Zero vs Lendon Fin

Zero helps you pay off debt - one number, one step at a time. No spreadsheets. No stress. Just a calm, clear plan to get to zero. See everything you owe as a single number, with an estimated debt-free date based on your balances, rates and payments. Then pick a proven payoff method and watch that date get closer every time you make a payment. WHY ZERO • One clear number - all your debts add up to a single balance and an estimated payoff date. • A plan that works - choose Fast Wins (debt snowball) for momentum, or Less Interest (debt avalanche) to save the most money. • Keep payments in focus - reminders before each due date and simple tools to record payments or update balances. • Stay motivated - meaningful milestones and payoff celebrations recognize your progress. • See "what if" - move one slider to see how paying a little extra each month brings your debt-free date sooner. BUILT FOR REAL LIFE Student loans, credit cards, a car loan, or medical bills - Zero keeps it simple. Add what you owe in three quick fields and you're set. PRIVATE BY DESIGN Your debt balances and payment records stay on your device. No bank logins or account required. Core features work offline. Optional Meta install and app-open measurement requires iOS tracking permission and can be revoked in iOS Settings. Private app records and purchase events are not sent through this integration. FREE TO GET DEBT-FREE The core tools - tracking, reminders, and the snowball & avalanche plans - are free forever. Zero Plus offers optional monthly and yearly subscriptions for unlimited debts, home-screen widgets, custom reminders, and unlimited what-if calculations. Start today. Get to zero. Terms of Use (EULA): https://appcitystudios.com/eula Privacy Policy: https://appcitystudios.com/privacy-policy

Lendon Fin helps you understand your loans and monthly finances in one clean and simple app Whether you have one loan or several you can easily keep track of payments monitor your remaining budget and explore different repayment strategies Features Manage all your loans in one place Add loans with amount interest rate term and payment date Enter an exact monthly payment when you already know it Track your monthly income and living expenses See how much money remains after all payments View upcoming payment dates in a built in calendar Simulate extra payments and compare repayment scenarios Estimate interest savings and shorter loan terms Store all information locally on your device Support for multiple currencies including USD EUR PLN and MXN Available in English Polish and Mexican Spanish Lendon Fin is designed for people who want a clear picture of their finances without unnecessary complexity No account required No subscriptions Your financial data stays on your device