Knockdown vs Debtides

Pay off debt faster — without interest-based tricks, ads, or handing your bank login to a stranger. Knockdown is a debt payoff tracker that respects your privacy and your values. No sign-up. No bank linking. Everything stays on your device. TRACK EVERY DEBT • Cards, loans, BNPL, and medical balances • Log a payment in one tap and watch the balance fall • Scan a statement (PDF or photo) to fill in the details — read on-device • See what each balance costs you per day in interest A REAL PLAN, HONESTLY • Debt snowball (smallest first) or avalanche (highest rate first) • True payoff dates — if a budget can't clear the debt, we say so plainly instead of showing a comforting fake date • "How we calculate" shows the exact month-by-month math BUILT HALAL FROM THE GROUND UP • No riba-based recommendations, ever — and no ads • Zakat calculator (2.5% above nisab), auto-filled from what you track • Halal mortgage comparison: conventional loan vs. diminishing musharaka • Made with Muslim families in mind — including rotating savings circles (ayuuto/hagbad) on the roadmap PRIVATE BY DESIGN • No account and no server — your finances never leave your device • Encrypted, passphrase-protected backups you control • Optional app lock Add your debts, set what you can pay each month, and knock them down one account at a time. Knockdown is free to use. Optional Plus and Pro subscriptions unlock budgeting, net worth, and the advanced planning tools — no ads, ever. —— Subscriptions: Knockdown Plus and Knockdown Pro are optional auto-renewable subscriptions. Plus is $3.99/month or $39.99/year; Pro is $6.99/month or $69.99/year (prices may vary by region). Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically for the same period and price unless cancelled at least 24 hours before the current period ends; manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://useknockdown.com/terms.html Privacy Policy: https://useknockdown.com/privacy.html

Understand your debt with a clear repayment workspace built around your numbers. Debtides helps you model scenarios, generate payment timelines, record progress, and see how principal, interest, recurring payments, and time shape the path ahead. BUILD A REPAYMENT PLAN • Enter any three values—principal, interest rate, recurring payment, or duration—and let Debtides calculate the fourth. • Choose daily, weekly, biweekly, monthly, bimonthly, quarterly, or yearly payment schedules. • Add a start date for calendar-based payment dates, or plan without one. • Explore changes before committing them to your saved debt. SEE THE FULL TIMELINE • Follow every scheduled payment row by row. • Switch between balance and principal views. • View schedules by payment count or date. • See total debt, added interest, repayment term, progress, remaining balance, and estimated payoff date. TRACK WHAT YOU PAY • Mark individual payments, months, or years as paid. • Keep completed payment history while future balances recalculate. • See your next upcoming payment from the home screen. • Schedule optional local reminders for dated payments. PRIVATE BY DEFAULT Debtides works without registration. Your debt details begin on your device, and creating an account is optional. Sign in only when you want eligible backup, synchronization, and restoration features. Debtides contains no ads and does not sell your personal information. FREE AND PREMIUM The free version includes up to three debt workspaces and the first six payments of each timeline. Debtides Premium unlocks unlimited workspaces and payment tracking, full timeline visibility and editing, cloud backup, and multi-device synchronization. Premium is an auto-renewing monthly subscription managed through the App Store and can be cancelled through your Apple subscription settings. Debtides is a personal planning and tracking tool—not a lender, bank, credit bureau, or financial adviser. Calculations and payoff timelines are estimates. Actual lender results may differ because of fees, compounding methods, posting dates, rate changes, and other contract terms. Verify important figures with your lender or a qualified professional. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/