Ends Meet vs Otally

Too many bills, unclear priorities, and no idea what the next check can cover? Ends Meet puts every bill in one place and shows one thing clearly: which bills land on this paycheck, and what is left after them. That is your breathing room, and you see it before you spend a cent. Keep the plan true Ends Meet is now something you talk to. Say "rent is paid," "spent 40 on gas," or "landed 940," and your real number updates on the spot. No forms to fill, no categories to babysit. It is the fastest budget you have ever kept, because keeping it is one short sentence. Built for real pay schedules Paid weekly, every two weeks, twice a month, or on a schedule that jumps around? Ends Meet plans by paycheck, not by calendar month. Each bill lands on the check that covers it, so the number you see is what you actually have, not an average. If your pay varies, like serving, gig, or freelance work, just tell Ends Meet when a check lands and it opens that stretch for you. Money Talk is optional help. Add or change a bill, income, or goal just by typing in plain words, like "rent is 1200 on the first." Ask what to cover first or what cost may be worth reviewing, and it uses the plan you entered to explain the tradeoff. It never moves money or promises savings. On payday and each week it can also leave a short, honest read in the app. See the whole picture, or just this check Move between Pay period, Month, and Bills & accounts. Pay period shows the bills covered by one check, Month shows the wider plan, and Bills & accounts keeps recurring bills, cards, and payoff accounts easy to maintain. Been away for a few days? Ends Meet helps you square up in a tap, then quietly celebrates when you made ends meet for the month. Pick one goal and watch it grow Set a single goal that matters: a starter cushion, a paid-off card, money for a trip. Ends Meet helps you put money toward it on the checks that have room, and skip it on the ones that do not. Prefer a plan? Follow a simple guided path a step at a time. No pressure, ever. Calm by design No dark spreadsheets, no jargon, no endless categories. Just warm paper and your number as the biggest thing on the screen. Private by default No bank logins. You type your own income and bills, so there is no financial account to connect. No ads, and we do not sell your personal information. Delete your account and active account data from inside the app anytime. Free Planning your paychecks, tracking which bills land on each one, seeing your leftover, setting a goal, and Money Talk are all free. Sign in with Apple or Google and you are set up in under a minute. Make ends meet, and see the room you did not know you had.

Otally shows you what your bank balance will be — next week, next month, or a year from now. Most budgeting apps look backwards and tell you where your money went. Otally only looks forward. Enter your paychecks and your bills once, and it draws the whole year ahead so you can see the day your balance dips before it happens. HOW IT WORKS 1. Tell Otally your current balance. 2. Add your income and bills with their dates and how often they repeat. 3. See your projected balance on every day for the next 18 months. WHAT YOU GET - Running balance — see exactly what you will have after every paycheck and every bill. - Low point alerts — set a cushion, and Otally lists every day in the next 12 months your balance is projected to fall below it. Find the tight week in March while it is still January. - Calendar or list — see the month at a glance, or scroll a clean list of what is coming. - Real amounts, not just estimates — when the actual power bill arrives, adjust that one date without disturbing the recurring amount. - Recurring anything — weekly, biweekly, or monthly, with an end date when a loan finishes. - Built for both — designed for iPhone, with a full two-column layout on iPad. WHAT OTALLY IS NOT Otally does not connect to your bank. There is nothing to link and no credentials to hand over. You type in your paychecks and bills yourself, which takes a few minutes once, and means the forecast is built from what you actually know is coming — not from guessing at last month's spending. Otally is a forecasting tool, not financial advice. It does arithmetic on the numbers you give it. PRIVATE BY DEFAULT No account. No sign-up. No email address. Your balances and records are stored on your device and are never sent to us, because there is no server to send them to. PRICING Otally is free to try for 14 days — no payment details required, and no charge when the trial ends. After that, continue for $1.99 per month, or pay $49.99 once and keep it forever. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/