iMoney vs PayDock
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iMoney
This personal finance app helps you track your spending and income manually, encouraging mindful financial choices. It offers features like transaction logging, expense splitting with friends, auto-categorization, and monthly reports. The app prioritizes privacy with no bank connection, ads, or tracking.
- Manual transaction logging
- Expense splitting with friends
- Auto-categorization
- Monthly financial reports
- Income tracking
- No ads or tracking
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Simple, Minimal, Enough. iMoney isn't just a money tracker. It is a lifestyle. It doesn't connect to your bank. That's on purpose. Transactions that import themselves are easy to scroll past. The ones you write down, you notice. And when you notice, you choose. With iMoney, you can: • Log your way. • Split with friends/trip. (+Friendly Reminder.) • Auto categorization. • Monthly reports. • Income log too. (Personal and optional.) • No ads. No tracking. iMoney is free. iMoney Pro adds unlimited events, pro report exports, personalisation, and more. You'll see the price before you subscribe, and you can cancel anytime. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
PayDock
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Keep bills, budgets, personal loans, and account logins organized in one place with PayDock. See what’s due, track what you’ve paid, and get a clear view of your monthly spending. Stay on top of bills Track upcoming and recurring payments, mark bills as paid, and archive bills without losing their history. See your finances at a glance Review your monthly totals, budget progress, and spending by category from the dashboard. Keep personal loans organized Track money you owe and money owed to you, including Family Paybacks. Keep logins with the bills they belong to Organize account sign-in details alongside your household expenses. PayDock Pro includes continued editing and household sharing. If Pro access ends, your existing data remains viewable and exportable in read-only mode and is never deleted. Trial and subscription: Eligible new subscribers can start a 14-day Pro trial. A valid payment method on your Apple Account is required. After the trial, the subscription renews at $4.99 per month unless canceled at least 24 hours before it ends. Manage or cancel in iPhone Settings → your name → Subscriptions, or from the Account tab in PayDock. Tap Restore Purchases in Account if a previous purchase isn’t recognized. Terms of Use (EULA): https://paydock.app/terms Privacy Policy: https://paydock.app/privacy
Screenshots
Verdict
The clearest difference is iOS requirement: PayDock at 15.1 against iMoney's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iMoney sells 1 in-app purchase, starting at $6.99 per month and PayDock sells 1 in-app purchase, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
iMoney ships an update every 9 days, PayDock weekly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | iMoney | PayDock |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 9 days | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, Apple Watch | iPhone, iPod |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 23 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | Hsiang Ling Su | STEVEN RAYMOND STEC |
In-app purchases
iMoney
- iMoney Pro$6.991 Month
PayDock
- PayDock Pro14 Days trial$4.991 Month
