ZeroBill vs Hisab

Pay. Get cashback. Keep your receipts. ZeroBill makes shopping at participating stores more rewarding. Pay at ZeroBill-enabled stores using your preferred UPI app and get guaranteed cashback on eligible purchases. Your digital receipt is automatically linked to your transaction so you can keep track of what you bought without paper bills. With ZeroBill, you can get cashback every time you pay at participating stores and earn guaranteed cashback on eligible transactions. Get digital receipts for every purchase. Your receipts are delivered digitally and linked to your ZeroBill transactions. Discover offers and rewards from participating stores and brands. Pay with your preferred UPI app. Choose any supported UPI app to complete your payment. Shop at participating local stores and connect your everyday offline shopping with digital rewards and receipts. How it works 1. Scan the ZeroBill QR code at a participating store. 2. Enter your purchase amount. 3. Choose your preferred UPI app and complete the payment. 4. Return to ZeroBill and receive your digital receipt and cashback. ZeroBill is built to make everyday offline shopping simpler, more rewarding, and completely digital. Pay with ZeroBill. Get more from every purchase.

Hisab (हिसाब) turns the statements you already download into a clear picture of your money — without your data ever leaving your phone. Import transaction exports from Google Pay, Paytm, or BHIM, and bank statements from HDFC Bank or IDFC FIRST Bank (PDF, XLSX, XLS, or TXT — password-protected PDFs supported), plus PDF statements from many other Indian banks that print a running balance. Hisab reads them on your phone and imports a statement only when every running balance adds up to the paisa, then builds your personal bahi-khata: • MONTHLY BUCKETS — every statement lights up the months it covers; a yearly statement fills twelve at once. See at a glance which months still await which statement. • RECONCILIATION — every app payment is matched against your bank statement by UPI reference. Instantly see which payments the bank confirms, which are missing, and what you spent outside the apps. • BANK ALERTS, AS THEY ARRIVE — set up a Shortcuts automation once and Hisab reads your bank and UPI alert SMS and emails on your phone. Alerts with a bank reference go straight into your ledger; the rest wait for you to categorise. • NO DOUBLE COUNTING — re-import a statement, import overlapping periods, or the same statement in two formats: transaction identity guarantees zero duplicates. Bank rows matched to app payments count once. Transfers between your own accounts are excluded automatically. • ANALYTICS — monthly spend, income and net, six-month trend, category breakdown with editable rules, top merchants, and insights on trends, recurring payments and unusual charges. Amounts in proper Indian notation (₹1,23,456.78). • PRIVATE BY ARCHITECTURE — no account, no network access, no analytics, no tracking. Your financial data stays in the app's private storage on your device. The entire app is open source (Apache-2.0). Made for India's statement formats. If a statement still can't be read, request the format from inside the app — or contribute a parser on GitHub.