Sums Up Budget Calc vs TipBud Tip Tracker for Servers

Take control of your finances with Sums Up — a fast, private budget calculator built for real people who want clarity without complexity. Your budgets. Your device. Nobody else. Sums Up never sends your data anywhere. No account to create, no server to trust, no subscription to manage. Everything you enter lives on your phone and nowhere else. Save budgets by name — automatically Give your budget a name and it saves instantly, right on your device. Come back tomorrow, next week, or next month and it's exactly where you left it. Keep separate budgets for different situations — tap any one to load it, start a fresh one anytime. Built around the way budgeting actually works Organize your spending into Needs, Wants, and Savings — the framework that helps you see the full picture at a glance. Enter your income as monthly or yearly, fill in your categories, and Sums Up does the rest. Clean, fast, and distraction-free No ads. No upsells. No bloat. Just a straightforward tool that helps you understand where your money goes and plan for where it should be. Everything you need, nothing you don't - Save and load multiple named budgets - Income entered monthly or yearly - Needs, Wants, and Savings categories - Export and import your budget - Works completely offline Budget smarter. Stay private. Start in seconds.

TipBud is the tip tracker for servers and bartenders: log a shift in ten seconds, see your true hourly rate, and keep a history that syncs between your iPhone and iPad with no account. TipBud logs a shift in about ten seconds and shows your true hourly rate: wages + tips − tip-outs. And your history survives anything — private iCloud backup, CSV export, no account, no ads. Built for servers, bartenders, baristas, and anyone who works for tips. WHY TIPPED WORKERS SWITCH TO TIPBUD • Ten-second shift entry that learns your patterns — it fills in your usual Saturday, you just fix the numbers • True hourly rate on every shift and every week (wage + tips − tip-outs ÷ hours) • Tip-out rules per job — busser 2%, bar 1.5%? Set it once, it's computed every shift • Your month on a calendar, night by night, with a tap-any-day breakdown • Home screen that knows you: last night's take-home, week trend, month pace, and what your best weekday actually pays • Weekly recap on YOUR pay week, not the calendar's • Home-screen widget — last shift and your week, at a glance • Cash vs card split, day-of-week averages, personal bests • Multiple jobs with separate wages — all included, nothing extra to buy • New U.S. federal tip deduction (2025–2028): keep the daily tip log the IRS expects, export it any time • CSV export, always — your tips are your data • Switching apps? Import your history from a CSV in minutes • Private iCloud sync + backup files — no account, no login, nothing to lose • Face ID app lock — your money stays your business • Share a night as a clean card — with a $-hidden mode that shows the shape, never the dollars • Optional reminders computed from your own history, off by default • Light, dark, or system appearance — and built to respect your text-size settings ONE PURCHASE, YOURS FOREVER Your first 14 shifts include every feature, nothing held back. After that, a single one-time unlock keeps TipBud yours for good — no subscription, no ads, ever. And your history stays viewable and exportable even if you never buy. No account. No tracking. Just your tips, added up honestly.