Budget vs Shift Pay Audit
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Budget
Manage your money privately and practically without complex spreadsheets. Track expenses, set budgets, and create savings goals. Ask questions about your spending and get instant answers, with support for multiple currencies and group expense splitting.
- Expense and income tracking
- Category budgets
- Savings goals
- Group expense splitting
- Customizable reports
- Multi-currency support
- Privacy-focused design
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BudgetX is a private, practical money manager that helps you understand your finances without complicated spreadsheets. TRACK YOUR MONEY β’ Record expenses and income in seconds β’ Organize spending with category budgets β’ Attach receipt photos and schedule recurring transactions β’ See monthly spending and recent activity at a glance ASK YOUR BUDGET Type or speak questions about spending, budgets, savings goals, lent money and group balances. BudgetX answers using your current app data. On supported devices, Apple Intelligence helps interpret and phrase requests on device. PLAN AHEAD β’ Set category budgets and monitor progress β’ Create savings goals and record contributions β’ Track money lent and partial repayments β’ Support multiple currencies SPLIT GROUP EXPENSES Create groups, choose who paid, split expenses between selected members, review balances and generate settlement instructions. Export a detailed group summary whenever you need it. REPORTS AND SHORTCUTS Review spending trends, category breakdowns and period comparisons. Export polished PDF reports or spreadsheet-friendly CSV files. You can also generate the current monthβs PDF report using Siri or Shortcuts. BACKUP AND TRANSFER Create a password-protected BudgetX backup and save it using Files. Import a compatible backup on another device, with validation designed to avoid overwriting an existing financial workspace. BUILT FOR PRIVACY BudgetX does not require an account. Financial records stay on your device unless you choose iCloud Sync. Face ID lock is available for additional privacy. BudgetX provides organizational information, not financial, tax or investment advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://budgetx-access.nikhilnalwar.workers.dev/privacy
Shift Pay Audit
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Keep a clear record of the shifts you worked, the pay rules you used, and the gross pay you expect. Shift Pay Audit is for people who want to check their own record before they ask payroll a question. Set up a job, choose a pay period, add your shifts, and compare your estimate with the gross amount on your stub. It is deliberately a record-and-review tool β not a time clock, payroll service, tax calculator, or legal service. HOW IT WORKS β’ Add a job with its hourly rate and overtime rule. β’ Choose a pay schedule and see the period boundaries before you log anything. β’ Record regular, split, or overnight shifts. Each entry keeps its UTC offset, so the app never guesses at daylight-saving changes. β’ Review paid hours, gross pay, rounding, and overtime line by line. β’ Enter the gross amount from your pay stub to see the difference beside your own estimate. USEFUL WHEN YOU β’ Work more than one job or use different hourly rates. β’ Need to keep a personal record of overnight shifts or changing pay rules. β’ Want a CSV that shows the shifts and rules behind an estimate. β’ Prefer to check your record privately before you contact payroll. FREE AND LIFETIME PRO Start with one complete job and your latest pay period. Lifetime Pro is a one-time purchase that adds up to three jobs, custom rate and overtime rules, full history, and CSV export. There are no subscriptions. If you bought Shift Pay Audit 1.0, your existing purchase keeps Lifetime Pro access after updating. PRIVATE BY DEFAULT Your jobs, shifts, rates, and notes stay on your device. No account, employer login, ads, cloud sync, or analytics service is required. If you export a CSV, you choose where it goes. Purchases and Restore Purchases are handled by Apple through the App Store; Shift Pay Audit does not receive your payment-card details. A NOTE ABOUT ESTIMATES Your result is based on the shift data and rules you enter. A difference from a pay stub is a prompt to review the details β it does not prove a payroll mistake and is not tax, wage-law, or legal advice.
Screenshots
Verdict
The clearest difference is in-app purchases: Shift Pay Audit at none against Budget's 3. Budget's advantage is update cadence (every 2 days vs every 8 days). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Budget sells 3 one-off in-app purchases. Shift Pay Audit asks for nothing beyond the download.
Budget ships an update every 2 days, Shift Pay Audit every 8 days. The most recent releases landed on October 25, 2026 and October 7, 2026 respectively.
| Parameter | Budget | Shift Pay Audit |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | β |
| Update frequency | Every 2 days β better | Every 8 days |
| Ads | No | No |
| In-app purchases | Yes | No β better |
| Monetization | Free with in-app purchases | β |
| Devices | iPhone | iPhone |
| Requires iOS | 17.6 | 16.4 β better |
| Further details β not scored | ||
| Size | 6 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Nikhil Nalwar | δΊε· ζΉ |
In-app purchases
Budget
- Small Tip$0.99
- Generous Tip$0.99
- Amazing Support$2.99
Shift Pay Audit
No in-app purchases
Questions
Is Budget free?
Is Shift Pay Audit free?
Do Budget or Shift Pay Audit have ads?
Which is updated more often, Budget or Shift Pay Audit?
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