Comparison

UMe Projects vs Roots

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UMe Projects

Discover homes with assumable mortgages and compare real monthly payments before purchasing. Explore listings via map, save favorites, and review detailed loan information to understand potential savings against current market rates.

Highlights
  • Map search with payment estimates
  • Saved homes and recent listings
  • Assumable loan details (FHA/VA)
  • Mortgage and affordability calculators
  • Rate comparison and PITI estimates
  • Schedule a call option
Features
Read full description

UMe Projects helps home buyers discover assumable mortgage opportunities and compare real monthly payment options before they buy. Search listings by map, browse nearby assumable homes, save favorites, and review loan details like assumed rate, estimated payment, cash to close, loan balance, and remaining term. With UMe, buyers can quickly see how an existing low-rate mortgage may compare against today’s market rates. Features include: • Map search with estimated monthly payment pins • Saved homes and recently viewed listings • Assumable loan details for FHA and VA-style opportunities • Payment, amortization, affordability, blended-rate, DTI, down payment, and rent-vs-buy calculators • Listing details with rate comparison, estimated PITI, cash to close, and schedule-a-call options • Simple profile and saved search experience UMe Projects is built to make assumable mortgage research easier, faster, and more transparent. Information shown in the app is for educational and informational purposes only and should not be considered financial, legal, lending, or real estate advice. Loan assumptions, eligibility, payments, and availability are subject to lender approval, seller participation, property details, and current market conditions.

About

Roots

Organize home projects, maintenance schedules, and important documents in one place. Track home value, manage tasks, and keep a complete history of your property. Ideal for homeowners managing their biggest investment.

Highlights
  • Plan and track home projects
  • Manage recurring maintenance tasks
  • Track home value and improvements
  • Centralized home history log
  • Household sharing capabilities
Features
Read full description

Roots keeps the projects, maintenance, and history for your biggest investment organized in one calm place. Built by two homeowners who were tired of spreadsheets, scattered receipts, and forgotten maintenance, Roots gives your home the system it deserves. PLAN PROJECTS Scope the work, estimate cost and time, and track to-dos from idea to done. Keep quotes, photos, and receipts attached to the project they belong to. MANAGE MAINTENANCE Build checklists and recurring reminders so the gutters, filters, and seasonal tasks never slip. Roots keeps your home healthy without you holding it all in your head. TRACK VALUE Log upgrades and improvements and see your home's projected current and future value. Understand how the work you do today pays off tomorrow. ONE CONNECTED HISTORY Every project, receipt, appliance, and note lives in one place — so when something breaks, or you refinance, sell, or just want to remember what you did last spring, the answer is right there. SHARE WITH YOUR HOUSEHOLD Invite a partner or family member so everyone stays on the same page (Plus and Pro plans). WHO IT'S FOR Anyone who owns or manages a home. Whether you're hands-on with repairs or prefer hiring everything out, Roots helps you stay organized, on schedule, and on top of your home's history. PLANS • Starter — free. Projects, maintenance schedules, tasks, and home history. • Plus — unlimited projects, detailed reminders, monthly home-value tracking, and sharing with up to 4 people. • Pro — everything in Plus, advanced ROI modeling, more storage, and priority support. Your home deserves a system. Start with Roots. Questions? support@livewithroots.com Privacy: https://livewithroots.com/privacy Terms: https://livewithroots.com/terms

Screenshots

UMe Projects4 screens
Roots4 screens

Verdict

The call

The clearest difference is monetization model: UMe Projects at free against Roots's freemium. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for UMe Projects against 5.0 for Roots. Both are backed by a comparable volume of ratings — 4 and 9 respectively.

UpkeepUpdate frequency

UMe Projects ships an update every 5 weeks, Roots monthly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
UMe Projects versus Roots: the parameters behind the verdict, then further details
ParameterUMe ProjectsRoots
PriceFreeFree
Rating5.0 (4 ratings)5.0 (9 ratings)
Positive reviews100.0% of reviews—
Number of ratings49 — better
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFreemium
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size66 MB19 MB
Age rating4+4+
DeveloperUMe, LLCROOTS LABS LLC

Customer experience

UMe Projects

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Roots

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

UMe Projects

No in-app purchases

None

Roots

No in-app purchases

Questions

Is UMe Projects free?
UMe Projects is free to download, with no in-app purchases.
Is Roots free?
Roots is free to download, with no in-app purchases.
Which has better reviews, UMe Projects or Roots?
UMe Projects and Roots are both rated 5.0 out of 5 on the App Store, from 4 and 9 ratings respectively.
Do UMe Projects or Roots have ads?
Neither UMe Projects nor Roots shows ads.
Which is updated more often, UMe Projects or Roots?
UMe Projects ships an update every 5 weeks, and Roots monthly. Most recently, UMe Projects was updated on November 5, 2026 and Roots on October 31, 2026.

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