PocketLeft AI Expense Tracker vs TipChip

Expense tracking, a gold and currency portfolio, a debt ledger and budgets — all in one app, and your data never leaves your phone. Here is the difference: what would gold bought in 2019 be worth today? Is the money you lent a year ago still the same money? PocketLeft answers with live market data — it does not just record the number, it shows what it is worth now. WHAT IF I HAD BOUGHT BACK THEN? Pick a date and an amount in the past; see what gold or foreign currency bought that day would be worth today, at real historical rates. • A one-off purchase, or setting a little aside every month • Beyond nominal profit: how many grams of gold that money buys today • Real market data from 2017 onwards • Free DEBT TRACKING Money you lend does not stand still. See what it was worth the day you lent it, and what it is worth now. • Keep money you lent and borrowed in one ledger • The difference between that day and today, at live exchange rates • Follow the same amount in grams of gold • Photos, transaction history, partial payments and due-date reminders GOLD AND CURRENCY TRACKING • Gram and ounce gold, plus quarter, half, full, Cumhuriyet, Ata and Resat coins in Turkish lira mode • US dollar, euro, pound and 10 more currencies — 13 in total • Live market rates, updated every 30 minutes • Profit and loss, portfolio breakdown and price charts going back 9 years BILL SAVINGS ASSISTANT Ever wondered whether your water and electricity bill is normal? • Compare your bill with the average for similar-sized households • Reference data for 30 countries • See where your money actually goes • Savings suggestions calculated from your own unit price • Completely free, entirely on your device INCOME AND EXPENSE TRACKING • Over 30 ready-made categories (bank fees included), unlimited custom ones • Credit card balance and limit management, card spending kept separate • Record credit card interest separately, added correctly to your card debt • Recurring payments: rent, subscriptions, bills and instalments handled automatically • Cash, card and bank account kept apart BUDGETS, SAVINGS AND ANALYSIS • Set category budgets and get notified when you go over • Set a savings goal and watch your progress • Holiday account: track spending abroad in a separate currency • Pie charts, monthly trends, cash flow and cumulative savings • Export as PDF, Excel or JSON AI ASSISTANT • Ask about your spending habits; the answer comes from your own data • Voice entry: say "dinner last night was 350", the app does the rest • Chat by voice message and get tips based on your data QUIT SMOKING PROGRAM What would be left in your pocket in five years if you quit? • Work out the money from 1 month up to 10 years • Smoke-free days, money saved and time gained • Suggests your pack price and daily count from your own spending • World Health Organization health milestones and achievement badges PRIVACY FIRST • Your financial data stays on your device, never sent to a server • Use it without creating an account • No forced ads — watch a short ad if you like and use some features free • App lock with PIN and fingerprint TRY IT FIRST Explore the app in Sample Account mode with 12 months of realistic data; your own data stays safe and comes back exactly as you left it. POCKETLEFT PREMIUM The AI assistant, voice entry, PDF/Excel export and unlimited budgets and savings goals are in Premium; ads switch off completely. Monthly or yearly subscription, with a discount on the yearly plan. 21 languages and dark mode included. Terms of Use (EULA): https://ceptekalan-25839.web.app/terms Privacy Policy: https://ceptekalan-25839.web.app/privacy PocketLeft — Your money, under control.

Split any check in about a minute — no math, no group chat, no awkward reminders. SCAN, DON'T TYPE Point your camera at the receipt. TipChip reads the items, prices, tax, and tip right on your phone — nothing is uploaded anywhere to do it. Bad angle or a blurry shot? Fix any line with two taps before you move on. EVERYONE PICKS THEIR OWN TIP This is the one thing every other bill-splitting app gets wrong: they force the whole table onto a single tip percentage. TipChip doesn't. One person tips 22%, another tips 18%, and nobody has to explain why in the group chat. Quick presets (18/20/22%) or a custom amount, per person, every time. ASSIGN ITEMS IN SECONDS One page per person: tap what they had, then move on to the next. Shared appetizer? Everyone who had a bite taps it on their own page, and TipChip splits that line evenly among just them. SETTLE UP, YOUR WAY When everyone's done, TipChip shows exactly who owes what — broken down by items, tax, and their own tip. Copy any person's share, or share it straight to whatever app you already pay each other with. Or send a clean summary card as an image. TIPCHIP NEVER TOUCHES YOUR MONEY No account to create, no balance to hold, no fees. TipChip works out the split; sending it is yours to do, in the app you already use — your card and bank details never pass through TipChip at all. WORKS OFFLINE The camera, the math, and the split all happen on your phone. No signal at the table? No problem — TipChip only needs a connection when you're ready to share. PAST CHECKS Every settled check is saved automatically so you can look back at what a night out actually cost — no extra "save" button, no extra step. TipChip is built for the moment the check hits the table: fast enough that nobody's phone is out for more than a minute, and fair enough that nobody's stuck footing someone else's tip.