Comparison

Finchie vs Sero

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finchie

Features
Read full description

Take control of your finances with Finchie. Finchie helps you track expenses, manage budgets and wallets, monitor investments, scan receipts, track debt, and better understand your money with personalized financial insights. Whether you're managing everyday spending, building better financial habits, paying off debt, or tracking your portfolio, Finchie makes personal finance simple and accessible. FEATURES • Expense Tracking Record and organize your spending with an easy-to-use expense tracker. • Budget Tracking Create budgets, track your spending progress, and stay on top of your financial goals. • Wallet Management Organize your money across different wallets and keep track of your balances in one place. • Debt Tracking Keep track of money you owe, monitor outstanding debt, and stay aware of your repayments. • Receipt Scanner Scan receipts and let Finchie automatically extract and organize transaction details. • Portfolio Tracking Monitor your investments and view your portfolio performance in one place. • Financial Insights Understand your spending, portfolio, and financial habits with personalized AI-powered insights. • Multiple Currencies Track your finances across different currencies with automatic conversions. • Privacy First Your financial data stays protected with secure account management and authentication. Start building better money habits with Finchie today. Terms of Use: https://finchieapp.com/en/terms Privacy Policy: https://finchieapp.com/en/privacy

About

Sero

Read full description

Payday comes, payday goes, and somehow there is nothing left to show for it. Sero is a simple money tracker for people who earn regularly and want to know where it actually goes. No spreadsheets. No finance jargon. Just a clear view of your money. TRACK IN SECONDS Tap the amount, tap a category, done. Sero suggests the category for you based on your note. ALL YOUR ACCOUNTS IN ONE PLACE Bank, e-wallet, cash on hand, credit cards. Sero recognises many banks automatically and gives each account its own look. SAVINGS GOALS THAT ACTUALLY HOLD Money set aside for a goal is carved out of your spendable balance, so you always know what is truly free to spend. NEVER MISS A BILL Add your recurring bills and Sero reminds you before they are due, including credit card payments. SEE WHERE IT GOES A spending wheel, a calendar view, and clear charts by day, week or month. SPLIT A RECEIPT PROPERLY Bought groceries and a coffee in one trip? Break a single receipt into items and give each one its own category. BUDGET BY CATEGORY Set a limit per category and Sero tells you when you are getting close, not after you have blown past it. 19 CURRENCIES Built in the Philippines, works anywhere. YOUR DATA IS YOURS Export a full backup whenever you want, and lock the app behind a PIN or Face ID. Sero has no ads and no third-party tracking. SERO PREMIUM (OPTIONAL) Free Sero covers what most people need. Premium adds unlimited savings goals, budgets, bills and credit cards, every theme pack, analytics for any period, paycheck allocation, recurring transactions and data export. ₱149 per month or ₱999 per year, with a 7-day free trial. Prices vary by country. Payment is charged to your Apple Account, renews automatically unless cancelled at least 24 hours before the current period ends, and can be managed in your Apple Account settings. Terms of Service: https://sero.tukod.studio/terms Privacy Policy: https://sero.tukod.studio/privacy Made in Bohol, Philippines.

Screenshots

Finchie4 screens
Sero4 screens

Verdict

The call

The clearest difference is in-app purchases: Sero at none against Finchie's 2. Sero also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Finchie sells 2 in-app purchases, starting at $4.99 per month. Sero asks for nothing beyond the download.

UpkeepUpdate frequency

Finchie ships an update every 5 days, Sero weekly. Both last shipped on October 31, 2026.

Scorecard2 real differences Ā· 4 level
Finchie versus Sero: the parameters behind the verdict, then further details
ParameterFinchieSero
PriceFreeFree
Update frequencyEvery 5 days — betterWeekly
AdsYesNo — better
In-app purchasesYesNo — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size68 MB45 MB
Age rating4+4+
DeveloperBryan ChristianoNOEL JR CALATRAVA

In-app purchases

2 purchases

Finchie

Subscriptions2
  • Finchie Premium$4.991 Month
  • Finchie Yearly Premium1 Year trial$49.991 Year
None

Sero

No in-app purchases

Questions

Is Finchie free?
Finchie is free to download, with in-app purchases available.
Is Sero free?
Sero is free to download, with no in-app purchases.
Do Finchie or Sero have ads?
Finchie shows ads; Sero does not.
Which is updated more often, Finchie or Sero?
Finchie ships an update every 5 days, and Sero weekly. Most recently, Finchie was updated on October 31, 2026 and Sero on October 31, 2026.

Other comparisons