Comparison

SubZero vs BalanceCast, Budget & Forecast

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SubZero

This app helps you track the true cost of your subscriptions, including recurring charges and installment plans. It provides reminders for free trials and upcoming renewals, offering insights into your spending by category and yearly projections. Your data remains private with no account required.

Highlights
  • Automatic monthly and yearly cost calculation
  • Installment payment tracking
  • Free trial and renewal reminders
  • Spending statistics by category
  • Yearly spending projection
  • No account required for privacy
Features
Read full description

Do you really know how much your subscriptions cost you each month? Netflix, Spotify, iCloud, YouTube, apps, free trials… On their own, they seem reasonable. But over a year, the total can really sting. SubZero shows you your true monthly and yearly cost in seconds. ADD YOUR SUBSCRIPTIONS IN 2 TAPS Pick a service, enter the price and billing frequency, and SubZero automatically works out what it costs per month and per year. PAYING IN INSTALLMENTS? TRACK IT ALL A purchase split into 3, 4, 10 monthly payments? Add it as an installment plan: SubZero works out each payment, follows the schedule, and archives it on its own once it's paid off. Your real totals finally separate the temporary from the recurring. NEVER FORGET A FREE TRIAL AGAIN Started a free trial? SubZero can remind you before it turns into a paid plan, whenever you choose. SEE WHAT'S COMING Keep track of your upcoming charges, your spending over the year, your most expensive categories, and the subscriptions weighing most on your budget. WHAT SUBZERO DOES FOR YOU • Automatic monthly and yearly cost • Installment payment tracking • Reminders before renewals • Free trial tracking • Stats by category • Yearly projection • No account required SUBZERO PRO One purchase. For life. No subscription to manage your subscriptions. SubZero Pro unlocks: • Unlimited subscriptions • Detailed statistics • Custom reminders • iCloud sync YOUR DATA STAYS WITH YOU No account. No ads. No tracking. No data collected. Download SubZero, add your subscriptions, and see what they really cost you. Questions? subzero@alexdevlab.com

About

BalanceCast, Budget & Forecast

This app forecasts your account balance day by day for up to 24 months, helping you avoid low balance surprises and plan for future expenses. It offers tools for budgeting, loan repayment calculations, and financial habit analysis. Your data is kept private on your device with no ads or tracking.

Highlights
  • Day-by-day balance forecast up to 24 months
  • Budgeting with recurring transactions
  • Financial planner for future expenses
  • Loan repayment calculation tools
  • Financial health score and insights
  • Import transactions from CSV/PDF
  • Multiple accounts and currencies
Read full description

BalanceCast is the budgeting app that shows you the future of your money. Instead of only tracking what you've already spent, it forecasts your account balance day by day - so you can see what's coming, avoid low-balance surprises and make big decisions with confidence. Add your income, expenses and one-off transactions - BalanceCast projects your balance forward across an interactive 24-month calendar, dashboard and charts. SEE YOUR FUTURE BALANCE • Day-by-day forecast on a month and week calendar up to 24 months into the future • Dashboard widgets: projected end balance, lowest upcoming balance, top expenses and an income-vs-expense graph • Spot the days your balance dips before they happen BUDGET THAT THINKS AHEAD • One-off and recurring transactions (weekly, fortnightly, monthly etc) • Change or skip a single transaction occurrence without editing the whole series • Categories and colour-coded labels • Search, filter and sort your transactions PLAN BIG EXPENSES • The Planner answers "when can I afford this?". Simply enter an amount and find the earliest date you can cover it while staying in the green • Save scenarios as drafts and add them to your budget in one tap LOAN & REPAYMENT TOOLS • Calculate loan repayments to see if that loan is actually affordable • See how much you save by paying a loan off early UNDERSTAND YOUR HABITS • Analysis gives you a financial health score plus clear insights into your spending and balance trends IMPORT IN SECONDS • Bring in transactions from CSV or PDF bank statements MULTIPLE ACCOUNTS & CURRENCIES • Track several accounts, each in its own currency • Full locale support for currency and date formatting PRIVATE BY DESIGN • Your data stays on your device and syncs only through your own private iCloud account • We do NOT collect ANY data. Nil. Nothing. Nada • No ads. No tracking. No third-party analytics. Ever • Optional app lock with Face ID, Touch ID, or a PIN WORKS EVERYWHERE • Native apps for iPhone, iPad, and Mac • iCloud sync keeps every device up to date FREE TO START BalanceCast is free to use, with an optional Premium upgrade. A one-time purchase, never a subscription. Free Limits: • One Account • 3 Month Forecast • No access to Health Analysis Premium unlocks: • Unlimited accounts • Unlimited recurring transactions • Forecasts up to 24 months ahead (calendar, dashboard, and planner) • The full Analysis dashboard with your financial health score Download BalanceCast and start seeing your money's future today.

Screenshots

SubZero4 screens
BalanceCast, Budget & Forecast4 screens

Verdict

The call

The clearest difference is update cadence: SubZero at every 3 days against BalanceCast, Budget & Forecast's fortnightly. BalanceCast, Budget & Forecast's advantage is device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SubZero sells 1 one-off in-app purchase and BalanceCast, Budget & Forecast sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SubZero ships an update every 3 days, BalanceCast, Budget & Forecast fortnightly. The most recent releases landed on October 14, 2026 and October 19, 2026 respectively.

Scorecard2 real differences · 8 level
SubZero versus BalanceCast, Budget & Forecast: the parameters behind the verdict, then further details
ParameterSubZeroBalanceCast, Budget & Forecast
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings—1 — better
Update frequencyEvery 3 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhoneiPhone, iPad, Mac — better
Requires iOS17.0 — better18.6
Further details — not scored
Size3 MB9 MB
Age rating4+4+
DeveloperADOLPHE AlexandreRUDOLPH BOSMAN

Customer experience

SubZero

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

BalanceCast, Budget & Forecast

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

SubZero

One-time1
  • SubZero Pro Lifetime$3.99
1 purchases

BalanceCast, Budget & Forecast

One-time1
  • BalanceCast Premium$8.99

Questions

Is SubZero free?
SubZero is free to download, with in-app purchases available.
Is BalanceCast, Budget & Forecast free?
BalanceCast, Budget & Forecast is free to download, with in-app purchases available.
Do SubZero or BalanceCast, Budget & Forecast have ads?
Neither SubZero nor BalanceCast, Budget & Forecast shows ads.
Which is updated more often, SubZero or BalanceCast, Budget & Forecast?
SubZero ships an update every 3 days, and BalanceCast, Budget & Forecast fortnightly. Most recently, SubZero was updated on October 14, 2026 and BalanceCast, Budget & Forecast on October 19, 2026.

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