FINPREP vs ExBhav

FinPrep is a financial planning app built for service members — a modern, private take on the military Financial Planning Worksheet. Enter your pay grade, years of service, and duty station, and FinPrep auto-fills your 2026 entitlements, then helps you build a complete spending plan. PAY & ALLOWANCES (2026 rates built in) • Base pay and BAS auto-fill from the DFAS pay tables • BAH by duty station — pick your station or enter your ZIP, with or without dependents • Non-Locality (RC/T), Partial BAH, OHA, FSH-B/FSH-O, and government quarters • Federal tax (FITW) estimate — Traditional TSP lowers it, Roth doesn't • FICA, SGLI, TRICARE dental, and TSP contributions BUDGET & PLAN • Income, expenses, debts, savings goals, and net worth in one place • 70/20/10 health check with progress rings and personalized alerts • Debt Destroyer: compare Avalanche vs Snowball and see interest saved • Projected (PCS) outlook — see how a move or promotion changes your pay (Pro) • TSP balance tracking with future-growth projection PRIVATE & SECURE • All data stays on your device, encrypted — no account, no tracking, no ads • Optional Face ID / Touch ID lock EXPORT (Pro) • Export your worksheet as PDF, Excel, or CSV FinPrep Pro is a one-time purchase that unlocks export and the Projected (PCS) outlook. Figures are estimates for planning only and are not financial, tax, or legal advice. Not affiliated with or endorsed by the Department of Defense, DFAS, or DTMO. Always verify with your LES and finance office.

ExBhav is a personal trading journal and research notebook for the Indian markets(NSE & BSE). Record what you see, plan trades with clear levels, and learn from your own results — privately, on your iPhone. WATCHLIST & CHARTS • Track NSE/BSE stocks with end-of-day prices. • Full interactive candlestick charts (powered by TradingView) with EMA, RSI, and drawing tools. A JOURNAL BUILT FOR TRADERS • Log a trade with entry, stop, and target. ExBhav tracks it against daily prices, marks it as target-hit or stop-hit, and computes your realised R. • Or jot a quick watch note with sentiment and tags. • Every entry snapshots the price and indicators at that moment, so your reasoning is preserved exactly as it was. • Add voice notes (transcribed on-device) and chart screenshots. UNDERSTAND YOURSELF • On-device performance insights: win rate, expectancy, average winner and loser, a cumulative-R curve, and per-stock breakdowns — all computed privately on your phone. PRIVATE BY DESIGN • Your journal is stored on your device. Your notes never leave your phone. ExBhav is a personal journaling and reflection tool. It is not investment advice, does not provide tips or recommendations, and never places orders.