Hempay vs BorderPay Business

Hempay is a digital wallet for sending money, managing multi-currency balances, and paying everyday bills in Nigeria. With Hempay you can: • Create and manage wallet balances in multiple currencies • Fund your wallet and withdraw to your bank account • Send money to Nigerian bank accounts and other Hempay users • Convert between currencies using live rates • Pay airtime, mobile data, electricity, TV/cable, and exam pins • Track your transaction history and account activity • Secure your account with PIN, optional biometric login, and identity verification (KYC) Identity verification (including BVN and ID documents) is required to unlock higher limits and certain banking features. Hempay is designed for users in Nigeria who need a simple, secure way to move and manage money. Download Hempay and start managing your money in one place.

BorderPay Velocity helps businesses to manage global payments from one secure mobile app. Open Corporate accounts, manage digital wallets, receive funds, send payments, Treasury management and track activity from a clean mobile dashboard. BorderPay Velocity provides a simple way to manage cross-border financial activity with account verification, wallet balances, transaction history, and secure access. BorderPay Velocity supports team access, payouts, Invoice, Contract Hub and account management. Key features: • Business accounts • Secure account verification • Supported Multi accounts access • Digital wallet balances • Send and receive payment flows • Transaction activity and notifications • Invoices & contract hub • Payroll • BulkPayout • Business team management • Treasury dashboard • Hidden PIN-based, Biometric app security and SCA (Strong Customer Authentication) Availability of accounts, wallets, currencies, and payment corridors depends on verification status, country, compliance review, and supported rails. BorderPay is built for compliant cross-border payments across supported markets.