Comparison

SettleUp vs Split Money

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SettleUp

Features
Read full description

Track shared expenses with friends, family and flatmates. SettleUp makes it simple to split bills fairly โ€” whether you're on a trip, sharing a flat, planning an event, or just splitting dinner. KEY FEATURES โ€ข Create groups and invite members by email in seconds โ€ข Split equally, by exact amount, by shares, or by percentage โ€ข See clear plain-language balances โ€” who owes whom โ€ข Smart settle-up suggestions to minimize the number of payments โ€ข Custom per-group expense categories with icons โ€ข Full activity feed so nobody misses an update โ€ข Invite friends by email โ€” works for new and existing users โ€ข Paise-precise integer math โ€” zero rounding errors โ€ข INR-first design, built for India PRIVATE & HONEST No ads. No analytics SDKs. No data selling. Your expense data is yours โ€” encrypted in transit and stored securely. Delete your account any time.

About

Split Money

Features
Read full description

CleanSplit makes sharing expenses with friends simple. Whether it's a trip, a shared flat, or dinner out, track who paid and who owes โ€” and settle up without the awkward math. CREATE A GROUP Start a group for your trip, apartment, or friend circle and invite people with a link. ADD EXPENSES IN SECONDS Log what you paid, choose who it's split between, and split evenly or by custom amounts. SEE WHO OWES WHAT CleanSplit does the math for you and shows each person's balance at a glance โ€” no spreadsheets. SETTLE UP When it's time to square up, CleanSplit shows the simplest set of payments to clear all debts. STAYS IN SYNC Everyone in the group sees the same up-to-date balances in real time. Sign in with Apple or Google to get started. Your data is yours โ€” you can delete your account any time from inside the app.

Screenshots

SettleUp4 screens
Split Money4 screens

Verdict

The call

The clearest difference is update cadence: Split Money at daily against SettleUp's every 8 days. SettleUp's advantage is iOS requirement (13.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SettleUp ships an update every 8 days, Split Money daily. Both last shipped on September 11, 2026.

Scorecard2 real differences ยท 4 level
SettleUp versus Split Money: the parameters behind the verdict, then further details
ParameterSettleUpSplit Money
PriceFreeFree
Update frequencyEvery 8 daysDaily โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPod โ€” betteriPhone
Requires iOS13.0 โ€” better18.0
Further details โ€” not scored
Size24 MB5 MB
Age rating4+4+
DeveloperSaurabh ShuklaVuk Lazovic

In-app purchases

None

SettleUp

No in-app purchases

None

Split Money

No in-app purchases

Questions

Is SettleUp free?
SettleUp is free to download, with no in-app purchases.
Is Split Money free?
Split Money is free to download, with no in-app purchases.
Do SettleUp or Split Money have ads?
Neither SettleUp nor Split Money shows ads.
Which is updated more often, SettleUp or Split Money?
SettleUp ships an update every 8 days, and Split Money daily. Most recently, SettleUp was updated on September 11, 2026 and Split Money on September 11, 2026.

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