Halvy vs Waltro

Split expenses with your partner, with roommates, or on a group trip, and always know who owes who. No ads, no daily limits, no bank login required. COMING FROM SPLITWISE? Import your existing history in one tap and pick up where you left off. Add an expense in seconds, choose how to split it, and your balance updates instantly. When it's time to settle up, Halvy shows exactly who pays whom. Pay through your favorite app and mark it settled. WHAT'S FREE, ALWAYS • Unlimited expenses, no daily cap • Every split method, including split-by-income • No ads, ever • Import your Splitwise history • Works offline; no bank connection asked for SPLIT FAIRLY, NOT JUST 50/50 • Split by income: shares that match what each of you earns • When an income changes, future splits update automatically • Only your split % is ever shown. Your income amount stays private • Or split equally, by percentage, shares, or exact amounts • Fairness is never paywalled: every split method is free ALWAYS KNOW THE BALANCE • Home screen and lock screen widgets: your balance at a glance • Get notified when your partner adds an expense or settles up • Groups for couples, roommates, or trips • A clean activity feed of everything you've shared SETTLE UP, YOUR WAY • Pay via Venmo, PayPal, Cash App, UPI, Pix, PayNow, and more • Save your payment method once, and your partner sees how to pay you • Or keep it simple and just mark it settled YOUR MONTHLY MONEY DATE • A recap on the 1st: what you spent together and who owes who • Settle up right from the recap, share it with your partner • Pro adds the deep-dive: category breakdown, who paid what, trends TRIPS GET THEIR OWN LEDGER • Give a trip its own balance, separate from everyday life • Set the dates and Halvy counts it down, then counts the days you are on it • See the whole trip total, and who owes who at the end • Its own currency, converted automatically • Nothing about a trip clutters your normal month SCAN RECEIPTS (Pro) • Snap a receipt and the items are extracted automatically • Assign each line to me, them, or shared; tax and tip prorated • Add a whole stack of receipts in one go STAY ON TRACK (Pro) • Monthly budgets per category with live progress • Recurring expenses (rent, subscriptions) posted automatically • Multiple currencies, converted automatically • Custom categories, trip plans and trip budgets • Export to CSV or PDF NOW FOR BUSINESS (Pro) • Create a Business group and run work expenses on the same offline-first engine • Capture sales tax with your own rate & label (Tax, GST/HST, VAT) • Tag expenses by client and see per-client totals • Log mileage: enter the distance and Halvy computes the amount • Track vendors, auto-filled when you scan a receipt • Accountant-ready CSV & PDF exports for any month, quarter, or year PRIVATE BY DESIGN • Works offline and syncs across your devices • Your data stays yours Halvy Pro unlocks the insights deep-dive, budgets, recurring expenses, receipt scanning, multi-currency, trip plans, exports, and business mode via subscription. Core expense splitting is always free. Halvy Pro is an auto-renewable subscription. • Plans: Monthly and Annual (auto-renewing), plus a one-time Lifetime option. • Payment is charged to your Apple ID at purchase confirmation. • Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Apple Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Halvy Privacy Policy: https://usehalvy.com/privacy

Take control of your money with Waltro - Expense Tracker App. Managing your finances shouldn't be complicated. Waltro helps you track expenses, create budgets, monitor spending, and understand where your money goes — all with a beautiful, easy-to-use interface. Whether you're saving for a goal, cutting unnecessary spending, or simply keeping your finances organized, Waltro makes personal finance simple. Log expenses with your voice The fastest way to track spending — just say it. • Speak naturally: "coffee 250" — saved in seconds • Smart category detection, processed on your device • Learns your habits the more you use it • Add expenses hands-free with Siri Track every expense Record daily expenses in seconds. • Quick expense & income entry • Custom categories • Notes and receipt photos • Daily "safe to spend" number • Recurring income & transactions Create smarter budgets Stay on top of your monthly spending. • Monthly category budgets • Live budget progress • Overspending alerts • Month-end spending forecast Reach your savings goals Turn plans into progress. • Set goals with targets and dates • Track your progress visually • Celebrate every milestone Powerful insights Understand your spending habits. • Beautiful charts & breakdowns • Income vs. expenses • Spending trends & peak days • Monthly "wrap-up" story you can share Stay organized Everything in one place. • Search and filters • Bill reminders — log a bill with one tap, right from the notification • Payday reminders • No-spend streaks • Home Screen & Lock Screen widgets • 11 beautiful themes Keep your data safe Your privacy comes first. • Data stored securely on your device • App Lock with Face ID or PIN • iCloud sync & backup • Export to CSV & PDF • Delete all your data anytime Designed for everyone Whether you're a student, freelancer, family, or business owner, Waltro helps you build better financial habits every day. Waltro Pro unlocks all premium features. Choose the plan that works for you: • Annual — $9.99 for the first year, then $14.99/year • Monthly — $2.99/month • Lifetime — $24.99, one-time purchase (pay once, yours forever) The Annual and Monthly plans are auto-renewing subscriptions. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the period. You can manage or cancel your subscription anytime in your App Store account settings. The Lifetime plan is a single one-time purchase and is not a subscription. Download Waltro today and start taking control of your money. Privacy Policy: https://ktm-studio.com/waltro/privacy/ Terms of Use: https://ktm-studio.com/waltro/terms/