Budget vs Flosna

BudgetX is a private, practical money manager that helps you understand your finances without complicated spreadsheets. TRACK YOUR MONEY • Record expenses and income in seconds • Organize spending with category budgets • Attach receipt photos and schedule recurring transactions • See monthly spending and recent activity at a glance ASK YOUR BUDGET Type or speak questions about spending, budgets, savings goals, lent money and group balances. BudgetX answers using your current app data. On supported devices, Apple Intelligence helps interpret and phrase requests on device. PLAN AHEAD • Set category budgets and monitor progress • Create savings goals and record contributions • Track money lent and partial repayments • Support multiple currencies SPLIT GROUP EXPENSES Create groups, choose who paid, split expenses between selected members, review balances and generate settlement instructions. Export a detailed group summary whenever you need it. REPORTS AND SHORTCUTS Review spending trends, category breakdowns and period comparisons. Export polished PDF reports or spreadsheet-friendly CSV files. You can also generate the current month’s PDF report using Siri or Shortcuts. BACKUP AND TRANSFER Create a password-protected BudgetX backup and save it using Files. Import a compatible backup on another device, with validation designed to avoid overwriting an existing financial workspace. BUILT FOR PRIVACY BudgetX does not require an account. Financial records stay on your device unless you choose iCloud Sync. Face ID lock is available for additional privacy. BudgetX provides organizational information, not financial, tax or investment advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://budgetx-access.nikhilnalwar.workers.dev/privacy

Flosna means "our money." It is a personal finance app that helps you record income and expenses, create budgets, monitor savings goals, and review financial reports in one place. Whether you want to manage daily spending, organize your monthly budget, or keep track of your financial activity, Flosna provides tools to record transactions, analyze reports, and organize your finances — all without a bank connection or online account. EXPENSE TRACKER Record expenses, income, and transfers in seconds. - Add expenses and income - Transfer money between accounts - Edit or delete transactions - Attach notes and receipt images - Search and filter records - Organize transactions with categories BUDGET PLANNER Create budgets that fit your financial planning. - Daily budgets - Weekly budgets - Monthly budgets Monitor your budget progress and compare planned spending with recorded expenses, so you always know where you stand before the month ends. SAVINGS GOALS Create savings goals and monitor your progress toward each one. Examples include: - Emergency fund - Vacation - Car - Home - Education - Shopping - Custom goals Set a target amount and optional deadline, then track your contributions over time. REPORTS & CHARTS Review your financial activity with reports and interactive charts. Available reports include: - Income reports - Expense reports - Budget reports - Savings reports - Monthly summaries - Category analysis - Balance history Charts help you review spending patterns over different periods, so trends are easy to spot at a glance. FINANCIAL HEALTH SCORE View a financial health score calculated from your recorded budgets, expenses, savings, and goals. The score comes with a breakdown of what's driving it and practical recommendations to help you improve it over time. FINANCIAL SIMULATOR Create financial scenarios using your recorded information to estimate future balances based on planned income, expenses, or savings changes — a simple way to test a decision before you make it. SUBSCRIPTION TRACKER Manage recurring payments by recording subscriptions such as streaming services, internet, mobile plans, insurance, memberships, and software subscriptions, with a clear view of what's due and when. RECEIPT ATTACHMENTS Attach receipt images to transactions to keep supporting documents together with your financial records, so proof of purchase is never separated from the entry. ACCOUNTS & CATEGORIES Create multiple accounts including cash, bank accounts, savings accounts, credit cards, and digital wallets. Customize categories to organize expenses and income according to your needs. MULTI-CURRENCY Manage your finances using different currencies, with support for symbols and formats from around the world. 14 SUPPORTED LANGUAGES Use Flosna in your preferred language, with support for 14 languages including English, French, and Arabic with full right-to-left layout. THEMES Personalize the appearance of the application with Light, Dark, Midnight, Fintech, Flosna, and additional themes. PRIVACY & SECURITY Protect your financial records with: - PIN protection - Biometric authentication (supported devices) - Local data storage - Offline access Your data remains available on your device even without an internet connection, and nothing is uploaded or shared without your action. EXPORT REPORTS Export reports in: - PDF - Excel - JSON Share reports whenever needed, so your records are always yours to keep. DAILY REMINDERS Create reminders for recording expenses and managing your budget, so tracking your money becomes a daily habit instead of an afterthought. Flosna helps you organize income, expenses, budgets, savings goals, and financial reports in a single application for everyday personal finance management — private, offline, and built around your daily habits.