DebtFlow vs Savebar
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
DebtFlow
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DebtFlow is the simplest way to track money between people โ and build toward what you're saving for. Whether you lent a friend money for rent, owe your supplier from last month, or you're splitting a recurring bill with a flatmate โ DebtFlow keeps the record so you don't have to hold it in your head. DEBT TRACKING โ Log money you've lent or borrowed in seconds โ Track partial repayments with progress bars โ Attach payment receipts and transfer references as proof โ Get reminders before due dates โ Organise debts by category โ personal, business, family CONTACTS โ One profile per person shows your full history together โ See the net balance between you and anyone at a glance โ Add labels: Friend, Family, Business, Flatmate RECURRING DEBTS โ Set up repeating entries for subscriptions, loan instalments, or shared bills โ New entries generate automatically on schedule โ Settle one or all at once when payments come through SAVINGS GOALS โ Create goals for anything โ a phone, a trip, an emergency fund โ Track progress with deposit history and a visual progress bar โ Get a daily, weekly, and monthly savings pace so you always know if you're on track โ Celebrate milestones at 25%, 50%, 75%, and 100% โ Export your savings history as CSV DESIGNED FOR REAL LIFE โ Works in any currency โ Dark and light mode โ PIN lock for privacy โ Fast, offline-first โ no account required DebtFlow works for anyone managing money between people โ freelancers, small business owners, students splitting bills, or anyone who wants to stop keeping IOUs in their notes app. Download free. No ads. Upgrade to DebtFlow Pro for unlimited records, reminders, and PDF export Privacy Policy: https://sites.google.com/view/debtflow-privacy-policy Terms of Use (EULA): https://sites.google.com/view/debtflow-terms
Savebar
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Savebar puts your savings progress where you'll see it every day โ on your Home Screen and Lock Screen. Set aside some money, tap an amount button like +$10 on the widget, and watch the bar move. No bank connection, no account, no subscription. You add what you've saved yourself; your goals and amounts stay on your iPhone. FREE โข Small widget: one goal, its progress bar and percentage, and a button that adds your set amount without opening the app โข Add a photo of what you're saving for โ the Small widget shows it big โข Paste a product link and the photo and name fill in for you โข One goal โ name, target amount and optional date โข In the app, type any amount or tap one you use often โข Every deposit is kept in a history you can edit or delete โข With a date: how many days are left and how much to set aside per day โข Your device's currency by default, changeable in Settings โข No ads SAVEBAR PRO โ one-time purchase, no subscription โข Unlimited goals: save for several things at once โข Medium and Large widgets: several goals at once, with days left and per-day amounts, and up to two amount buttons for each โข A different currency for each goal โข Lock Screen widgets: a ring with your percentage, what's left to go, and a one-line view PRIVATE BY DESIGN โข Amounts, goal names and photos are never sent to us. Only when you enter a product link does the app load that store page directly. Anonymous usage events (like "a widget + was tapped") help improve the app; you can turn them off in Settings.
Screenshots
Verdict
The clearest difference is ads: Savebar at none against DebtFlow's shown. DebtFlow's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, update cadence and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. DebtFlow sells 3 in-app purchases, starting at $1.99 per month and Savebar sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
DebtFlow ships an update every 2 weeks, Savebar weekly. The most recent releases landed on October 10, 2026 and October 15, 2026 respectively.
| Parameter | DebtFlow | Savebar |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Weekly โ better |
| Ads | Yes | No โ better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod โ better | iPhone |
| Requires iOS | 15.0 โ better | 17.0 |
| Further details โ not scored | ||
| Size | 71 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Ayobami Lawal | Minari Taniguchi |
In-app purchases
DebtFlow
- 1 Month$1.991 Month
- 1 Year$9.991 Year
- Lifetime$19.99
Savebar
- Savebar Pro$7.99









