Cent vs Sable Budget

Meet Cent: the ultra-minimalist, private expense tracker designed for absolute speed and total data ownership. Most budgeting apps force you to create accounts, link your private bank details, and sync your financial life to the cloud. Cent does the exact opposite. It works 100% offline, keeping your financial data exactly where it belongs: locally on your device. With a frictionless design inspired by the speed of a daily calculator, Cent cuts through the noise so you can log an expense and get on with your day. WHY USE CENT? • 100% LOCAL & PRIVATE: Your data never leaves your phone. No servers, no data selling, and no privacy anxiety. • ZERO FRICTION: No sign-ups, no onboarding loops, and no login forms. Open the app and log immediately. • INSTANT LOGGING: Enter an amount on the dedicated numpad, tap a category, and save in a single gesture. • SMART HISTORY & INSIGHTS: View beautifully clean, native charts that break down your spending by category for the month. • EXPORT ANYTIME: You own your data. Export your entire history to a standard CSV file whenever you need to back it up or run a spreadsheet. Take control of your habits without sacrificing your privacy. Download Cent today.

Sable is a budget you keep by hand — a big keypad, monthly envelopes, savings buckets, and a quiet sense of what's left. You log spending by hand in seconds. That tiny moment of attention is the whole method: people who log by hand notice what they spend. WHAT SABLE DOES • Monthly budget with a calm "what's left · per day" pace • Category envelopes that fill as you spend • Savings buckets for the things you're building toward • Bills & task reminders that actually repeat, with gentle notifications • A month in review: top categories, one gentle note, no charts screaming at you WHAT SABLE REFUSES TO DO • No bank or card connections — ever • No account, no sign-in, no cloud • No analytics, no trackers, no ads. The app makes zero network calls. • App Store privacy label: Data Not Collected YOUR DATA, LITERALLY Everything lives on your phone in an encrypted database. Back it up to a file that only your passphrase can open — restore it on any phone. Lock the app behind Face ID. If you leave, take everything with you. NO SUBSCRIPTION Sable will never charge monthly. And your data is never for sale back to you: backup export and import are free in every version, always. Made for people who'd rather feel their spending than automate it.