RichAuntie vs Spend Monthly

RichAuntie is a private expense tracker and budget planner made for Malaysia. Log what you spend in RM in two taps, see where your money goes, and keep your data on your own phone — no sign-up, no account. DOUBLE-TAP TO LOG ANY PAYMENT • Just paid? On the payment receipt or transaction screen, double-tap the back of your iPhone. AI reads the amount, payee and date and logs it — no typing. • Works with Malaysian e-wallets (Touch 'n Go eWallet, GrabPay, Boost, ShopeePay, Setel, BigPay), DuitNow QR and DuitNow Transfer, bank apps (Maybank MAE, CIMB OCTO, Public Bank, RHB, Hong Leong and more), card payment screens and e-receipts. • One-tap setup inside the app. Prefer typing? A fast keypad, tappable categories and Siri (“Hey Siri, log expense in RichAuntie”). BUILT FOR HOW MALAYSIANS SPEND • Sub-categories out of the box: Food › Mamak, Hawker & Kopitiam, Groceries, Coffee & Drinks, Food Delivery. Transport › Petrol, Grab / e-hailing, Toll, Parking, LRT / MRT / Bus. Home › Rent, Electricity, Water, Internet. Add or rename your own. • All your money in one place: add any Malaysian bank (Maybank, CIMB, Public Bank, RHB, Hong Leong, GXBank and more) or e-wallet (Touch 'n Go, GrabPay, ShopeePay, Boost, MAE), enter the balance, and see your net worth. Credit cards too. • Amounts in Malaysian Ringgit (RM), calculated to the exact sen. REPORTS THAT EXPLAIN YOUR MONTH • Spending vs income trend: a 6- or 12-month line chart shows the months you overspent. • Category breakdown with a sub-category split, daily spending chart, biggest expense and month-on-month comparison. • Filter by note: tap “Grab”, “Shopee” or “Teh tarik” to see every matching entry and how much it really costs you. BUDGET & PLAN • Monthly budget plus per-category budgets, with a gentle warning before you overspend. • Recurring bills and subscriptions fill in automatically each month. SCAN AND IMPORT (PRO) • Snap a receipt and AI fills in the amount, date, merchant and category. • Import a bank or credit card statement (CSV, PDF or screenshot). AI turns cryptic merchant codes into readable names, suggests categories and finds what you forgot to log. • Both ask for your confirmation before anything is uploaded for processing. PRIVATE BY DESIGN • Your ledger is stored on your device. Nothing is shared with advertisers. • Optional cloud sync is end-to-end encrypted with a code only you hold. • App lock with PIN, Face ID or Touch ID. Works fully offline. Export to CSV or JSON anytime. RICHAUNTIE PRO — AUTO-RENEWABLE SUBSCRIPTION Pro removes ads and unlocks unlimited receipt scanning and bank / credit card statement import. • RichAuntie Pro (6 months) — RM19.90 every 6 months in Malaysia; the local price in other countries is shown before you confirm. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically for the same period at the same price unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal in your Apple ID account settings after purchase. Any unused portion of a free trial, if offered, is forfeited when you buy a subscription. Terms of Use (EULA): https://colinchin95.github.io/daily-ledger/terms.html Privacy Policy: https://colinchin95.github.io/daily-ledger/privacy.html RichAuntie — the calm, private money tracker for every Malaysian auntie, uncle, student and boss.

Spend Monthly is a quiet expense tracker. You write down what you spend, and it tells you where the money went. HOW AN EXPENSE GETS IN Type it. The plus button, a keypad, and it is saved. Works with no internet, and works for cash, which nothing automatic can see. Photograph a receipt. Point the camera at it and the amount, the shop and the date are read for you. You see it before it is saved. Share a receipt. Paid with DuitNow QR, a transfer or a card? Send the receipt your banking app shows you straight to Spend Monthly, and the expense fills itself in. Forward it by email. Every account gets its own address. Anything with a payment on it becomes an expense, and you check each one before it is kept. WHAT IT SHOWS YOU What you have spent this month, and how that compares with last month. Budgets you set yourself, per category or across everything. It tells you once when you are getting close, and never nags. Which days cost the most, what you spend on repeatedly, and where this month is heading if the rest of it looks like the start. THE SMALL PRINT Free to use, with a limit on how many expenses arrive each month. Plus lifts the limits and is a monthly or yearly subscription; the price in your own currency is shown before you pay, and you can cancel any time in Settings. English and Bahasa Melayu. Light and dark. Your records are yours: you can export them, and you can delete your account and everything in it from inside the app or from spendmonthly.com/delete-account. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spendmonthly.com/policy