Comparison

Stabnance (Formerly Softswapp) vs Dupay Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stabnance (Formerly Softswapp)

Easily spend your cryptocurrency assets like cash. This app enables instant conversion of stablecoins to Naira and facilitates cross-border payments, offering a secure and regulated way to access your funds.

Highlights
  • Instant stablecoin to Naira conversion
  • Cross-border payments
  • Bank-grade security
  • KYC verification
  • Regulated infrastructure
  • Designed for real-world crypto use
Features
Read full description

Stabnance lets you spend your crypto assets anywhere, anytime — just like regular cash. Built for Nigerians who hold stablecoins and crypto but need fast, reliable access to Naira and cross-border payments, Stabnance removes the friction of converting digital assets into spendable money. WHY STABNANCE • Instant conversion — turn USDT and other stablecoins into Naira in seconds, no waiting on P2P traders or unreliable middlemen • Cross-border payments — send money across borders without the delays and restrictions of traditional banking rails • Secure by design — your wallet is generated and secured using bank-grade key infrastructure, with KYC verification to keep your account protected • Regulated infrastructure — Stabnance operates through licensed, regulated partners, so your funds move through compliant channels, not informal P2P risk • Built for real use — whether you're getting paid in crypto, sending money home, or converting savings, Stabnance is designed around how Nigerians actually use digital assets No complexity. No friction. Crypto made simple — download Stabnance and start spending your crypto like cash.

About

Dupay Banking

Features
Read full description

Dupay banking is the all-in-one money app that puts your wallet, payments, and cards in one secure place. Whether you're sending money to family, settling bills, or spending online, Dupay makes it fast, simple, and safe. SEND & RECEIVE MONEY Transfer funds to any Dupay banking user or bank account in seconds. No delays, no stress — just instant peer-to-peer transfers whenever you need them. PAY BILLS THE EASY WAY Settle electricity, cable TV, internet, and more directly from your wallet. Stay on top of every bill without leaving the app. AIRTIME & DATA, ANY NETWORK Top up airtime and buy data bundles for MTN, Airtel, Glo, and 9mobile in a few taps. Recharge yourself or someone else, anytime. VIRTUAL CARDS FOR ONLINE SPENDING Create virtual cards to shop online securely. Spend with confidence while keeping your main balance protected. FOREIGN CURRENCY ACCOUNTS Hold and manage funds in foreign currencies, all from within Dupay. Built for a world that doesn't stop at borders. FUND YOUR WALLET INSTANTLY Add money through your dedicated virtual account and have your balance ready to spend right away. GIFT CARDS & MORE Trade and manage gift cards and recharge pins with ease. BUILT FOR SECURITY Your money is protected with a transaction PIN, secure verification, and encryption at every step. You're always in control of your account. WHY DUPAY? Lightning-fast transfers One app for bills, airtime, data, and cards Clean, simple design that just works Secure by default Download Dupay today and experience a smarter way to manage your money. Need help? Reach our support team anytime from within the app.

Screenshots

Stabnance (Formerly Softswapp)4 screens
Dupay Banking4 screens

Verdict

The call

Stabnance (Formerly Softswapp) and Dupay Banking are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Stabnance (Formerly Softswapp) versus Dupay Banking: the parameters behind the verdict, then further details
ParameterStabnance (Formerly Softswapp)Dupay Banking
PriceFreeFree
Rating4.0 (4 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings4 — better—
Update frequencyFortnightly—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size62 MB32 MB
Age rating4+4+
DeveloperStabnance Global LimitedDu transit ltd

In-app purchases

None

Stabnance (Formerly Softswapp)

No in-app purchases

None

Dupay Banking

No in-app purchases

Questions

Is Stabnance (Formerly Softswapp) free?
Stabnance (Formerly Softswapp) is free to download, with no in-app purchases.
Is Dupay Banking free?
Dupay Banking is free to download, with no in-app purchases.
Do Stabnance (Formerly Softswapp) or Dupay Banking have ads?
Neither Stabnance (Formerly Softswapp) nor Dupay Banking shows ads.

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