Comparison

Budget vs Shift Pay Audit

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Budget

Manage your money privately and practically without complex spreadsheets. Track expenses, set budgets, and create savings goals. Ask questions about your spending and get instant answers, with support for multiple currencies and group expense splitting.

Highlights
  • Expense and income tracking
  • Category budgets
  • Savings goals
  • Group expense splitting
  • Customizable reports
  • Multi-currency support
  • Privacy-focused design
Features
Read full description

BudgetX is a private, practical money manager that helps you understand your finances without complicated spreadsheets. TRACK YOUR MONEY β€’ Record expenses and income in seconds β€’ Organize spending with category budgets β€’ Attach receipt photos and schedule recurring transactions β€’ See monthly spending and recent activity at a glance ASK YOUR BUDGET Type or speak questions about spending, budgets, savings goals, lent money and group balances. BudgetX answers using your current app data. On supported devices, Apple Intelligence helps interpret and phrase requests on device. PLAN AHEAD β€’ Set category budgets and monitor progress β€’ Create savings goals and record contributions β€’ Track money lent and partial repayments β€’ Support multiple currencies SPLIT GROUP EXPENSES Create groups, choose who paid, split expenses between selected members, review balances and generate settlement instructions. Export a detailed group summary whenever you need it. REPORTS AND SHORTCUTS Review spending trends, category breakdowns and period comparisons. Export polished PDF reports or spreadsheet-friendly CSV files. You can also generate the current month’s PDF report using Siri or Shortcuts. BACKUP AND TRANSFER Create a password-protected BudgetX backup and save it using Files. Import a compatible backup on another device, with validation designed to avoid overwriting an existing financial workspace. BUILT FOR PRIVACY BudgetX does not require an account. Financial records stay on your device unless you choose iCloud Sync. Face ID lock is available for additional privacy. BudgetX provides organizational information, not financial, tax or investment advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://budgetx-access.nikhilnalwar.workers.dev/privacy

About

Shift Pay Audit

Features
Read full description

Keep a clear record of the shifts you worked, the pay rules you used, and the gross pay you expect. Shift Pay Audit is for people who want to check their own record before they ask payroll a question. Set up a job, choose a pay period, add your shifts, and compare your estimate with the gross amount on your stub. It is deliberately a record-and-review tool β€” not a time clock, payroll service, tax calculator, or legal service. HOW IT WORKS β€’ Add a job with its hourly rate and overtime rule. β€’ Choose a pay schedule and see the period boundaries before you log anything. β€’ Record regular, split, or overnight shifts. Each entry keeps its UTC offset, so the app never guesses at daylight-saving changes. β€’ Review paid hours, gross pay, rounding, and overtime line by line. β€’ Enter the gross amount from your pay stub to see the difference beside your own estimate. USEFUL WHEN YOU β€’ Work more than one job or use different hourly rates. β€’ Need to keep a personal record of overnight shifts or changing pay rules. β€’ Want a CSV that shows the shifts and rules behind an estimate. β€’ Prefer to check your record privately before you contact payroll. FREE AND LIFETIME PRO Start with one complete job and your latest pay period. Lifetime Pro is a one-time purchase that adds up to three jobs, custom rate and overtime rules, full history, and CSV export. There are no subscriptions. If you bought Shift Pay Audit 1.0, your existing purchase keeps Lifetime Pro access after updating. PRIVATE BY DEFAULT Your jobs, shifts, rates, and notes stay on your device. No account, employer login, ads, cloud sync, or analytics service is required. If you export a CSV, you choose where it goes. Purchases and Restore Purchases are handled by Apple through the App Store; Shift Pay Audit does not receive your payment-card details. A NOTE ABOUT ESTIMATES Your result is based on the shift data and rules you enter. A difference from a pay stub is a prompt to review the details β€” it does not prove a payroll mistake and is not tax, wage-law, or legal advice.

Screenshots

Budget4 screens
Shift Pay Audit4 screens

Verdict

The call

The clearest difference is in-app purchases: Shift Pay Audit at none against Budget's 3. Budget's advantage is update cadence (every 2 days vs every 8 days). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Budget sells 3 one-off in-app purchases. Shift Pay Audit asks for nothing beyond the download.

UpkeepUpdate frequency

Budget ships an update every 2 days, Shift Pay Audit every 8 days. The most recent releases landed on October 25, 2026 and October 7, 2026 respectively.

Scorecard2 real differences Β· 6 level
Budget versus Shift Pay Audit: the parameters behind the verdict, then further details
ParameterBudgetShift Pay Audit
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyEvery 2 days β€” betterEvery 8 days
AdsNoNo
In-app purchasesYesNo β€” better
MonetizationFree with in-app purchasesβ€”
DevicesiPhoneiPhone
Requires iOS17.616.4 β€” better
Further details β€” not scored
Size6 MB50 MB
Age rating4+4+
DeveloperNikhil Nalwar于川 ζ›Ή

In-app purchases

3 purchases

Budget

One-time3
  • Small Tip$0.99
  • Generous Tip$0.99
  • Amazing Support$2.99
None

Shift Pay Audit

No in-app purchases

Questions

Is Budget free?
Budget is free to download, with in-app purchases available.
Is Shift Pay Audit free?
Shift Pay Audit is free to download, with no in-app purchases.
Do Budget or Shift Pay Audit have ads?
Neither Budget nor Shift Pay Audit shows ads.
Which is updated more often, Budget or Shift Pay Audit?
Budget ships an update every 2 days, and Shift Pay Audit every 8 days. Most recently, Budget was updated on October 25, 2026 and Shift Pay Audit on October 7, 2026.

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