Heo vs SnapCost

All Your Money. Finally, One Number. Heo is a multi-currency expense tracker for people who spend across borders, apps, and wallets. Log a coffee in seconds, watch every account roll up into your home currency, and finally know exactly where your money goes. WHY YOU’LL LOVE HEO LOG EXPENSES IN ONE TAP Add an expense with a single tap. Heo learns your habits and suggests the right category based on the amount and time of day, so most entries are finished before you even think about them. EVERY CURRENCY, ONE TOTAL Track cash, bank accounts, cards, and e-wallets in any currency. Heo automatically converts everything into your preferred home currency, giving you one clear view of your finances. No spreadsheets. No mental math. SUBSCRIPTIONS MADE SIMPLE Adding recurring bills takes seconds. Heo suggests popular subscriptions in your country and pre-fills a typical price, which you can adjust to match your actual plan. HANDS-FREE EXPENSE LOGGING (PRO) Capture expenses your way: * Type naturally, like “coffee 65k” * Speak it out loud * Scan a receipt Heo automatically extracts the amount, merchant, and category for you. BUDGETS THAT WARN YOU EARLY Set spending limits for any category and receive a gentle heads-up before you exceed your budget, not after. INSIGHTS YOU’LL ACTUALLY READ Simple charts help you understand: * Where your money goes * How much you earn * How your spending changes over time HOME SCREEN WIDGETS Log expenses directly from your home screen and keep your balances just a glance away. PRIVATE BY DEFAULT Your financial data stays yours. * Face ID and PIN protection * Start without creating an account * Connect an account later for backup and sync SPEAKS YOUR LANGUAGE Available in: English Tiếng Việt 简体中文 日本語 한국어 ไทย Bahasa Indonesia Money Is Stressful Enough. Heo makes expense tracking quick, clear, and genuinely pleasant to use. Spend less time tracking money. Spend more time enjoying it.

Snap a photo of any receipt — SnapCost reads the store, date and total for you. AI works right on your iPhone: no accounts, no bank logins, no tracking. WHY SNAPCOST • AI receipt scanner — store, date and total in seconds; long receipts up to 3 photos • Honest budgets — envelope rings that show what is really left to spend • Any currency — foreign expenses convert at the real daily rate • Subscriptions & installments — Netflix, rent or a phone in 12 payments, logged automatically • Statistics and personal AI advice on where to save • Home-screen widgets, Siri, Apple Watch and iCloud sync • 6 beautiful themes for the whole app and every widget FREE FOREVER: manual tracking, budgets, statistics and CSV export — no ads. PREMIUM: unlimited AI scans, all themes, monthly PDF reports and AI insights, with a 7-day free trial. Premium is a monthly or yearly auto-renewing subscription, or a one-time lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends; manage or cancel anytime in your App Store account settings. Terms of Use: https://kulakovaapps.com/snapcost/terms.html Privacy Policy: https://kulakovaapps.com/snapcost/privacy.html