生存记账 vs SpendNext
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
生存记账
A clean and simple personal finance app for tracking income, expenses, and debts. It offers quick recording, automatic recognition of financial details, and comprehensive analysis of your spending and liabilities. Manage cash, credit cards, and installment bills with ease.
- Quick income and expense recording
- Automatic financial detail recognition
- Cash and credit card account management
- Installment bill calculation
- Unified asset and debt view
- Spending analysis and statistics
- Data import and export
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生存日记是一款干净、简单、专注个人收支与负债管理的记账 App。 不用登录,没有广告,打开就能开始记录每一笔收入与支出。 你可以用它记录日常消费、管理现金账户、查看信用卡应还、统计每月收支,也可以通过快捷指令快速完成记账,让记账变得更轻松。 主要功能: • 快速记录收入与支出 • 支持快捷指令记账 • 自动识别金额、分类与账户 • 现金账户管理 • 信用卡账户管理 • 分期账单自动计算 • 本月应还与未来应还统计 • 资产与负债统一查看 • 收支分类统计分析 • 月度交易记录查看 • 自定义分类、颜色与图标 • 微信、支付宝、Excel 账单导入 • 完整数据导出与恢复 • iCloud 数据同步备份 生存日记希望用最简单的方式,帮你看清钱花在哪里、还需要还多少、自己还剩多少。 没有复杂设置,也没有多余打扰。 从今天开始,认真记录自己的生活。
SpendNext
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Plan your spending. See what’s next. SpendNext is a simple personal finance app that helps you plan your upcoming spending and understand how it may affect your future balance. Add expected expenses and income, set up recurring spending, and see what your balance could look like over time. Plan ahead for bills, subscriptions, daily spending, and bigger purchases. See your expected cash flow on a calendar and understand how much you may have left in the future. Plans change. Adjust them anytime and instantly see how your financial outlook changes. No complicated budgets. No endless charts. Just a simple way to see what’s next. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: SpendNext at daily against 生存记账's every 5 days. 生存记账's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.6). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
生存记账 ships an update every 5 days, SpendNext daily. The most recent releases landed on October 11, 2026 and October 12, 2026 respectively.
| Parameter | 生存记账 | SpendNext |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 5 days | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 44 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | 德培 卢 | 思宇 关 |
In-app purchases
生存记账
No in-app purchases
SpendNext
No in-app purchases









