Centsei vs Mewo

Centsei is a private, offline-first expense tracker built for people who just want to know where their money goes — without handing their financial life to a cloud server. YOUR DATA STAYS YOURS • Everything is stored on your device. No sign-up, no login, no account required. • No ads. No trackers. We never see your numbers. • Optional cloud sync is end-to-end encrypted with a code only you hold — even we can't read it. FAST, HONEST MONEY TRACKING • Add an expense or income in seconds with clean, tappable categories. • Built for Malaysian Ringgit (RM) with proper formatting — amounts are always calculated to the exact cent. • Beautiful monthly reports: spending, income, balance, and a category breakdown at a glance. BUDGET & PLAN • Set a monthly budget and get a gentle nudge before you overspend — overall and per category. • Recurring expenses auto-fill each month, so rent and subscriptions are never forgotten. • A 6-month trend shows whether you're heading the right way. FIND ANYTHING • Search and filter your entries instantly. • Tap any category to drill into its line items. PRIVATE BY DESIGN • Lock the app with a PIN. • Works fully offline — open it on a plane, in the basement, anywhere. • Export your data anytime as JSON or CSV. It's your money; it's your data. BILINGUAL • Full Traditional Chinese and English — switch any time. Centsei is designed to be the calmest, most private money tracker on your phone. Open it, log it, get on with your day.

Mewo is a personal spending companion that helps you record expenses and income, understand spending habits, and stay aware of your monthly finances. Log transactions naturally through AI chat, scan receipts, or add entries manually. Mewo organizes your records into useful summaries so you can see where your money goes. Features: • Log expenses and income using AI chat • Scan receipts and extract transaction details • Add and edit transactions manually • Track monthly income and commitments • View spending by category, place, and day • Monitor spending pace and estimated savings • Identify unusual spending activity • Mark potential tax-relief transactions (For Malaysian users only) • Choose from multiple currencies • Protect financial values using the Hide option • Use light, dark, or system appearance Mewo is designed for personal budgeting and record keeping. Tax-relief indicators and financial estimates are informational only and are not professional financial or tax advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mewo-app.vercel.app/privacy-policy.html