Comparison

Stable Payments vs Iko

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Stable Payments

Features
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Manage all of your expenses and payments while on the move and travelling for business with Stable Payments. Access your expense card details, add it to your device wallet and capture receipts at the point of purchase. Tag and annotate transactions and request card balance top ups from within the app. Users that have already signed up with Stable Payments can login, manage their account and access their transactions, all within the app.

About

Iko

Features
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IKO gives you a named EUR account and a Visa Debit backed by your self-custodial wallet โ€” combining the freedom of self-custody with the connectivity of the largest payment networks in the world.

Screenshots

Stable Payments4 screens
Iko4 screens

Verdict

The call

The clearest difference is device support: Stable Payments at 3 against Iko's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Stable Payments ships an update every 10 days, Iko fortnightly. The most recent releases landed on October 9, 2026 and October 4, 2026 respectively.

Scorecard1 real difference ยท 5 level
Stable Payments versus Iko: the parameters behind the verdict, then further details
ParameterStable PaymentsIko
PriceFreeFree
Update frequencyEvery 10 days โ€” betterFortnightly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone
Requires iOS15.6 โ€” better16.6
Further details โ€” not scored
Size52 MB20 MB
Age rating4+4+
DeveloperEquals Money PLCIjko

In-app purchases

None

Stable Payments

No in-app purchases

None

Iko

No in-app purchases

Questions

Is Stable Payments free?
Stable Payments is free to download, with no in-app purchases.
Is Iko free?
Iko is free to download, with no in-app purchases.
Do Stable Payments or Iko have ads?
Neither Stable Payments nor Iko shows ads.
Which is updated more often, Stable Payments or Iko?
Stable Payments ships an update every 10 days, and Iko fortnightly. Most recently, Stable Payments was updated on October 9, 2026 and Iko on October 4, 2026.

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