Comparison

DebtFlow vs Savebar

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

DebtFlow

Features
Read full description

DebtFlow is the simplest way to track money between people โ€” and build toward what you're saving for. Whether you lent a friend money for rent, owe your supplier from last month, or you're splitting a recurring bill with a flatmate โ€” DebtFlow keeps the record so you don't have to hold it in your head. DEBT TRACKING โ€” Log money you've lent or borrowed in seconds โ€” Track partial repayments with progress bars โ€” Attach payment receipts and transfer references as proof โ€” Get reminders before due dates โ€” Organise debts by category โ€” personal, business, family CONTACTS โ€” One profile per person shows your full history together โ€” See the net balance between you and anyone at a glance โ€” Add labels: Friend, Family, Business, Flatmate RECURRING DEBTS โ€” Set up repeating entries for subscriptions, loan instalments, or shared bills โ€” New entries generate automatically on schedule โ€” Settle one or all at once when payments come through SAVINGS GOALS โ€” Create goals for anything โ€” a phone, a trip, an emergency fund โ€” Track progress with deposit history and a visual progress bar โ€” Get a daily, weekly, and monthly savings pace so you always know if you're on track โ€” Celebrate milestones at 25%, 50%, 75%, and 100% โ€” Export your savings history as CSV DESIGNED FOR REAL LIFE โ€” Works in any currency โ€” Dark and light mode โ€” PIN lock for privacy โ€” Fast, offline-first โ€” no account required DebtFlow works for anyone managing money between people โ€” freelancers, small business owners, students splitting bills, or anyone who wants to stop keeping IOUs in their notes app. Download free. No ads. Upgrade to DebtFlow Pro for unlimited records, reminders, and PDF export Privacy Policy: https://sites.google.com/view/debtflow-privacy-policy Terms of Use (EULA): https://sites.google.com/view/debtflow-terms

About

Savebar

Features
Read full description

Savebar puts your savings progress where you'll see it every day โ€” on your Home Screen and Lock Screen. Set aside some money, tap an amount button like +$10 on the widget, and watch the bar move. No bank connection, no account, no subscription. You add what you've saved yourself; your goals and amounts stay on your iPhone. FREE โ€ข Small widget: one goal, its progress bar and percentage, and a button that adds your set amount without opening the app โ€ข Add a photo of what you're saving for โ€” the Small widget shows it big โ€ข Paste a product link and the photo and name fill in for you โ€ข One goal โ€” name, target amount and optional date โ€ข In the app, type any amount or tap one you use often โ€ข Every deposit is kept in a history you can edit or delete โ€ข With a date: how many days are left and how much to set aside per day โ€ข Your device's currency by default, changeable in Settings โ€ข No ads SAVEBAR PRO โ€” one-time purchase, no subscription โ€ข Unlimited goals: save for several things at once โ€ข Medium and Large widgets: several goals at once, with days left and per-day amounts, and up to two amount buttons for each โ€ข A different currency for each goal โ€ข Lock Screen widgets: a ring with your percentage, what's left to go, and a one-line view PRIVATE BY DESIGN โ€ข Amounts, goal names and photos are never sent to us. Only when you enter a product link does the app load that store page directly. Anonymous usage events (like "a widget + was tapped") help improve the app; you can turn them off in Settings.

Screenshots

DebtFlow4 screens
Savebar4 screens

Verdict

The call

The clearest difference is ads: Savebar at none against DebtFlow's shown. DebtFlow's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, update cadence and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. DebtFlow sells 3 in-app purchases, starting at $1.99 per month and Savebar sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

DebtFlow ships an update every 2 weeks, Savebar weekly. The most recent releases landed on October 10, 2026 and October 15, 2026 respectively.

Scorecard3 real differences ยท 3 level
DebtFlow versus Savebar: the parameters behind the verdict, then further details
ParameterDebtFlowSavebar
PriceFreeFree
Update frequencyEvery 2 weeksWeekly โ€” better
AdsYesNo โ€” better
In-app purchasesYesYes
DevicesiPhone, iPad, iPod โ€” betteriPhone
Requires iOS15.0 โ€” better17.0
Further details โ€” not scored
Size71 MB2 MB
Age rating4+4+
DeveloperAyobami LawalMinari Taniguchi

In-app purchases

3 purchases

DebtFlow

Subscriptions2
  • 1 Month$1.991 Month
  • 1 Year$9.991 Year
One-time1
  • Lifetime$19.99
1 purchases

Savebar

One-time1
  • Savebar Pro$7.99

Questions

Is DebtFlow free?
DebtFlow is free to download, with in-app purchases available.
Is Savebar free?
Savebar is free to download, with in-app purchases available.
Do DebtFlow or Savebar have ads?
DebtFlow shows ads; Savebar does not.
Which is updated more often, DebtFlow or Savebar?
DebtFlow ships an update every 2 weeks, and Savebar weekly. Most recently, DebtFlow was updated on October 10, 2026 and Savebar on October 15, 2026.

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