Comfy Budgets vs FolioTrax
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Comfy Budgets
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Money feels better when there's one comfy number. Comfy Budgets turns your paycheck into a simple weekly "safe to spend" — what's actually yours after bills and a little saving. Check one number, skip the mental math, and watch it refill every payday. Built for first paychecks, tight months, and anyone tired of spreadsheet-grade budgeting apps. ONE COMFY NUMBER • Paycheck − bills − savings = safe to spend this week • Refills on your schedule: weekly, biweekly, twice a month, or monthly • A gentle daily pace so you always know how you're doing BUDGETS WITHOUT THE HOMEWORK • Set up in about two minutes with ready-made starter categories • Warm nudges when a plan gets snug — never a red-alert guilt trip • Going over never quietly raids your savings; you choose what happens BILLS, TUCKED IN FIRST • Rent, subscriptions, and payments are set aside before you spend • See the monthly total — and what it really costs per week SAVE WITHOUT THINKING ABOUT IT • The Cushion: a guilt-free splurge pot built from leftovers • Goals with target dates and simple progress rings • An emergency fund that grows a little each week SPLIT IT, REMEMBER IT • Open Tabs: track who owes what after dinners and trips • Moments: keep photo memories of the spending that mattered PRIVACY-FIRST DESIGN Your budget stays on your device by default. Optional iCloud sync available if you want it across devices. Subscription handled by Apple via the App Store. SUBSCRIPTION DETAILS Comfy Budgets offers an auto-renewing subscription — Comfy Budgets Premium — to unlock unlimited budget categories, receipt scanning, the Insights tab with spending trends and charts, and automatic Cushion stashing every payday. Choose an annual or monthly plan, each with a 7-day free trial for eligible new subscribers. Current pricing is shown on the subscription screen before you purchase. Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Manage or cancel subscriptions in your Apple ID account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
FolioTrax
This app consolidates all your financial assets, including stocks, crypto, and loans, into a single view to accurately track your net worth. It offers features like real-time price updates, loan amortization tracking, and income monitoring. Designed for privacy, your data remains on your device.
- Consolidated net worth view
- Multi-market asset tracking
- Real-time price updates (Pro)
- Loan and income tracking
- Rebalancing and target allocation
- Price alerts
- Private by design
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FolioTrax is a powerful, private portfolio and net worth tracker that brings all your assets together in one clean, beautifully designed app. Track stocks, ETFs, crypto, commodities, cash, bank accounts, savings and loans — and see your true net worth update in real time. KEY FEATURES - Complete net worth view — combine brokerage holdings, cash, banks, savings, and subtract margin and loan debt for an accurate picture. - Multi-market support — US stocks, BIST (Turkey), crypto, and commodities (gold, silver, oil, natural gas). - Real-time prices (Pro) — automatic live price updates across all your holdings. - Loan tracking — mortgages and loans with APR, amortization, escrow, extra payments, and balance reconciliation. - Income tracking — track rental, earnings and dividend income with monthly and annual totals. - Rebalancing & target allocation — set target weights per account and get buy/sell suggestions. - Alternative assets — track real estate, vehicles, collectibles and more, with photos. - Price alerts — get notified when a stock, crypto or commodity hits your target. - Bilingual — full English and Turkish support. - Private by design — your data stays on your device and your personal iCloud. No account, no sign-up, no tracking. We never collect your data. - iCloud backup — your portfolio is safely backed up to your own iCloud. - Family Sharing — share a read-only view of your portfolio with family. FolioTrax is free to use with manual price entry. Upgrade to Pro for automatic real-time prices and unlimited brokers, banks, savings, loans and assets. New users get a 7-day free trial. Disclaimer: FolioTrax is a tracking tool and does not provide investment advice. Prices may be delayed. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cempm.com/privacy.html
Screenshots
Verdict
The clearest difference is update cadence: FolioTrax at every 5 days against Comfy Budgets's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Comfy Budgets sells 2 in-app purchases, starting at $2.99 per month and FolioTrax sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Comfy Budgets ships an update every 2 weeks, FolioTrax every 5 days. The most recent releases landed on October 13, 2026 and October 5, 2026 respectively.
| Parameter | Comfy Budgets | FolioTrax |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 2 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone | iPhone |
| Requires iOS | 18.0 | 17.2 — better |
| Further details — not scored | ||
| Size | 16 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Coastal Dune Labs LLC | Cem Print and Marketing LLC |
In-app purchases
Comfy Budgets
- Premium (Monthly)7 Days trial$2.991 Month
- Premium (Annual)7 Days trial$19.991 Year
FolioTrax
- FolioTrax Pro7 Days trial$3.991 Month
- FolioTrax Pro7 Days trial$29.991 Year









