Comparison

DNP Finance vs smart pay

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

DNP Finance

Features
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DNP Finance โ€” ื›ืœ ื”ื›ืกืฃ ืฉืœืš ื‘ืžืงื•ื ืื—ื“. ืืคืœื™ืงืฆื™ื™ืช ืžืขืงื‘ ื”ื•ืฆืื•ืช ื•ื”ื›ื ืกื•ืช ื—ื›ืžื” ืœ-iPhone, ื‘ืขื™ืฆื•ื‘ ื ืงื™ ื•ื‘ืขื‘ืจื™ืช ืžืœืื”. ืžื—ื‘ืจื™ื ืืช ื”ื‘ื ืง โ€” ื•ื›ืœ ื”ืฉืืจ ืงื•ืจื” ืœื‘ื“: ื”ืชื ื•ืขื•ืช ื ื›ื ืกื•ืช, ืžืกื•ื•ื’ื•ืช ืœืงื˜ื’ื•ืจื™ื•ืช, ื•ื”ื•ืคื›ื•ืช ืœืชื•ื‘ื ื•ืช ืฉืขื•ื–ืจื•ืช ืœื›ื ืœื—ืกื•ืš. ืœืžื” DNP Finance? โ€ข ืกื ื›ืจื•ืŸ ื‘ื ืง ืื•ื˜ื•ืžื˜ื™ โ€” ืขื•"ืฉ ื•ื›ืจื˜ื™ืกื™ ืืฉืจืื™ ืžืชืขื“ื›ื ื™ื ืžืขืฆืžื, ื›ื•ืœืœ ื”ื™ืกื˜ื•ืจื™ื” ืžืœืื” ื•ืžืกื’ืจืช ื ื™ืฆื•ืœ. โ€ข ืกื™ื•ื•ื’ ื—ื›ื ืขื AI โ€” ื”ื•ืฆืื•ืช ืžืกื•ื•ื’ื•ืช ืื•ื˜ื•ืžื˜ื™ืช ืœืงื˜ื’ื•ืจื™ื•ืช, ืขื ืชื—ื–ื™ืช ื—ื•ื“ืฉื™ืช ื•ื–ื™ื”ื•ื™ ืžื ื•ื™ื™ื ื•ื—ื™ื•ื‘ื™ื ื—ื•ื–ืจื™ื. โ€ข ืชื•ื‘ื ื•ืช ื•ื”ืชืจืื•ืช โ€” ื–ื™ื”ื•ื™ ืขืœื™ื•ืช ื‘ื”ื•ืฆืื•ืช, ืกื™ื›ื•ืžื™ื ืฉื‘ื•ืขื™ื™ื ื•ื˜ื™ืคื™ื ืื™ืฉื™ื™ื ืžื•ืชืืžื™ื. โ€ข ื”ื™ืกื˜ื•ืจื™ื” ื•ื’ืจืคื™ื โ€” ืžื’ืžื•ืช ืœืื•ืจืš ื—ื•ื“ืฉื™ื ื•ืคื™ืœื•ื— ืœืคื™ ืงื˜ื’ื•ืจื™ื”, ื‘ืชืฆื•ื’ื” ื ืงื™ื™ื” ื•ื‘ืจื•ืจื”. โ€ข ืฉื™ืชื•ืฃ ืžืฉืคื—ืชื™ โ€” ืฉืชืคื• ื—ืฉื‘ื•ืŸ ืขื ื‘ื ื™ ื”ืžืฉืคื—ื” ื‘ื‘ื—ื™ืจื” ืžืœืื”: ืื™ืœื• ื—ืฉื‘ื•ื ื•ืช ืœืฉืชืฃ ื•ืžื™ ืจื•ืื” ืžื”. โ€ข ื‘ื•ื˜ ื˜ืœื’ืจื ืื™ืฉื™ โ€” ืฉืืœื• ื‘ืฉืคื” ื—ื•ืคืฉื™ืช "ื›ืžื” ื”ื•ืฆืืชื™ ื”ื—ื•ื“ืฉ?" ื•ืงื‘ืœื• ืชืฉื•ื‘ื” ืžื™ื™ื“ื™ืช. โ€ข ืžืงื•ืžื™ ื•ืคืจื˜ื™ (local-first) โ€” ื›ื‘ืจื™ืจืช ืžื—ื“ืœ ื›ืœ ื”ื ืชื•ื ื™ื ื ืฉืžืจื™ื ื‘ืžื›ืฉื™ืจ ืฉืœืš ื‘ืœื‘ื“. ืคืจื˜ื™ื•ืช ื•ืื‘ื˜ื—ื” ืื™ื ื ื• ืžื•ื›ืจื™ื ื•ืื™ื ื ื• ืžืฉืชืคื™ื ืืช ื”ื ืชื•ื ื™ื ืฉืœืš. ืคืจื˜ื™ ื”ื‘ื ืง ื•ืžืคืชื—ื•ืช ื”-AI ื ืฉืžืจื™ื ืžื•ืฆืคื ื™ื ื‘-Keychain ืฉืœ ื”ืžื›ืฉื™ืจ. ื”ืชื—ื‘ืจื•ืช ืขื Sign in with Apple, ื ืขื™ืœืช Face ID, ื•ื ื™ืชืŸ ืœืžื—ื•ืง ืืช ื›ืœ ื”ื ืชื•ื ื™ื (ื•ื’ื ืžื”ืขื ืŸ, ืื ืฉื•ืชืคื•) ื‘ื›ืœ ืจื’ืข. DNP Finance Plus (ืžื ื•ื™ ืื•ืคืฆื™ื•ื ืœื™) ืžื ื•ื™ ืžืชื—ื“ืฉ ืฉืžื•ืกื™ืฃ ืฉื™ืชื•ืฃ ื—ืฉื‘ื•ืŸ ืžืฉืคื—ืชื™, AI ืžืฉื•ืชืฃ ืœื‘ื ื™ ื”ืžืฉืคื—ื” ื•ืกื ื›ืจื•ืŸ ื•ืžื’ื•ื‘ื” ื‘ืขื ืŸ ื‘ื™ืŸ ืžื›ืฉื™ืจื™ื. โ€ข ื–ืžื™ืŸ ื‘ืžืกืœื•ืœ ื—ื•ื“ืฉื™ ืื• ืฉื ืชื™ โ€” ื”ืžื—ื™ืจ ืžื•ืฆื’ ื‘ืืคืœื™ืงืฆื™ื” ืœืคื ื™ ื”ืจื›ื™ืฉื”. โ€ข ืžื ื•ื™ื™ื ื—ื“ืฉื™ื ื ื”ื ื™ื ืž-3 ื™ืžื™ ื ื™ืกื™ื•ืŸ ื—ื™ื ื (ืคืขื ืื—ืช ืœื›ืœ Apple ID). โ€ข ื”ืชืฉืœื•ื ื™ื™ื’ื‘ื” ืžื—ืฉื‘ื•ืŸ ื”-Apple ืฉืœืš ืขื ืื™ืฉื•ืจ ื”ืจื›ื™ืฉื”. โ€ข ื”ืžื ื•ื™ ืžืชื—ื“ืฉ ืื•ื˜ื•ืžื˜ื™ืช, ืืœื ืื ื‘ื•ื˜ืœ ืœืคื—ื•ืช 24 ืฉืขื•ืช ืœืคื ื™ ืชื•ื ื”ืชืงื•ืคื”. โ€ข ื ื™ืชืŸ ืœื ื”ืœ ื•ืœื‘ื˜ืœ ืืช ื”ืžื ื•ื™ ื‘ื›ืœ ืขืช ื‘ื”ื’ื“ืจื•ืช ื”-Apple ID. ื”ืืคืœื™ืงืฆื™ื” ื–ืžื™ื ื” ืœืฉื™ืžื•ืฉ ืžืœื ื’ื ืœืœื ืžื ื•ื™. ืžื“ื™ื ื™ื•ืช ืคืจื˜ื™ื•ืช: https://finance.dnp.co.il/privacy.html ืชื ืื™ ืฉื™ืžื•ืฉ: https://finance.dnp.co.il/terms.html

About

smart pay

Features
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smart Pay ืื•ืžืจ ืœื›ื ื‘ืื™ื–ื” ื›ืจื˜ื™ืก ืœืฉืœื โ€” ืœืคื ื™ ืฉืืชื ืžื•ืฆื™ืื™ื ืื•ืชื• ืžื”ืืจื ืง. ืœืจื•ื‘ื ื• ื™ืฉ ื›ืžื” ื›ืจื˜ื™ืกื™ ืืฉืจืื™ ื•ื›ืžื” ืžื•ืขื“ื•ื ื™ ืฆืจื›ื ื•ืช, ื•ืืฃ ืื—ื“ ืœื ื–ื•ื›ืจ ืื™ื–ื” ืžื”ื ื ื•ืชืŸ ืžื” ื•ืื™ืคื”. smart Pay ื–ื•ื›ืจ ื‘ืžืงื•ืžื›ื. ืื™ืš ื–ื” ืขื•ื‘ื“ ื›ื•ืชื‘ื™ื ืื™ืคื” ืืชื ืงื•ื ื™ื โ€” "ืื ื™ ื‘ืžืงื“ื•ื ืœื“ืก", "ืงื•ื ื” ื‘ืฉื•ืคืจืกืœ", "ืžืชื“ืœืง" โ€” ื•ืชื•ืš ืฉื ื™ื™ื” ืžืงื‘ืœื™ื ืืช ื”ื›ืจื˜ื™ืก ืฉืžื—ื–ื™ืจ ืœื›ื ื”ื›ื™ ื”ืจื‘ื”, ืขื ื”ืกื›ื•ื ื”ืžืฉื•ืขืจ ื‘ืฉืงืœื™ื ื•ืœื ืจืง ื‘ืื—ื•ื–ื™ื. ื”ืืจื ืง ืฉืœื›ื ืžืกืžื ื™ื ืคืขื ืื—ืช ืื™ืœื• ื›ืจื˜ื™ืกื™ ืืฉืจืื™, ืžื•ืขื“ื•ื ื™ ืฆืจื›ื ื•ืช ื•ืฉื•ื‘ืจื™ื ื™ืฉ ืœื›ื. ืžื›ืืŸ ื•ื”ืœืื” ื›ืœ ื”ืžืœืฆื” ืžื‘ื•ืกืกืช ืจืง ืขืœ ืžื” ืฉื‘ืืžืช ื ืžืฆื ืืฆืœื›ื โ€” ื‘ืœื™ ื”ืฆืขื•ืช ืœื›ืจื˜ื™ืกื™ื ืฉืื™ืŸ ืœื›ื. ืชื•ื‘ื ื•ืช ืžืกืš ื”ืชื•ื‘ื ื•ืช ืžืจืื” ื‘ืื™ืœื• ืชื—ื•ืžื™ื ืืชื ืžื›ื•ืกื™ื ื”ื™ื˜ื‘ ื•ืื™ืคื” ื™ืฉ ืœื›ื ืคืขืจ โ€” ืžืกืขื“ื•ืช, ืจืฉืชื•ืช ืžื–ื•ืŸ, ืื•ืคื ื”, ื“ืœืง, ื˜ื™ืกื•ืช ื•ืขื•ื“. ื”ื ืชื•ื ื™ื ื”ื”ื˜ื‘ื•ืช ืžื•ื–ื ื•ืช ื•ืžืื•ืžืชื•ืช ื™ื“ื ื™ืช ืžื•ืœ ื”ืืชืจื™ื ื”ืจืฉืžื™ื™ื ืฉืœ ื—ื‘ืจื•ืช ื”ืืฉืจืื™ ื•ื”ืžื•ืขื“ื•ื ื™ื. ืื ื—ื ื• ืœื ืžืชื—ื‘ืจื™ื ืœื—ืฉื‘ื•ืŸ ื”ื‘ื ืง ืฉืœื›ื, ืœื ืงื•ืจืื™ื ืขืกืงืื•ืช, ื•ืœื ืžื‘ืงืฉื™ื ืžืกืคืจื™ ื›ืจื˜ื™ืก โ€” ืจืง ืื™ื–ื” ืกื•ื’ ื›ืจื˜ื™ืก ื™ืฉ ืœื›ื. smart Pay ืื™ื ื• ื™ื™ืขื•ืฅ ืคื™ื ื ืกื™.

Screenshots

DNP Finance4 screens
smart pay4 screens

Verdict

The call

The clearest difference is in-app purchases: smart pay at none against DNP Finance's 2. smart pay also leads on device support (3 vs 1) and iOS requirement (15.0 vs 26.0). DNP Finance's advantage is update cadence (daily vs fortnightly). On price and ads there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. DNP Finance sells 2 in-app purchases, starting at $5.99 per month. smart pay asks for nothing beyond the download.

UpkeepUpdate frequency

DNP Finance ships an update daily, smart pay fortnightly. The most recent releases landed on October 25, 2026 and October 23, 2026 respectively.

Scorecard4 real differences ยท 2 level
DNP Finance versus smart pay: the parameters behind the verdict, then further details
ParameterDNP Financesmart pay
PriceFreeFree
Update frequencyDaily โ€” betterFortnightly
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhoneiPhone, iPad, iPod โ€” better
Requires iOS26.015.0 โ€” better
Further details โ€” not scored
Size48 MB7 MB
Age rating17+4+
DeveloperRotem Dadonchaim bar

In-app purchases

2 purchases

DNP Finance

Subscriptions2
  • ืžื ื•ื™ ื—ื•ื“ืฉื™ DNP Finance+$5.991 Month
  • ืžื ื•ื™ ืฉื ืชื™ ืœDNP Finance+$59.991 Year
None

smart pay

No in-app purchases

Questions

Is DNP Finance free?
DNP Finance is free to download, with in-app purchases available.
Is smart pay free?
smart pay is free to download, with no in-app purchases.
Do DNP Finance or smart pay have ads?
Neither DNP Finance nor smart pay shows ads.
Which is updated more often, DNP Finance or smart pay?
DNP Finance ships an update daily, and smart pay fortnightly. Most recently, DNP Finance was updated on October 25, 2026 and smart pay on October 23, 2026.

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