Comfy Budgets vs Toge

Money feels better when there's one comfy number. Comfy Budgets turns your paycheck into a simple weekly "safe to spend" — what's actually yours after bills and a little saving. Check one number, skip the mental math, and watch it refill every payday. Built for first paychecks, tight months, and anyone tired of spreadsheet-grade budgeting apps. ONE COMFY NUMBER • Paycheck − bills − savings = safe to spend this week • Refills on your schedule: weekly, biweekly, twice a month, or monthly • A gentle daily pace so you always know how you're doing BUDGETS WITHOUT THE HOMEWORK • Set up in about two minutes with ready-made starter categories • Warm nudges when a plan gets snug — never a red-alert guilt trip • Going over never quietly raids your savings; you choose what happens BILLS, TUCKED IN FIRST • Rent, subscriptions, and payments are set aside before you spend • See the monthly total — and what it really costs per week SAVE WITHOUT THINKING ABOUT IT • The Cushion: a guilt-free splurge pot built from leftovers • Goals with target dates and simple progress rings • An emergency fund that grows a little each week SPLIT IT, REMEMBER IT • Open Tabs: track who owes what after dinners and trips • Moments: keep photo memories of the spending that mattered PRIVACY-FIRST DESIGN Your budget stays on your device by default. Optional iCloud sync available if you want it across devices. Subscription handled by Apple via the App Store. SUBSCRIPTION DETAILS Comfy Budgets offers an auto-renewing subscription — Comfy Budgets Premium — to unlock unlimited budget categories, receipt scanning, the Insights tab with spending trends and charts, and automatic Cushion stashing every payday. Choose an annual or monthly plan, each with a 7-day free trial for eligible new subscribers. Current pricing is shown on the subscription screen before you purchase. Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Manage or cancel subscriptions in your Apple ID account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Togé is the fair, private way to split trip costs with friends and family — offline OR online, with no account, no sign-up, and no ads. Your data lives on your devices, not on our servers. NEW - Admin Handover — if the trip admin is unreachable, any member can now claim the role after a 2-hour window, with the option for the admin to keep or hand off control at any time - Full currency names now shown alongside codes everywhere you pick a currency — no more guessing what "AED" or "JPY" means. - In-app update prompts — know right away when a new version is available. NEW — BACK IT UP Sign in with Google whenever you'd like your trips backed up to your own Drive. Switch phones, reinstall the app, or just sleep easier — your trips are always one sign-in away. NEW — SCAN A RECEIPT Snap a photo of a receipt (or pick one from your gallery) and Togé reads the merchant, amount, currency and category and fills the expense in for you — all on-device, nothing uploaded. Everything stays editable; you always review before saving. NEW — HYBRID SYNC: OFFLINE OR LIVE • Fully offline: hand a trip between phones by scanning QR codes — no internet, no accounts, ever. • Live Sync (optional): with Wi-Fi or data, everyone's expenses and balances update automatically, end-to-end encrypted. Off by default, one tap to toggle, and a clear reminder to prefer Wi-Fi. • You're covered in every situation — signal or none. NEW — MEMBER MANAGEMENT FOR ADMINS • Add people by name, by scanning their QR, or by Device ID — with a Device ID (or Live Sync on), the trip lands on their phone automatically. • Mark a member as "left" and they're dropped from new splits (their past shares stay). • Members can Request rejoin; the admin approves or denies. Rejoining restores all their data. • Deleted expenses are shown transparently under "Deleted by Admin" and excluded from every total. SPLIT IT HOWEVER YOU LIKE • Equal, Percentages, Budget pool, or Family groups. • Expense categories — food, groceries, transport, lodging, shopping, activities and more. • Per-trip spend cap with live progress. • Save Regular Members (with optional Device ID) and reuse them across trips. • Personal expenses, kept separate — with a per-year total, monthly budget and insights. • Built-in calculator and currency converter, a tap away on the floating button. KNOW WHO OWES WHOM — INSTANTLY • Automatic settlement, simplified to the fewest payments. • Export a professional balance-sheet PDF — per-person consumption, pooled contributions, the plan and the full ledger. • Get a reminder to settle up the moment a trip ends with open balances. SEE THE BIG PICTURE • Dashboard with totals, spending trends, category breakdown and trip rankings. • Trip history and upcoming trips in one place. YOURS, IN YOUR LANGUAGE • 13 languages including full right-to-left Arabic: English, العربية, हिन्दी, বাংলা, ગુજરાતી, Français, Español, Deutsch, Русский, മലയാളം, 中文, 한국어, 日本語. PRIVATE BY DESIGN • No account. No tracking. No cloud lock-in. • Receipt scanning runs on-device; offline sharing never touches the internet; online sync is encrypted and entirely optional. Download Togé and split your next trip the fair way. A concept by Rashid Bahattab, developed by Mohammad Musharraf. MIITE - Make it in the Emirates