Comparison

Checkout Now vs Fundred

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Checkout Now

Wallet, bills & virtual card

About

Checkout Now

Features

Read full description

CheckoutNow is the consumer mobile wallet from CheckoutPay — built for affordable, reliable everyday payments in Nigeria. SEND & RECEIVE • Transfer to other CheckoutNow users quickly • Receive money with your personal pay code or QR • Scan QR codes to pay friends and merchants TOP UP & PAY • Fund your NGN wallet by bank transfer • Pay electricity, cable, and other bills • Buy airtime and mobile data (VTU) VIRTUAL DOLLAR CARD • Request a USD virtual card funded from your Naira wallet • Shop online on international sites SECURITY & ACCOUNT • Secure sign-in with phone OTP and PIN • Optional biometric login on supported devices • View transaction history and manage your profile SUPPORT • In-app help and live support when you need it • Linked to CheckoutPay customer care CheckoutPay powers merchants with bank transfer matching, virtual accounts, and APIs. CheckoutNow brings that same platform to everyday users in one simple app. Download CheckoutNow and manage your money on the go.

About

Fundred

Features

Read full description

Welcome to Fundred You can now buy and sell crypto, as well as sell gift cards, directly from the app. We’ve made it simple to complete your transactions with fewer steps and a smooth experience from start to finish. You can also expect regular improvements, bug fixes, and new features as we continue to build. Download the app and get started.

Screenshots

Checkout Now4 screens

Fundred4 screens

Verdict

The call

Checkout Now and Fundred are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Checkout Now ships an update every 10 days, Fundred fortnightly. The most recent releases landed on October 25, 2026 and October 9, 2026 respectively.

ScorecardNo meaningful differences

Checkout Now versus Fundred: the parameters behind the verdict, then further details
Parameter	Checkout Now	Fundred
Price	Free	Free
Update frequency	Every 10 days — better	Fortnightly
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad, iPod	iPhone, iPad, iPod
Requires iOS	15.5	15.1 — better
Further details — not scored
Size	26 MB	44 MB
Age rating	4+	4+
Developer	CHECKOUT NOW LTD	FUNDRED LIMITED

In-app purchases

None

Checkout Now

No in-app purchases

None

Fundred

No in-app purchases

Questions

Is Checkout Now free?

Checkout Now is free to download, with no in-app purchases.

Is Fundred free?

Fundred is free to download, with no in-app purchases.

Do Checkout Now or Fundred have ads?

Neither Checkout Now nor Fundred shows ads.

Which is updated more often, Checkout Now or Fundred?

Checkout Now ships an update every 10 days, and Fundred fortnightly. Most recently, Checkout Now was updated on October 25, 2026 and Fundred on October 9, 2026.