PocketLeft AI Expense Tracker vs Expense Tracker

Expense tracking, a gold and currency portfolio, a debt ledger and budgets — all in one app, and your data never leaves your phone. Here is the difference: what would gold bought in 2019 be worth today? Is the money you lent a year ago still the same money? PocketLeft answers with live market data — it does not just record the number, it shows what it is worth now. WHAT IF I HAD BOUGHT BACK THEN? Pick a date and an amount in the past; see what gold or foreign currency bought that day would be worth today, at real historical rates. • A one-off purchase, or setting a little aside every month • Beyond nominal profit: how many grams of gold that money buys today • Real market data from 2017 onwards • Free DEBT TRACKING Money you lend does not stand still. See what it was worth the day you lent it, and what it is worth now. • Keep money you lent and borrowed in one ledger • The difference between that day and today, at live exchange rates • Follow the same amount in grams of gold • Photos, transaction history, partial payments and due-date reminders GOLD AND CURRENCY TRACKING • Gram and ounce gold, plus quarter, half, full, Cumhuriyet, Ata and Resat coins in Turkish lira mode • US dollar, euro, pound and 10 more currencies — 13 in total • Live market rates, updated every 30 minutes • Profit and loss, portfolio breakdown and price charts going back 9 years BILL SAVINGS ASSISTANT Ever wondered whether your water and electricity bill is normal? • Compare your bill with the average for similar-sized households • Reference data for 30 countries • See where your money actually goes • Savings suggestions calculated from your own unit price • Completely free, entirely on your device INCOME AND EXPENSE TRACKING • Over 30 ready-made categories (bank fees included), unlimited custom ones • Credit card balance and limit management, card spending kept separate • Record credit card interest separately, added correctly to your card debt • Recurring payments: rent, subscriptions, bills and instalments handled automatically • Cash, card and bank account kept apart BUDGETS, SAVINGS AND ANALYSIS • Set category budgets and get notified when you go over • Set a savings goal and watch your progress • Holiday account: track spending abroad in a separate currency • Pie charts, monthly trends, cash flow and cumulative savings • Export as PDF, Excel or JSON AI ASSISTANT • Ask about your spending habits; the answer comes from your own data • Voice entry: say "dinner last night was 350", the app does the rest • Chat by voice message and get tips based on your data QUIT SMOKING PROGRAM What would be left in your pocket in five years if you quit? • Work out the money from 1 month up to 10 years • Smoke-free days, money saved and time gained • Suggests your pack price and daily count from your own spending • World Health Organization health milestones and achievement badges PRIVACY FIRST • Your financial data stays on your device, never sent to a server • Use it without creating an account • No forced ads — watch a short ad if you like and use some features free • App lock with PIN and fingerprint TRY IT FIRST Explore the app in Sample Account mode with 12 months of realistic data; your own data stays safe and comes back exactly as you left it. POCKETLEFT PREMIUM The AI assistant, voice entry, PDF/Excel export and unlimited budgets and savings goals are in Premium; ads switch off completely. Monthly or yearly subscription, with a discount on the yearly plan. 21 languages and dark mode included. Terms of Use (EULA): https://ceptekalan-25839.web.app/terms Privacy Policy: https://ceptekalan-25839.web.app/privacy PocketLeft — Your money, under control.

Most budgeting apps want your bank login, a subscription, and twenty minutes of setup before they tell you anything useful. Then they hand you a pie chart, when the only thing you wanted to know was whether you can afford dinner tonight. MoneyDot answers that one question, every time you open it: how much can I spend? You tell it your budget for the month. That's the whole setup. From then on, the first thing you see is how much of it is left — in big numbers, at the top, before you scroll or tap anything. 100 DOTS FOR YOUR MONTH Under the number sits a grid of 100 dots. They empty out as you spend. You can tell how the month is going from across the room, without reading a single figure. ADDING AN EXPENSE TAKES ABOUT FIVE SECONDS Tap the button next to the tab bar. Type the amount on the keypad that's already there. Tap a category — food, transport, whatever you made. Done. No forms, no receipt photos, no "which account was this from". Got the amount wrong? Tap Undo. You have five seconds on anything you add, change or delete. THE STUFF THAT REPEATS, REPEATS BY ITSELF Rent, Netflix, the gym, your phone bill. Set them up once — start, middle or end of the month — and MoneyDot enters them on the right day, on its own, dated correctly. Nothing to confirm, no list of things waiting for you. Pause one for a month, skip one, or change it like any normal expense. SEE WHERE THE MONEY WENT - Today: what you've spent, and what's left of today's share - A square for every day of the month — the darker it is, the more you spent that day - A calendar showing each day's total - Your recent expenses, and every past month you can scroll back through Tap any day to see exactly what you bought. A WIDGET ON YOUR HOME SCREEN Small or medium. Shows what's left this month, so most days you don't need to open the app at all. IT SPEAKS YOUR MONEY 154 currencies, from dollars to ringgit to yen. Six ways to write numbers — 1,234.56 or 1.234,56 or 1 234,56, with or without the cents. It picks the right one from your phone's region on the first launch, and you can change it whenever. A REMINDER ONLY IF YOU WANT ONE Off unless you turn it on. If you do, it's one gentle nudge a day, roughly when you normally log things — and it stays quiet on days you've already logged. No streaks to lose, no red warnings, no "you've overspent again". YOUR MONEY STAYS ON YOUR PHONE No account to create. No bank to connect. No cloud, no sync, no ads. Everything you type lives on your device and only there. When you want it elsewhere, export a month to a spreadsheet file through the share sheet. When you want it gone, erase everything from Settings. Three looks to choose from — Paper, Dusk and Void — or let it follow your phone. MoneyDot is a budgeting app, not an accounting program. It tells you where you stand; it doesn't lecture you. If what you want is to know whether lunch is affordable before payday, that's the entire app.