Save Wise vs RichAuntie

SaveWise — Premium Expenses Tracker Built for Malaysians Stop guessing where your money goes. SaveWise gives you real-time financial clarity with the depth most budget apps skip — EPF dividends, loan auto-deduct, credit card cycles, and full insight analysis, all in one beautifully designed app. SMART SCAN — SCAN RECEIPTS IN ONE TAP Set up iPhone Back Tap, scan any receipt with a double tap on the back of your phone. On-device OCR extracts the amount, merchant, and date automatically. Confirm in the Dynamic Island and you're done — no typing, no friction. FULL ACCOUNT COVERAGE • Assets: bank, e-wallet, cash, investments • Loans: personal, hire purchase, housing (with construction stages) • Credit cards with statement cycles • Provident Fund: MY EPF, SG CPF, India EPF, or custom — with sub-accounts, auto-contribution, and dividend calculation LOAN AUTO-DEDUCT Set your monthly repayment once. SaveWise deducts it automatically every month in the background — no missed payments, no manual entry. SMART CATEGORY PREDICTION Learns from your past transactions and gets better the more you use it. Fuzzy match plus keyword fallback across 7 categories means most scans are categorized correctly on the first try. REAL-TIME INSIGHTS • Net worth at a glance • Monthly income vs expense breakdown • Spending by category, with trend analysis • Saving goals with progress tracking BUILT FOR PRIVACY — OFFLINE-FIRST All your financial data lives on your device. No accounts, no cloud sync of personal data, no ads. Your money is your business. PREMIUM DESIGN, NATIVE FEEL Crafted specifically for iOS with Apple's Liquid Glass design language — translucent materials, fluid animations, and native controls throughout. It feels like it belongs on your iPhone because it was designed that way. HOME SCREEN WIDGETS Glance at your balance, today's spending, or net worth without opening the app. DAILY REMINDERS Optional spending reminders, loan payment alerts, and contribution reminders to keep you on track. CUSTOMIZABLE Choose your accent color, set a custom background, adjust blur intensity — make it yours. MADE IN MALAYSIA Designed with Malaysian users in mind — EPF, hire purchase loans, local categories — but flexible enough to work anywhere in the world with any currency. No subscription. No ads. No data harvesting. Just a thoughtful expenses tracker that respects your time and your privacy. Download SaveWise and finally know exactly where you stand.

RichAuntie is a private expense tracker and budget planner made for Malaysia. Log what you spend in RM in two taps, see where your money goes, and keep your data on your own phone — no sign-up, no account. DOUBLE-TAP TO LOG ANY PAYMENT • Just paid? On the payment receipt or transaction screen, double-tap the back of your iPhone. AI reads the amount, payee and date and logs it — no typing. • Works with Malaysian e-wallets (Touch 'n Go eWallet, GrabPay, Boost, ShopeePay, Setel, BigPay), DuitNow QR and DuitNow Transfer, bank apps (Maybank MAE, CIMB OCTO, Public Bank, RHB, Hong Leong and more), card payment screens and e-receipts. • One-tap setup inside the app. Prefer typing? A fast keypad, tappable categories and Siri (“Hey Siri, log expense in RichAuntie”). BUILT FOR HOW MALAYSIANS SPEND • Sub-categories out of the box: Food › Mamak, Hawker & Kopitiam, Groceries, Coffee & Drinks, Food Delivery. Transport › Petrol, Grab / e-hailing, Toll, Parking, LRT / MRT / Bus. Home › Rent, Electricity, Water, Internet. Add or rename your own. • All your money in one place: add any Malaysian bank (Maybank, CIMB, Public Bank, RHB, Hong Leong, GXBank and more) or e-wallet (Touch 'n Go, GrabPay, ShopeePay, Boost, MAE), enter the balance, and see your net worth. Credit cards too. • Amounts in Malaysian Ringgit (RM), calculated to the exact sen. REPORTS THAT EXPLAIN YOUR MONTH • Spending vs income trend: a 6- or 12-month line chart shows the months you overspent. • Category breakdown with a sub-category split, daily spending chart, biggest expense and month-on-month comparison. • Filter by note: tap “Grab”, “Shopee” or “Teh tarik” to see every matching entry and how much it really costs you. BUDGET & PLAN • Monthly budget plus per-category budgets, with a gentle warning before you overspend. • Recurring bills and subscriptions fill in automatically each month. SCAN AND IMPORT (PRO) • Snap a receipt and AI fills in the amount, date, merchant and category. • Import a bank or credit card statement (CSV, PDF or screenshot). AI turns cryptic merchant codes into readable names, suggests categories and finds what you forgot to log. • Both ask for your confirmation before anything is uploaded for processing. PRIVATE BY DESIGN • Your ledger is stored on your device. Nothing is shared with advertisers. • Optional cloud sync is end-to-end encrypted with a code only you hold. • App lock with PIN, Face ID or Touch ID. Works fully offline. Export to CSV or JSON anytime. RICHAUNTIE PRO — AUTO-RENEWABLE SUBSCRIPTION Pro removes ads and unlocks unlimited receipt scanning and bank / credit card statement import. • RichAuntie Pro (6 months) — RM19.90 every 6 months in Malaysia; the local price in other countries is shown before you confirm. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically for the same period at the same price unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal in your Apple ID account settings after purchase. Any unused portion of a free trial, if offered, is forfeited when you buy a subscription. Terms of Use (EULA): https://colinchin95.github.io/daily-ledger/terms.html Privacy Policy: https://colinchin95.github.io/daily-ledger/privacy.html RichAuntie — the calm, private money tracker for every Malaysian auntie, uncle, student and boss.