SEE EVERYTHING AT A GLANCE The sky shows your open bills as stars. An agenda groups them into overdue, this week, this month and later. A calendar puts every due date in view. Analytics show how much you paid each month and for what. ON IPHONE AND IPAD Vespil runs on iPhone and iPad and works with Siri & Shortcuts. KEEP EVERY DOCUMENT WITH THE BILL Attach the original bill to any entry – take a photo, scan a document, or add a PDF. It's stored right inside the app, so the paperwork is always there when you need it. CALM BY DESIGN Instead of another cold, cluttered finance tool, Vespil is quiet, focused and easy on the eyes – with a night sky that, in Pro, follows the time of day from sunrise to midnight. FREE AND VESPIL PRO Vespil is free to use. Vespil Pro is a one-time purchase – no subscription, ever – and unlocks: - Unlimited open bills (free: up to 5) - iCloud sync across all your devices - The sky through the day (sunrise, midday, sunset, midnight) - Home Screen widgets - Recurring bills YOUR DATA STAYS YOURS Vespil works without an account. Your bills live on your iPhone and are covered by your normal iPhone backup. With Pro, they also sync through your own private iCloud – the developer has no access to them. No tracking, no ad networks, no selling of data. PLEASE NOTE Vespil is a reminder app, not payment software. It does not make payments and does not verify payment details. You pay as usual in your own banking app – Vespil just makes sure no bill slips past you. Always check the amount, IBAN and reference against the original bill.