Rosy vs Outly

Rosy is a soft, visual budget planner and expense tracker for people who want money planning to feel calm, clear, and simple. Plan your monthly budget, track income and expenses, build savings goals, follow subscriptions, and check “Can I afford this?” before you spend — all without bank linking. Budgeting does not have to feel cold or overwhelming. Rosy gives you a beautiful pastel space to understand your wallet, cash flow, and everyday spending without spreadsheets, clutter, or stress. What you can do with Rosy: • Plan your monthly budget • Track income and expenses manually • Organize daily spending by category • Create savings goals and watch progress grow • Track subscriptions, renewals, and recurring payments • Use “Can I afford this?” before you buy • View simple insights about your month • Choose your currency and budget settings • Export your data anytime • Keep your money data private and local • Use Rosy without bank linking Rosy is perfect for budgeting beginners, students, young adults, couples, households, aesthetic planner lovers, and anyone who wants a simple money planner that feels gentle instead of stressful. Whether you are tracking coffee runs, bills, cash spending, subscriptions, shared costs, or a new savings goal, Rosy helps you slow down, check in, and plan with more confidence. Download Rosy and make budgeting feel softer. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Spend Check is a private, beautifully focused way to know where your money goes. No bank connection. No ads. No subscription. No account required. Every feature is free, and your financial data stays under your control. TRACK IN SECONDS • Log expenses and income with a fast, autoformatting amount field • Scan a receipt to fill in its merchant and total • Get smart category suggestions that learn from your entries • Attach receipt photos to transactions UNDERSTAND YOUR SPENDING • Explore weekly and monthly charts for expenses, income, or both • Tap any day for an exact total • See category, needs-versus-wants, and month-over-month breakdowns • Read the last two weeks at a glance with dot-matrix activity charts STAY ON BUDGET • Set one monthly spending ceiling with a daily pace indicator • Add per-category limits with clear progress and gentle warnings • Apply the 50/30/20 rule to your actual income SAVE FOR SOMETHING • Create savings goals with targets, deadlines, and progress rings • Move money in and out while keeping a visible transfer history • See the monthly amount needed to hit each deadline KEEP UP WITH RECURRING PAYMENTS • Track recurring bills and income from daily to yearly • Choose from popular services and plan tiers, or add anything yourself • Due entries are logged when you open the app PRIVATE BY DEFAULT • Works fully offline without an account • Optional Face ID app lock • Optional backup to your private iCloud container • CSV import and export whenever you want Spend Check is free because budgeting should not cost money. If it helps, there is an optional tip jar — every feature works exactly the same either way.