Universal Speed Test vs Divvys

Universal Speed Test is the fastest, cleanest way to measure your internet — on iPhone, iPad and Apple Watch. Tap once and watch a beautiful speedometer measure your download, upload, ping and jitter in seconds, powered by a global server network. Then get a clear quality grade and find out what your connection can really do. WHY UNIVERSAL SPEED TEST • Beautiful, accurate gauge for download & upload speed (Mbps) • Ping, jitter and latency-under-load — the numbers that actually affect calls and games • Bufferbloat & responsiveness (RPM) grades most apps don't show • "What you can do" ratings: 4K streaming, gaming, video calls, cloud backup and more • See your real ISP and location on every test • How your speed compares — from basic broadband to gigabit HISTORY & INSIGHTS • Every test saved automatically with a clean chart • Weekly trends, your best and average, and connection stability • Switch the chart between download, upload and ping • Export your history to CSV EVERYWHERE YOU ARE • Apple Watch app — test right from your wrist • iPhone, iPad and Apple Silicon Mac • Home Screen & Lock Screen widgets with your latest result • Start a test with a widget tap, Siri, Shortcuts or the Action button • Live Activity & Dynamic Island while testing PRIVATE & SIMPLE • No account, no clutter • Free to use; remove ads with a single one-time purchase • Available in 13 languages Download Universal Speed Test and know exactly what your WiFi, 5G or fiber connection is really doing.

Divvy is the privacy-first dividend tracker for investors who refuse to connect brokerage accounts and are tired of subscription fatigue. Start free, unlock everything forever with one-time Lifetime Pro, or subscribe month-to-month. Track your dividend-paying stocks, see your monthly income at a glance, and never miss an ex-date again. Divvy combines simple pricing, local-first privacy, tax export, DRIP simulation, and 12-month forecasting in a single app. KEY FEATURES: - Add any dividend-paying stock by ticker symbol. Search by company name or symbol, enter your shares, and Divvy fetches dividend data automatically. - See your estimated monthly dividend income at a glance with smooth animated numbers. - View ex-dividend and pay dates in a clean monthly calendar. Swipe between months to plan ahead. - Swipe to mark dividends as received and watch your year-to-date total grow in real time. - Pull to refresh dividend data anytime. Data is cached for 24 hours. - Lock the app with Face ID for privacy. Your financial data stays on your device. - Sync across your iPhone and iPad with iCloud. Your data lives in your private iCloud container. - Celebrate milestones when your YTD dividends cross $100, $500, $1,000, or $5,000. - Full dark mode support that follows your system theme. - See exactly where your data goes with the built-in Data Transparency view. PRO FEATURES (Lifetime Pro $19.99 one-time, $1.99/mo, or $9.99/yr — the Yearly subscription includes a 3-day free trial): - Unlimited holdings (free tier: 5 holdings max). - 12-Month Forecast: Visualize your next 12 months of projected dividend income with bar charts. - DRIP Simulator: See how reinvesting dividends compounds your portfolio over 1, 5, or 10 years. Adjust growth rates to model different scenarios. - Ex-Date Alerts: Get a notification 3 days before each ex-dividend date so you never miss a buy window. - 1099-DIV Tax Export: Generate a PDF summary of your dividends for tax filing. Export to Files, Mail, or AirDrop. AI INSIGHTS (Free tier: 3 AI calls per day): - AI Safety Score: Get a 0-100 dividend safety score for any holding, powered by AI analysis of yield, payout ratio, and business stability. - AI Portfolio Q&A: Ask questions about your portfolio and get contextual answers based on your actual holdings. - Apple Intelligence: On iOS 26+ devices with Apple Intelligence, AI works at no cost with zero configuration. Free users get 3 AI calls per day. - Bring Your Own API Key: Prefer your own AI provider? Add your API key in Settings. Your key is stored in the iOS Keychain and never leaves your device. AI features are unlimited with your own key. - Any Pro purchase (Lifetime/Monthly/Yearly) unlocks unlimited AI calls. Free users get 3 AI calls per day. - Built for FIRE pursuers and retirees: plan your retirement income stream. PRIVACY FIRST: - Zero data collection. No analytics, no ads, no tracking. - All portfolio data stored locally on your device using SwiftData. - API keys stored in iOS Keychain, encrypted by Apple. - AI queries sent directly from your device to your chosen AI provider. The developer never sees your data. SUBSCRIPTION INFORMATION: - Payment will be charged to your Apple ID account at confirmation of purchase. - The Yearly subscription includes a 3-day free trial. After the trial ends, the subscription automatically renews at $9.99/year unless canceled at least 24 hours before the end of the trial period. - Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. - You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase. - Any unused portion of a free trial period will be forfeited when the user purchases a subscription. Terms of Use (EULA): https://asunnyboy861.github.io/Divvy/terms.html Privacy Policy: https://asunnyboy861.github.io/Divvy/privacy.html Download Divvy today and take control of your dividend income.