Expense Tracker vs Mirai Wealth
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
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Notch is a fast, private, beautifully simple expense tracker for people who want to know exactly where their money goes — on your own, or shared with a partner, roommates, or friends. Start in seconds — no account, no sign-up wall. Log a transaction and it is saved instantly. Turn on optional cloud sync to keep every device in step, and it keeps working even with no signal. TRACK EVERY TRANSACTION • Log expenses and income in seconds, online or offline. • Rich categories — food, transport, shopping, entertainment, bills, salary and more. • Multiple accounts you create and track yourself — personal, shared, or per-project — no bank linking required. • Search and filter your history by category, type, and date range. SHARE AN ACCOUNT WITH YOUR PEOPLE • Create a shared account for a flat, a trip, a couple, or a project. • Invite people with a simple code — no address book access needed. • See how much each member has contributed and their share of the total. • A live activity feed shows new transactions from members as they are added. NEVER BE SURPRISED BY A SUBSCRIPTION • Keep every recurring charge — streaming, gym, software, insurance — in one place. • See your real monthly total instead of guessing. • Weekly, monthly, quarterly, and yearly billing cycles are all supported. UNDERSTAND YOUR SPENDING • A dashboard that answers "where did this month go?" at a glance. • Category breakdowns, spending trends over time, and month-to-month comparisons. • AI-generated insights that point out patterns you would otherwise miss. EXPORT ANYTHING • Export any date range to CSV, Excel, or PDF. • Choose exactly which columns to include. • Useful for taxes, reimbursements, or sharing with an accountant. ADD EXPENSES WITH YOUR VOICE • Say "Uber to the airport, 24 dollars yesterday" and the amount, merchant, category, and date are all filled in for you. • Optional on-device AI runs the parsing entirely on your phone, so nothing leaves it, and it works without internet. PRIVATE BY DESIGN • Your data lives on your device by default. • Cloud sync is optional and only runs when you turn it on. • Use the whole core app as a guest — no email required. • Available in English, Spanish, French, and Japanese. PREMIUM Premium unlocks shared accounts with cloud sync across devices, unlimited subscription tracking (free accounts track up to 3), voice entry, and the real-time shared activity feed. It is an auto-renewing subscription, and you can cancel any time in your App Store settings. Download Notch and take control of your spending today. Notch Premium is an auto-renewing subscription, offered weekly or monthly. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel any time in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://notch.ashmm.app/terms Privacy Policy: https://notch.ashmm.app/privacy
Mirai Wealth
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Wondering, “How much can I safely spend before payday?” See the answer at a glance. Keep personal money private, and share only the accounts, cards, and plans you manage together. Mirai Shushi is a money planner that combines what you have now with upcoming paychecks, rent, card payments, and other plans to show your balance day by day. The more you add, the clearer your lowest future balance becomes. You can make today’s spending decision without learning complicated reports. What you can do • See bank accounts and cards together • View a day-by-day balance from future income and expenses • Track budgets and savings with simple progress bars • Repeat paychecks, rent, bills, and other regular items automatically • Reflect installment and revolving payments in your future • Check key information with widgets and notifications • Practice on the real interface with interactive tutorials We never collect your amounts or transaction details for advertising or analytics. Personal data stays only on your device by default. With Pro, you can optionally sync personal data across your own iPhone, iPad, and Mac through iCloud. Shared household groups are also supported. Money management that is easy to understand—even if budgeting apps never stuck before. Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Expense Tracker at none against Mirai Wealth's shown. On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $1.49 per 7 days and Mirai Wealth sells 1 in-app purchase, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Expense Tracker ships an update every 2 days, Mirai Wealth every 3 days. The most recent releases landed on October 20, 2026 and October 10, 2026 respectively.
| Parameter | Expense Tracker | Mirai Wealth |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days — better | Every 3 days |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad, Mac — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 109 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Ashish Mishra | JIN Takumi |
In-app purchases
Expense Tracker
- Pro Weekly$1.497 Days
- Pro Monthly$3.991 Month
Mirai Wealth
- Mirai Wealth ProPlan Monthly1 Month trial$1.991 Month









