Statement AI Expense Tracker vs MoneyMint

Understand your money without handing it to a server. Statement.AI reads your bank or credit-card statement entirely on your phone, auto-sorts every transaction, and shows where your money goes — plus a Financial Health Score, monthly reviews, forecasts, savings goals and subscription cleanup. • 100% on-device — your statements, passwords and balances never leave your phone • Works with any bank's PDF, including password-protected statements • Auto-categorization with a built-in AI model (no API keys, works offline) • Health score, forecasts, lifestyle-inflation alerts and an on-device spending coach • Budgets with instant alerts, savings goals with ETAs, subscription review • App Lock with PIN + Face ID • Free to use; Premium unlocks unlimited statements and advanced tools Premium is an auto-renewable subscription (monthly or yearly). Payment is charged to your Apple ID at confirmation of purchase. It renews automatically for the same period and price unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://moncymelvin.github.io/statement-ai-privacy/

MoneyMint is the simplest, most private way to track your money. Every transaction, budget, and insight stays on your iPhone by default — no account needed, no ads, no tracking. It even works in Airplane Mode. Completely free. No subscriptions, no in-app purchases, no ads — ever. — PRIVATE BY DEFAULT — No sign-up and no account required. Your data lives on your device, and nothing is uploaded unless you choose to turn on Cloud Sync. Lock the app behind Face ID, Touch ID, or your passcode for total peace of mind. — TRACK EVERYTHING, FAST — • Add expenses and income in seconds with a quick bottom-sheet entry • A custom keypad with a built-in calculator (+ − × ÷) • Live currency formatting, categories, payment methods, notes, and dates • Browse every transaction with search, filters (date, type, category), and sorting • Swipe to delete with one-tap Undo — SEE WHERE YOUR MONEY GOES — • A clean home screen with your balance and income vs. expense summary • Quick stats for Today, This Week, This Month, and Overall • Six interactive charts: cash flow, category donut, spending trends, income sources, and a period explorer • Plain-language insights that tell you what changed and why — STAY ON BUDGET — • Set an overall monthly budget plus per-category limits • Live progress bars with on-track, approaching, and over-budget status • Know instantly when you're close to a limit — SPLIT WITH FRIENDS — • Track money you've lent or borrowed, person by person • Per-currency balances and one-tap settle up • Share a PDF statement, or reach out by Call, Message, or WhatsApp — INVOICES & IMPORT — • Generate numbered A4 PDF invoices and statements from any transactions • Guided CSV import from any bank, with column and category mapping • Export and back up to JSON or CSV, import to restore or merge • Clear all data anytime — LOG MONEY WITHOUT OPENING THE APP — • Home Screen and Lock Screen widgets • Siri and Shortcuts quick entry • iOS Back Tap and Home Screen quick actions — OPTIONAL CLOUD SYNC — Off by default. Turn it on to back up and sync across your devices with Sign in with Apple or Google. Delete your account and all cloud data from inside the app at any time. — BUILT FOR iOS — • Minimal design with the Liquid Glass look • System, Light, and Dark appearance • 49 currencies and 16 languages • Haptics, VoiceOver, Dynamic Type, and Reduce Motion support No ads. No subscriptions. No tracking. Just a fast, beautiful, private finance tracker that does exactly what you need. Download MoneyMint and take control of your money — privately.