Comparison

Quotra vs Bills Copilot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Quotra

Features
Read full description

YOUR MONEY. YOUR RULES. YOUR PRIVACY. How much can you spend today? Will you have enough until payday? And what if your expenses could log themselves? Quotra helps you see more than your current balance. Understand what's coming next, plan ahead, and feel confident about your money. No complicated spreadsheets or unnecessary setup. APPLE PAY — EXPENSES THAT TRACK THEMSELVES Set up an automation with Apple Wallet and Shortcuts once, and your Apple Pay purchases can be added to Quotra automatically. Less manual tracking. More time for life. YOUR FINANCES STAY YOURS • No registration or account required. • No bank account connection. • No storage of personal financial records on our servers. • No ads. Your personal income, expenses, and balances stay on your iPhone. We don't need access to your bank accounts or personal financial records. MORE THAN A BALANCE. A LOOK AHEAD. • SAFE-TO-SPEND AMOUNT Know how much you can comfortably spend today without going over budget. • UPCOMING PAYMENTS Stay ahead of subscriptions, recurring bills, and expected income. • BALANCE FORECAST See how upcoming payments and planned expenses could affect your balance. • SHARED FINANCES Plan and manage a shared budget with your partner or family in a dedicated shared space. LESS TRACKING. MORE PEACE OF MIND. Quotra doesn't tell you how to spend your money. It simply helps you understand your finances, prepare for what's next, and make decisions with confidence. Download Quotra and take control of your money. No registration needed. Privacy Policy: https://appsby.bond/privacy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Bills Copilot

Organize your bills, get timely reminders for due dates, and maintain a clear record of your payments. This app allows you to track unlimited bills with customizable schedules and payment history.

Highlights
  • Track unlimited bills
  • Customizable bill schedules
  • Optional payment reminders
  • Mark bills as paid
  • Payment history tracking
  • Calendar view
  • Spending statistics
Features
Read full description

Know what's due. Know what's left. Bills Copilot helps you keep track of your bills and plan around payday. Add your bills and, if you want, add when you normally get paid. Bills Copilot will show you what's due before your next payday and what you expect to have left after your bills. Plan around payday See which bills are due before your next payday, how much you expect to get paid, and what you expect to have left afterward. Adding income is optional. You can still use Bills Copilot as a simple bill tracker without it. Pay a bill all at once or a little at a time Record what you actually paid. If you only paid part of a bill, Bills Copilot keeps track of what's still left. Paycheck different this time? You can adjust an upcoming paycheck or record what you actually received without changing what you normally expect to get paid. See what's coming Use the calendar to see your bills and paydays together. Understand where your money went Insights lets you look at your bills by category and compare what you expected to pay with the payments you actually recorded. Stay ahead of due dates Set reminders for your bills and optional payday notifications. No bank connection required Bills Copilot doesn't need access to your bank account, and you don't need to create an account to use it. You also get recurring bills, payment history, autopay tracking, multiple income schedules, monthly planning, search and filters, backup and restore, CSV export, and Light and Dark Mode. Bills Copilot isn't trying to replace your bank or become a complicated budgeting app. It helps you answer two simple questions: What's due? And what's expected to be left?

Screenshots

Quotra4 screens
Bills Copilot4 screens

Verdict

The call

The clearest difference is in-app purchases: Bills Copilot at none against Quotra's 4. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Quotra sells 4 in-app purchases, starting at $3.99 per month. Bills Copilot asks for nothing beyond the download.

UpkeepUpdate frequency

Quotra ships an update every 11 days, Bills Copilot every 2 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 8 level
Quotra versus Bills Copilot: the parameters behind the verdict, then further details
ParameterQuotraBills Copilot
PriceFreeFree
Rating—5.0 (4 ratings) — better
Number of ratings—4 — better
Update frequencyEvery 11 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPad — betteriPhone
Requires iOS26.026.0
Further details — not scored
Size43 MB4 MB
Age rating4+4+
DeveloperRuslan BondarchukGabriel Sanchez

In-app purchases

4 purchases

Quotra

Subscriptions4
  • Quotra Pro7 Days trial$3.991 Month
  • Quotra Family7 Days trial$6.991 Month
  • Quotra Pro7 Days trial$29.991 Year
Show 1 more
  • Quotra Family7 Days trial$49.991 Year
None

Bills Copilot

No in-app purchases

Questions

Is Quotra free?
Quotra is free to download, with in-app purchases available.
Is Bills Copilot free?
Bills Copilot is free to download, with no in-app purchases.
Do Quotra or Bills Copilot have ads?
Neither Quotra nor Bills Copilot shows ads.
Which is updated more often, Quotra or Bills Copilot?
Quotra ships an update every 11 days, and Bills Copilot every 2 weeks. Most recently, Quotra was updated on November 5, 2026 and Bills Copilot on October 31, 2026.

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