calmfinance vs Economee

calmfinance is a private personal finance app that helps you understand your money and plan ahead. Track accounts, transactions, budgets, savings goals, investments, forecasts, and financial insights—all in one place. Organize transactions with categories and notes, use advanced filters to find exactly what you need, review spending trends, monitor budgets, and follow your progress toward financial goals. Save time by adding transactions with your voice, importing them from bank files, scanning receipts, or automatically logging Apple Pay purchases with a Shortcuts automation. Plan ahead with financial forecasts, track multiple currencies, and monitor investment holdings with refreshed market quotes. Your financial data stays on your device unless you choose to sync, back it up or export it. Protect access with a passcode or Face ID, and create encrypted backups in iCloud for added peace of mind. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://calmfinance.app/en/privacy

Subscriptions charge you quietly. One at a time they look small; together they turn into a bill nobody agreed to. Economee gathers them in one place, works out what they cost you in a month and in a year, and warns you before each charge — so you decide, instead of finding out afterwards. WHAT YOU GET FOR FREE • Unlimited subscriptions, in any currency • What you spend per month and per year • Charge calendar — the whole month at a glance: which days, and how much • Reminders before a charge, at the time you choose • Trial endings, in time to decide • The savings counter: cancel something and watch what comes back • Five screenshot scans to start with • Seven languages WITH PREMIUM • Worth a look — overlaps, duplicates and the one that eats the budget • Statistics — where the money goes, by tag, service and card • Payment cards — how much to keep on each one by the start of the month • Screenshot scanning without a limit • Bank import — subscriptions find themselves in your Monobank statement THE SAVINGS COUNTER Cancelling a subscription is a decision that pays out every month, quietly, where nobody sees it. Economee makes it visible: cancel something for €15 a month and the counter keeps that €15 in view for a year. YOUR DATA STAYS YOURS Your subscriptions, cards and savings history live on your device and in your own private iCloud, and they appear on your other devices with the same Apple ID. The list itself never reaches our server — we could not read it if we wanted to. One button in Account deletes everything you entered. Once a day the app sends anonymous statistics, so we can see what to improve: how many subscriptions you have, what they come to per month, how much the savings counter holds, your base currency and whether Premium is on. Totals only, under a random number made when you install the app — no service names, no notes, no card details, nothing with your name on it. You can turn the statistics off in Settings. Screenshot recognition runs on the device using Apple's Vision framework. No image leaves the phone. Bank import uses a personal Monobank token, kept in the device Keychain and sent only to the bank. The token is read-only: the app cannot move money. HONEST NUMBERS Where a number is a guess, Economee says so. Where a currency has no exchange rate, it says that too, instead of quietly leaving the amount out of the total. Findings suggest what to look at — they never claim to know the price of a plan we have not seen. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://economee.tradegreat.io/privacy On iPad the list and the details sit side by side, and the widest widget tile shows twelve charges at once.