Budget Habit vs Affordable

Know what’s safe to spend today. Budget Habit divides what’s left by the days until payday and gives you one number for today. Spend less and tomorrow’s number grows. Spend more and it shrinks. Logging takes seconds: snap a receipt, say an expense out loud, or add it from a widget. Then ask your budget anything. SAFE TO SPEND, ALL THE WAY TO PAYDAY • One number for today: what’s left until payday, split by the days that remain • See how long your money lasts at your current pace • Ask “why this much?” and the assistant shows the math LOGGING IN SECONDS • Snap a receipt and AI fills in the amount, store and category. You check and save • Say “add 40 for gas” and the expense is filled in for you • Add an expense or scan a receipt straight from a home-screen widget ASK YOUR BUDGET OUT LOUD • “Can I afford a new phone?” “How much did we spend on groceries this month?” • Answers come from your own numbers, with every sum worked out by the app • Talk or type, in any of 8 languages SMART SAVINGS GOALS • Save for a trip, an emergency fund or a new laptop • Rules count what to set aside: a share of every paycheck or of your spending, round-ups, or a fixed amount each month • A reminder when it’s time to save, and one tap to move the money into the goal REMINDERS THAT KEEP YOU ON TRACK • A heads-up before each bill is due • An alert when a category goes over its limit • A nudge when you haven’t logged for a while, and a monthly review • Turn on only the ones you want LIMITS, BILLS AND STATS • A limit for each category, with an early sign when one is running hot • Rent, subscriptions and bills on a calendar, so payday brings no surprises • Spending by category, store and family member, month after month ONE BUDGET FOR THE WHOLE FAMILY • Share a budget with up to 4 people. Everyone adds from their own phone • Synced on every phone, with a notification when someone adds an expense • One subscription covers everyone in the budget ALSO • Home-screen widgets for today’s number, your balance and your limits • Your currency and 8 languages: English, Ukrainian, Spanish, German, French, Polish, Portuguese and Russian • Export your data to CSV at any time SUBSCRIPTION • Budget Habit Premium is a monthly or yearly subscription. The yearly plan starts with a 7-day free trial. • Payment is charged to your Apple ID when you confirm the purchase or when the free trial ends. The subscription renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it in your App Store account settings. • Without a subscription you can still open the app, view your data and export it. Terms of Use: https://budget-habit.com/terms Privacy Policy: https://budget-habit.com/privacy

Affordable is a simple, friendly budget companion for iPhone and iPad. Track what comes in, what goes out, and what’s left each month — then check whether your next purchase or savings goal actually fits. YOUR MONTHLY CUSHION Add income, expenses, debts, and savings to see your cushion at a glance. Switch between monthly, bi-weekly, and yearly views so the numbers match how you think about money. BUILD YOUR BUDGET Organize spending across four clear sections: Income, Expenses, Debts, and Savings. Add items quickly with helpful presets like Salary, Rent, Mortgage, and Groceries. Tap to edit, reorder, or remove entries anytime. ONE-TIME ITEMS Track gifts, windfalls, and big purchases for this year separately from your regular monthly cushion — so one-off events don’t skew your day-to-day picture. PLAN YOUR GOALS • Savings — set a target and timeline, or work from a regular contribution • Pay in full — check whether a purchase fits your current cushion • Finance — model down payment, rate, and term for bigger buys Save plans to My goals and transfer them into your budget when you’re ready. Green means a plan fits your cushion; pink means it needs adjustment first. PRIVATE BY DESIGN Everything stays on your device. No account, no login, no cloud required. Your budget saves automatically as you work. BACKUP & SHARE Export a JSON backup anytime from Settings. Import to restore on a new device. Share or print a budget summary when you need it. MADE FOR YOU • Dark Mode • Multiple currencies • iPhone and iPad • Built-in tutorial Affordable helps you understand your money without spreadsheets or complexity — so you can focus on what you’re saving for next.