STB Superapp vs RealX Pro

SpendTheBits is a self-custody crypto wallet for stablecoins and 13 chains: USDC, USDT, Bitcoin, Lightning, Ethereum, Solana, XRP, TRON and more. Earn yield on idle stablecoins, send, bridge, and get paid by AI agents — your keys never leave your phone. YOUR KEYS, YOUR CRYPTO • Fully self-custody: the seed phrase and private keys are generated and stored only in your phone's secure keychain — never on our servers • One recovery phrase for BTC, LTC, ETH, Base, Linea, BNB, POL, AVAX, SOL, XRP, TRX, FLR and SUI, plus USDC and USDT across chains • Bitcoin over Lightning: instant, low-fee payments from a node on your phone • Restore into any compatible wallet, any time — no lock-in EARN ON IDLE STABLECOINS • Put idle USDC to work in vetted on-chain vaults held by your own keys • A 0–100 Yield Safety Score routes deposits and a Treasury Auto-Defense circuit breaker can exit to liquid USDC on a safety breach • Observed yield, not projections; sends unwind just what you need, just in time PAY, AUTOPAY & STREAM • Send instantly to addresses or @handles • Recurring autopay from one signature — a revocable allowance, never an escrow • Stream salary, rent or vesting per second; claim whenever you like • Bridge USDC between chains with Circle CCTP GET PAID BY AI AGENTS • Your @handle doubles as an x402-payable endpoint: agents pay USDC over HTTP 402 straight to addresses only you control • Pay any x402 API from your wallet by pasting or scanning its URL SPEND • Buy gift cards from popular brands by paying in any crypto PROTECT & RECOVER • Recipient risk-screening and an anti-swap broadcast firewall • Scam-token quarantine: unverified airdrops never count as real funds • Spending guardrails: caps, allowlists, quiet hours, one-tap freeze • Clear-signing — see exactly what you approve • Social recovery via guardians and an inheritance flow NON-CUSTODIAL BY DESIGN No exchange, no order book, no fiat ramp: SpendTheBits is a wallet. Even the AI Copilot is prepare-only — it proposes, your device disposes. Crypto is volatile and involves risk. SpendTheBits is a non-custodial wallet; you are responsible for safeguarding your recovery phrase.

A Trusted Web3 Wallet for RWA & Crypto Assets RealX is a next-generation decentralized Web3 wallet focused on Real-World Assets (RWA). It enables users to freely manage, trade, and grow traditional financial assets—such as U.S. stocks, U.S. Treasuries, and yield-bearing tokens—alongside leading cryptocurrencies in one wallet. With multi-chain asset aggregation and cross-chain interactions, plus built-in market data, wealth management, portfolio tracking, and secure custody features, RealX provides a seamless all-in-one experience for everyone to safely and conveniently access the dual opportunities of RWA and Web3 assets. The RealX Advantage RealX: Real-World Assets for Everyone A simple, intuitive RWA wallet built for everyone Whether you are a traditional finance user or an experienced crypto investor, RealX has everything you need. Its clean, intuitive interface makes it easy for anyone to enter the world of RWA and Web3 assets. RWA wealth management with visible returns Buy yield-bearing assets such as U.S. Treasuries and USDY with one tap. Track APY and earnings changes in real time, bringing traditional asset returns on-chain with greater transparency. Multi-chain assets, managed in one place Supports major public blockchains including Ethereum, Arbitrum, and Base. The Portfolio page categorizes holdings into RWA and Crypto, making risks and returns clear at a glance. Market insights and effortless trading The Market module tracks asset prices and market activity in real time. Candlestick charts and quick order placement help you make investment decisions more efficiently. Flexible multi-wallet management Supports both seed-phrase wallets and social-login wallets. Name, switch, and delete wallets easily to meet different asset-separation needs. Secure custody with multiple layers of protection PIN code, biometric authentication, and seed-phrase backup provide three layers of verification. Your private keys remain exclusively under your control, ensuring secure and self-managed assets. Wealth management, market insights, trading, and asset management—all in one wallet Join RealX and make RWA and Web3 asset freedom accessible to everyone.