Payo vs Estimate Maker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payo
Create professional invoices and estimates quickly and easily. Organize client and item details, add taxes and discounts, and export documents as PDFs to share with clients. Streamline your billing and quoting process on the go.
- Create invoices
- Create estimates
- Manage clients and items
- Set taxes and discounts
- Export as PDF
- Share documents
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Create invoices and estimates quickly with Payo — a simple invoice maker for freelancers, small businesses, contractors, and anyone who needs clean business documents on the go. Payo helps you prepare professional invoices and estimates in just a few steps. Add client details, list your services or products, set prices, taxes, discounts, due dates, and notes, then generate a clear document you can save, export, or share. MAKE INVOICES FAST Create invoices whenever you need them. Add all important details, review the total, and prepare a document that is ready to send to your client. CREATE ESTIMATES Send clear estimates before starting a job. Use Payo to outline services, prices, and project details so clients can understand the expected cost. MANAGE CLIENTS AND ITEMS Keep client information, business details, services, products, prices, and notes organized in one place. Reuse saved details to make future invoices and estimates faster. EXPORT PDF DOCUMENTS Create clean invoice and estimate documents that can be exported as PDF files or shared with clients. Perfect for everyday billing, project quotes, service work, and business records. USEFUL FOR: • Freelancers • Small businesses • Contractors • Service providers KEY FEATURES: • Create invoices • Create estimates • Add clients and items • Set taxes and discounts • Add notes and payment details • Export invoices and estimates as PDF • Share documents with clients Payo is designed to make billing simpler, faster, and more organized — whether you are sending your first invoice or managing documents for regular clients. Download Payo and create invoices and estimates with ease. SUBSCRIPTION INFORMATION Payo may offer auto-renewable subscriptions that provide access to premium features. Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current billing period. Your account may be charged for renewal within 24 hours before the end of the current period. You can manage or cancel your subscription at any time in your App Store account settings. Any unused portion of a free trial, if offered, may be forfeited when you purchase a subscription. Privacy Policy: https://payo-app.com/policy/ Terms of Use: https://payo-app.com/terms/
Estimate Maker
Streamline your quoting process with an AI-powered tool that transforms job-site walkthroughs into professional client estimates. Record your assessment, and the app automatically itemizes materials, labor, and pricing, allowing you to send polished PDFs instantly.
- Record job-site walkthroughs and descriptions
- Automatic itemization of materials and labor
- AI-powered pricing and estimate generation
- Professional PDF estimate creation
- On-site quote delivery
- Edit estimates with AI prompts
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Stop quoting at midnight. BidWalk turns a job-site walkthrough into a client-ready estimate before you pull out of the driveway. Walk the property, talk through the work out loud, and bidwalk itemizes the materials and labor, prices it, and builds a professional estimate you can send on the spot. No more sitting at the kitchen table at 9pm typing quotes from memory. No more losing the job because the other guy answered first. HOW IT WORKS 1. Walk & talk — Record a quick walkthrough and describe the work as you go. 2. Get your estimate — bidwalk writes a line-by-line estimate with materials, labor, and pricing. 3. Send it — Review, adjust anything, and send a polished PDF to your client in seconds. BUILT FOR CONTRACTORS - General contractors and remodelers - Roofers, painters, flooring, and finish trades - Restoration and insurance work - Any pro who's tired of writing estimates after hours WHY BIDWALK - Speed wins jobs — hand the customer a price while you're still on-site - Fewer missed line items — capture the full scope while you walk it - Look professional — clean, branded estimates with your logo and business info - Edit with AI — change scope, pricing, or wording just by describing it - Stay organized — keep every estimate and client in one place Win the job by being first. Walk it, talk it, send it. ————————————————— PRICING bidwalk Pro is $99/month. Payment is charged to your Apple ID at confirmation of purchase. Your subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period, and your Apple ID will be charged for renewal within 24 hours before the end of the current period. Cancel anytime: manage your subscription in your App Store account settings and turn off auto-renew at least 24 hours before your next billing date to avoid being charged. Terms of Service: https://bidwalk.ai/terms Privacy Policy: https://bidwalk.ai/privacy
Screenshots
Verdict
The clearest difference is rating: Estimate Maker at 4.6 against Payo's 1.0. Estimate Maker also leads on ads (none vs shown) and ratings volume (11 vs 1). Payo's advantage is monetization model (free with in-app purchases vs subscription) and update cadence (every 2 days vs every 4 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Payo sells 8 in-app purchases, starting at $9.99 per 7 days and Estimate Maker sells 1 in-app purchase, starting at $99.99 per month. Whichever you choose, the download price is not the number that matters.
Estimate Maker holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: Estimate Maker has 11 ratings behind it against 1, so its average is the more settled of the two.
Payo ships an update every 2 days, Estimate Maker every 4 days. Both last shipped on October 31, 2026.
| Parameter | Payo | Estimate Maker |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 4.6 (11 ratings) — better |
| Number of ratings | 1 | 11 — better |
| Update frequency | Every 2 days — better | Every 4 days |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases — better | Subscription |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 77 MB | 84 MB |
| Age rating | 4+ | 4+ |
| Developer | Eatty AI | Donika Stublla |
In-app purchases
Payo
- Pro Weekly$9.997 Days
- Pro Weekly Trial3 Days trial$9.997 Days
- Plus Weekly Trial3 Days trial$19.997 Days
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- Plus Weekly$19.997 Days
- Pro Yearly$79.991 Year
- Pro Yearly Trial$79.991 Year
- Plus Yearly$159.991 Year
- Plus Yearly Trial$159.991 Year
Estimate Maker
- BidWalk Premium7 Days trial$99.991 Month








