Tertiary Markdown vs Kapy Notes

Tertiary Markdown is a fast, native Markdown notes app for Mac, iPad, and iPhone. It manages your files and folders the way Obsidian does — open any local folder as a vault and your notes stay as plain .md files you fully own. KEY FEATURES • Open any folder as a vault — fully compatible with your existing Obsidian vault. Your notes are plain Markdown files, never locked into a proprietary format. • File & folder management — browse, create, rename, and delete notes and folders from a clean sidebar. • Live preview editor — switch instantly between Edit, Split, and Preview. Your work autosaves as you type. • Images, Bear-style — embed pictures with standard Markdown  or Obsidian ![[image.png]] embeds, rendered inline. • Tables, Notion-style — GitHub-flavoured tables render as clean, bordered grids. • Everyday Markdown — headings, bold and italic, links, checklists, bullet and numbered lists, block quotes, and code blocks. • One app, every device — a true native experience on macOS, iPadOS, and iOS. Your notes never leave your device. Everything is stored as simple text files on your Mac, iPad, or iPhone, so you stay in control and your library is future-proof. Whether you keep a personal knowledge base, take meeting notes, or write long-form drafts, Tertiary Markdown gives you a distraction-free, Markdown-first workspace that travels with you.

Kapy Notes is a fast, private notebook with a live calculator built into every line. Write a thought, type a calculation, and see the result right beside it. There is no mode switching, formula setup, or separate calculator required. WRITE THE WAY YOU THINK • Notes, checklists, journals, meeting notes, and everyday scratch work • Budgets, splits, percentages, estimates, and running totals • Currency, unit, temperature, and time conversions • Markdown-style headings, emphasis, lists, tables, links, images, videos, and voice notes • Search, archive, protected hidden notes, export, and import VOICE NOTES YOUR WAY Record without an account. Choose local transcription to keep audio on your device, or sign in and deliberately enable cloud transcription. Local transcription and local summaries are unlimited. Cloud usage is shown clearly in Settings. PRIVATE BY DEFAULT • Notes stay on your device unless you turn on sync • Sync is end-to-end encrypted; we cannot read your notes • Shared notes are encrypted for the people you share them with, by email or by link • Block and report controls are built into sharing • No ads, advertising identifiers, or cross-app tracking • Close your account from inside the app whenever you like • Works offline for notes and calculations FOREVER FREE Use every writing and calculation tool with up to five editable notes, 100 MB of storage, 15 minutes of cloud transcription each month, and 100 cloud summaries or rewrites each month. On-device transcription and summaries do not use those allowances. If you reach a limit, nothing is deleted and extra notes remain readable and exportable. PRO LIFETIME Every account begins with a 14-day Pro trial. No card is required and nothing renews. Pro Lifetime is one purchase, not a subscription. It unlocks unlimited notes, encrypted sync and sharing, 1 GB of storage, 120 cloud transcription minutes each month, and 1,000 cloud summaries or rewrites each month. Pro members can optionally buy repeatable 5 GB storage and 1,000-minute transcription packs through the App Store. Currency exchange rates come from Frankfurter, with ExchangeRate-API as a fallback.