Coin Vault App vs Monthlio

Coin Vault is a private, fully offline personal budgeting app for iPhone. Track your expenses and income manually, set a monthly spending limit, organize operations by category, and follow savings goals — all in a polished dark financial dashboard. No bank connection. No accounts. No tracking. Your budget data stays on your iPhone. KEY FEATURES • Dashboard Overview See your current balance, monthly income, expenses, and remaining spending limit at a glance. • Expenses & Income Add, edit, and delete operations manually. Filter by type, category, and month. • Monthly Spending Limit Set a personal monthly limit, track remaining budget, and get visual progress feedback as you spend. • Savings Goals Create goals, track progress toward your target, and add manual contributions over time. • Monthly Reports Review income, expenses, net change, top spending category, and a simple expense breakdown chart. • Custom Categories Use built-in categories or create your own with color markers for clearer organization. • Multiple Currencies Choose from USD, EUR, GBP, PLN, CAD, and AUD. • Privacy First Works fully offline. No sign-in, no cloud sync, no analytics, no external connections. • Free to Use No ads, no subscriptions, no paywalls. WHY COIN VAULT? Many people want a simple way to manage money without linking bank accounts or sharing sensitive financial data. Coin Vault is built for manual, private budgeting: you stay in control of every entry, every category, and every goal. PERFECT FOR • Personal expense tracking • Monthly budget discipline • Savings goal planning • Offline money management • Users who prefer privacy over automation IMPORTANT Coin Vault is a manual budgeting tool. It does not connect to banks, does not provide financial, tax, investment, or banking advice, and does not replace professional financial guidance. Start with one expense or income entry and build a clearer picture of your month.

Monthlio is a fast, private expense tracker that answers one question: what does my month actually cost? Enter your expenses at whatever cadence they bill — weekly groceries, a yearly Prime renewal, a quarterly insurance payment — and Monthlio normalizes everything to a true monthly cost. The dashboard shows your total, a breakdown by category, and what's left after expenses. FEATURES • Monthly total with a donut chart by category. Tap a slice to drill in. • Every cadence normalized: weekly, every two weeks, monthly, quarterly, yearly, one-time. • Income and leftover: set your take-home pay and see how much of it goes to expenses. • Category budgets with green, amber and red progress and an over-budget badge. • Subscriptions view with a cancel toggle and price-increase flags. • Upcoming charges: a 30-day timeline of what hits your account, with optional reminders the day before. • Month history: a bar chart of past months and month-over-month change. • Search and sort your expenses. • Multi-currency with a base currency and your own exchange rates. • Face ID or passcode lock. • iCloud sync between your devices. • CSV export. PRIVATE BY DESIGN No account, no ads, no analytics, no bank linking. Your data stays on your device and in your own iCloud. Monthlio never sees it. Works offline. No subscription required.