Finjira vs FlowWise

Finjira is a personal finance app built for Kenyan M-Pesa users. It automatically imports your M-Pesa transactions from SMS, lets you categorize them, and gives you a clear picture of your spending. KEY FEATURES - Automatic M-Pesa Import — Finjira reads your M-Pesa SMS messages and creates transactions instantly. No typing required. - Smart Categorization — Tag transactions as food, transport, utilities, and more. Build habits that make sense for your life. - Monthly Summaries — See exactly where your money goes each month, broken down by category. - Manual Entry — Add cash transactions, bank transfers, or any expense not covered by M-Pesa. - iOS Share Extension — On iPhone, share M-Pesa SMS messages directly into Finjira from your Messages app. - Secure & Private — Your data stays on your device. We don't sell your financial information. - Dark Mode — Easy on the eyes, day or night. Built for Kenya. Designed for real life.

FlowWise turns your M-Pesa activity into a real budget — without you typing a single transaction. HOW IT WORKS The moment an M-Pesa SMS arrives, FlowWise reads it, extracts the amount, merchant, and category, and logs it automatically. No manual entry, no spreadsheets — just an accurate picture of your money as it happens. BUILT FOR HOW KENYANS ACTUALLY SPEND - M-Pesa auto-logging — zero typing, every transaction captured the moment it lands - Budgets that work — weekly, monthly, or yearly limits per category, with alerts before you overspend - AI financial coach — ask anything about your money and get personalised advice powered by Claude - Debt tracker — see what Fuliza, bank loans, and SACCOs actually cost you, and plan your payoff - Savings goals — set targets and track progress toward what matters: rent, school fees, a phone, land - Bills calendar — never miss rent or KPLC again - Group budgets — split and track spending with your Chama, family, or roommates - Financial Health Score — a single number that tells you where you stand and what to fix YOUR DATA, YOUR STORY All financial data is encrypted in transit and at rest. FlowWise never sells your information, and you're always in control of what gets tracked. Start free — upgrade anytime for unlimited transactions, AI chats, and group budgets. Terms of Use (EULA): https://www.flowwise.co.ke/terms Privacy Policy: https://www.flowwise.co.ke/privacy