FIRE Path vs FirePath

FIRE Path is the most complete financial independence planner on iPhone. Enter your accounts, income, and spending, then watch your path to early retirement come into focus. YOUR FI NUMBER, CALCULATED FROM YOUR REAL LIFE Most FIRE calculators use guesswork. FIRE Path builds your projection from your actual salary, RSU vesting schedule, 401(k) contributions, Roth IRA, taxable accounts, home equity, and spending, then calculates exactly when you hit financial independence. FOUR PATHS TO FREEDOM Switch between Standard FIRE, Barista FIRE, Coast FIRE, and Lean FIRE with a tap. See how cutting your spending, picking up part-time work, or letting compound growth do the heavy lifting changes your timeline. STRESS-TEST YOUR PLAN - Monte Carlo simulation: Run 1,000+ market scenarios and see the probability your money lasts 30, 40, or 50 years - Historical backtesting: Test your plan against every market cycle from 1871 to present. Would your strategy have survived the Great Depression? The dot-com crash? The 2008 crisis? - Withdrawal strategy modeling: Compare the 4% rule, Guyton-Klinger guardrails, variable percentage withdrawal, and more THE ADVANCED TOOLS SERIOUS PLANNERS NEED - Roth conversion ladder planner: Optimize year-by-year conversions to fill tax bracket headroom before RMDs hit - Social Security optimizer: Compare claiming at 62, 67, or 70 with spousal benefit coordination - ACA healthcare subsidy modeling: Find the income level that maximizes your marketplace subsidy before Medicare kicks in - Withdrawal order optimizer: Tax-efficient drawdown sequence across taxable, tax-deferred, and Roth accounts - IRMAA planner: Avoid Medicare premium surcharges with income-aware retirement projections - Mega backdoor Roth: Model after-tax 401(k) contributions and in-plan Roth conversions - Phased spending: Set different spending levels for go-go years, slow-go years, and no-go years TRACK EVERYTHING IN ONE PLACE Net worth, asset allocation, savings rate, emergency fund coverage, debt payoff timelines, 529 college projections, RSU vesting with live stock prices, and home equity — all in one clean dashboard. ON-DEVICE AI ASSISTANT Ask your AI anything: "How much do I need to retire at 45?" "What happens if I take Social Security early?" "What's my ACA cliff?" It knows your full financial picture and answers with your actual numbers. BUILT FOR PRIVACY All data stays on your device and syncs privately via iCloud. No accounts to create. No data sold. Face ID protection available. ALSO INCLUDES - What-If scenario builder, model job changes, windfalls, early retirement dates - Full federal + state tax engine (all 50 states) - iOS Home Screen widgets - Dark mode

Plan your journey to Financial Independence (FIRE). Calculate exactly when you can retire early, track your progress toward freedom and explore your financial future with 11 powerful, beautifully designed calculators. No accounts, no ads, everything stays on your device. YOUR FIRE DATE, LIVE Move a slider and watch your retirement year change in real time. No forms, no calculate buttons. Your age, spending, investments and monthly contributions turn into one clear answer: the year you can stop working. KNOW YOUR ODDS One straight projection line is a guess. The Monte Carlo simulator runs 1,000 possible market futures and tells you the probability of reaching FIRE within your horizon, including lucky and unlucky scenarios. 11 CALCULATORS, ONE APP - FIRE Calculator: your retirement year, live - Monte Carlo: your chance of making it - Coast FIRE: when growth alone carries you to retirement - Lean FIRE, Fat FIRE and Barista FIRE: three lifestyles, three targets - Compound Interest: the eighth wonder of the world - 4% Rule and Rule of 25: the classics, done beautifully - Savings Rate: the strongest FIRE lever there is - Withdrawal: how long your portfolio lasts while paying you TRACK EVERY MILESTONE A calm, gold-on-black dashboard shows your Financial Independence percentage, passive income coverage and milestone medals from your first 10k to full FIRE. WIDGET ON YOUR HOME SCREEN Your FIRE progress at a glance, updated automatically whenever your plan changes. SAVE SCENARIOS What if you invested 300 more per month? Moved somewhere cheaper? Save plans and compare their FIRE dates side by side. SHARE YOUR PROGRESS Generate a clean progress card to share your journey with the FIRE community. PRIVATE BY DESIGN No account. No tracking. No server. FirePath is fully offline and everything stays on your device. FirePath is a planning tool, not financial advice. Projections are mathematical illustrations based on assumptions you enter yourself.