Comparison

Tabi vs Scary Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tabi

Features
Read full description

Know exactly what you're paying for. Tabi is a beautifully simple way to track every subscription — streaming, music, AI tools, cloud storage, games, and more — and never get surprised by a renewal again. See your real spend A clear monthly and yearly total across all your subscriptions, in your currency. Mixed currencies are converted automatically. Never miss a renewal A visual renewal timeline shows what's coming up, and local reminders nudge you before each one bills — so you can cancel in time if you want to. Add in seconds Pick from a catalog of 3,000+ services with real brand logos, or import from a screenshot or receipt — text is recognized right on your device. Private by design No account. No login. No ads. No tracking. Your data lives on your device and can sync privately through your own iCloud across your Apple devices. More • Home Screen and Lock Screen widgets • Multi-currency support • Categories, notes, and custom icons • Export your data as CSV or JSON anytime Tabi is made to be fast, calm, and respectful of your privacy. Track your subscriptions, cut the ones you don't use, and keep your spending in check.

About

Scary Budget

This app helps you manage your personal finances by creating a cash-flow model that connects your account balance with your upcoming expenses. It forecasts your daily checking balance, tracks bills, subscriptions, and payments, and allows you to reconcile expected activity with actual bank transactions.

Highlights
  • Daily checking balance forecast
  • Model recurring bills and income
  • Reconcile expected vs. actual transactions
  • Track credit card balances and APR
  • Analyze spending by category and merchant
  • Optional connected-inbox receipt search
Features
Read full description

Money gets hard to manage when the balance in your account and the life on your calendar stop feeling connected. Scary Budget connects them. It turns the money you have, the money coming in, and the commitments ahead of you into a working cash-flow model for your personal life. What can my money support? That is the question Scary Budget is built around. Add income, bills, subscriptions, transfers, card payments, payment plans, and one-time expenses. Scary Budget turns them into a daily checking forecast, then helps reconcile that forecast against posted activity. One month becomes a reusable model for the weeks ahead. You can inspect each source, correct it, and see how changes flow through the forecast, credit views, and insights. This is the kind of thinking people use to run something with care. Know what is committed. Know what is flexible. Know where the pressure points are before the decision arrives. WHAT SCARY BUDGET MODELS • Checking balance by day See when money comes in, when money leaves, and where the tight days land. • A plan with real timing Model recurring bills, paychecks, transfers, subscriptions, credit card payments, payment plans, one-time expenses, variable amounts, and end dates. • Reconciliation against reality Compare posted bank activity with what you expected. Confirm matches, correct dates or amounts, archive what happened, and keep the forecast current. • Judgment that stays with you Bank data is evidence. Your judgment remains the source of truth. Review the plan, correct the source, and keep the model yours. • Context for unclear charges Optional connected-inbox search can help find the receipt, item, order, service, subscription, or installment behind a confusing bank description. • Credit decisions connected to cash Track card balances, limits, utilization, APR, minimum payments, and payoff strategies alongside the checking forecast those payments affect. • Insights from the same model Explore spending by category, merchant, and month. BUILT FOR REAL FINANCIAL LIFE Scary Budget supports the questions that come up when timing matters. What can I support before payday? What is my lowest balance this month? Can I move this bill? Can I make an extra card payment? What changed since I made the plan? What was that charge? Your spending choices stay yours. Discretionary spending can stay discretionary. Net worth stays optional. Bank connection stays optional. FREE MANUAL MODE Scary Budget works without a bank connection. Manual planning, CSV import, forecasting, reconciliation, credit tools, insights, and export are free to use. OPTIONAL SCARY BUDGET+ Scary Budget+ adds live bank sync and connected-inbox search through a paid subscription. Bank sync reduces repetitive work. It does not replace the plan, and it is not required to understand your money. PRIVATE BY DESIGN Your saved financial plan is encrypted on your device before it is stored. Scary Budget does not sell your personal or financial information and does not show ads. Bank connections are read-only. Connected-inbox search is optional. SUBSCRIPTION DETAILS Scary Budget+ is available as a monthly or annual auto renewing subscription. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. You can manage them in your App Store account settings. Privacy Policy: scarybudget.com/privacy Terms of Service: scarybudget.com/terms How Scary Budget protects your data: scarybudget.com/security Learn more at scarybudget.com

Screenshots

Tabi4 screens
Scary Budget4 screens

Verdict

The call

The clearest difference is in-app purchases: Tabi at none against Scary Budget's 2. Scary Budget's advantage is iOS requirement (15.0 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Scary Budget sells 2 in-app purchases, starting at $2.99 per month. Tabi asks for nothing beyond the download.

Scorecard2 real differences · 7 level
Tabi versus Scary Budget: the parameters behind the verdict, then further details
ParameterTabiScary Budget
PriceFreeFree
Rating—5.0 (4 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—4 — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size6 MB5 MB
Age rating4+4+
DeveloperCodedHarmony TechnologiesScary Budget LLC

In-app purchases

None

Tabi

No in-app purchases

2 purchases

Scary Budget

Subscriptions2
  • Monthly1 Month trial$2.991 Month
  • Annual$29.991 Year

Questions

Is Tabi free?
Tabi is free to download, with no in-app purchases.
Is Scary Budget free?
Scary Budget is free to download, with in-app purchases available.
Do Tabi or Scary Budget have ads?
Neither Tabi nor Scary Budget shows ads.

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