Worthia vs ₿21
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Worthia
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Worthia brings everything you own into one private net worth: crypto wallets, gold and silver, cash in any currency, stocks and funds, property and debts. Add public wallet addresses for Ethereum, Bitcoin, Solana, Arbitrum and Optimism to see holdings and performance without connecting a wallet or sharing private keys. Gold, silver and currencies are valued live — grams, ounces or Turkish coins like çeyrek and Ata. For stocks, ETFs and funds you enter the price, and Worthia reminds you to update it. Balances on an exchange, a cold wallet, in staking or in a DeFi position go in by hand, and borrowed positions count against the total, so the number on your dashboard is the real one. WHY WORTHIA • Crypto wallets, gold, silver, currencies, stocks and funds in one net worth • Live gold, silver and exchange rates; your own prices for stocks and funds • Buy and sell history for every holding • Assets and liabilities together as one true net worth • Your portfolio grouped by asset class, with each class's share • Price alerts for coins, gram or ounce gold, silver and currency pairs • Separate portfolios for family members or a company • Switch between USD, EUR, GBP, TRY and BTC at a tap • Home Screen widget that keeps crypto, gold and currency values fresh • Available in English, Turkish, Spanish, German and French • Keep control: Worthia never asks for private keys or seed phrases SEPARATE PORTFOLIOS, ONE APP Track a partner's wallets, a company's holdings, or a long-term stash as its own portfolio. Switch between them, or see everything combined, without the numbers running into each other. ALERTS THAT ARRIVE IN TIME Set price and portfolio rules and let Worthia watch them for you, no account needed. Rules are checked about every 15 minutes — not in real time — and delivery is confirmed rather than assumed, so an alert that fails to arrive is retried instead of lost. Using Worthia without cloud backup? Coin price alerts work as they are; portfolio alerts are an opt-in that shares only coin amounts, never wallet addresses. PRIVATE BY DEFAULT Cloud backup is yours to switch on or off. Leave it off and your wallets never leave this phone. Lock the app behind Face ID, and hide every balance with a single tap when someone is reading over your shoulder. WORTHIA PRO Upgrade for profit and loss on every holding (average cost, realized and unrealized), advanced analytics with allocation by asset class, the NFT gallery, CSV export, unlimited portfolios and up to 20 custom alerts. Choose Monthly, Yearly or Lifetime access. Worthia is read-only and cannot sign or execute transactions. Market data is for informational purposes only and is not financial advice. Prices: crypto, gold, silver and exchange rates are provided by CoinGecko and refresh about every 10 minutes. Gold coins are valued at their pure-gold content; jeweler prices can differ. Stock and fund prices are the ones you enter. LEGAL Terms of Use (EULA): https://worthia-app.web.app/terms.html Privacy Policy: https://worthia-app.web.app/privacy.html
₿21
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Bitcoin, and nothing else. BTC Wallet is a self-custody Bitcoin wallet for iPhone. Your recovery phrase is generated on your device, encrypted with a key held in your iPhone's Secure Enclave, and never transmitted anywhere. There is no account to create, no email to hand over, and no company standing between you and your money — including us. YOUR KEYS, ON YOUR DEVICE • A 12- or 24-word recovery phrase, generated on device and shown to you once • Stored encrypted in the Keychain, in a class Apple excludes from iCloud and iTunes backups • Unlocked with Face ID or Touch ID; decrypted only while you sign a payment you approved • Standard BIP39, BIP84 and BIP86 — your phrase restores in any compatible wallet, so you are never locked in • Already have a wallet? Sign in with its recovery phrase — any length from 12 to 24 words — or with its extended private key • Export the wallet's descriptors to watch the same balance from Bitcoin Core on your own node • Optional passphrase, and a choice of Taproot or Native SegWit addresses, for people who want it SEND AND RECEIVE WITH CARE • A review screen before every payment: recipient, amount, fee, and what is left afterwards • Pick a fee from live network estimates, or set your own • Stuck in the mempool? Bump the fee with RBF instead of starting over • Scan a QR code or paste an address — the app checks the network and the checksum, and warns you when an address merely resembles one you have paid before • A fresh receiving address each time, so you are not handing out the same one forever BUILT FOR PRIVACY • No account, no login, no email, no phone number • No analytics, no advertising, no tracking, no third-party SDKs • We run no server for this app and receive nothing from it. There is no database anywhere with your name in it • Point it at your own Bitcoin node and it talks only to your node — it will never quietly fall back to a public server DESIGNED TO GET OUT OF THE WAY • Monochrome, in light, dark, or whatever your system is set to • Tap the balance to switch between bitcoin and your local currency • A price chart on the home screen, over a week, a month, a year, or all of it • Notes on your transactions, so next year you still know what they were for • Lock the app behind Face ID, and a cover hides your balance in the app switcher HONEST ABOUT THE TRADE-OFFS Self-custody means nobody can freeze your funds, and nobody can restore them for you. Lose the recovery phrase and the bitcoin is gone — we cannot help, because we hold nothing. BTC Wallet says so plainly during setup, makes you verify the words before it will continue, and warns you the moment you take a screenshot of them. To read your balance and broadcast payments, the app queries public Bitcoin blockchain servers by default. Those servers can see your IP address and the addresses you ask about. This is stated in Settings, and connecting your own node removes it. Bitcoin only. No tokens, no swaps, no yield, no exchange, no ads.
Screenshots
Verdict
The clearest difference is in-app purchases: ₿21 at none against Worthia's 4. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Worthia sells 4 in-app purchases, starting at $4.99 per month. ₿21 asks for nothing beyond the download.
Worthia ships an update weekly, ₿21 every 8 days. The most recent releases landed on October 28, 2026 and October 29, 2026 respectively.
| Parameter | Worthia | ₿21 |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly — better | Every 8 days |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone | iPhone |
| Requires iOS | 16.4 — better | 17.0 |
| Further details — not scored | ||
| Size | 79 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | HARUN YARDIMCI | Paxa Media |
In-app purchases
Worthia
- Worthia Pro Monthly$4.991 Month
- Worthia Pro Yearly$39.991 Year
- Worthia Pro Lifetime$69.99
- Worthia Pro Lifetime$99.99
₿21
No in-app purchases









