Flosna vs Savings Tracker

Flosna means "our money." It is a personal finance app that helps you record income and expenses, create budgets, monitor savings goals, and review financial reports in one place. Whether you want to manage daily spending, organize your monthly budget, or keep track of your financial activity, Flosna provides tools to record transactions, analyze reports, and organize your finances — all without a bank connection or online account. EXPENSE TRACKER Record expenses, income, and transfers in seconds. - Add expenses and income - Transfer money between accounts - Edit or delete transactions - Attach notes and receipt images - Search and filter records - Organize transactions with categories BUDGET PLANNER Create budgets that fit your financial planning. - Daily budgets - Weekly budgets - Monthly budgets Monitor your budget progress and compare planned spending with recorded expenses, so you always know where you stand before the month ends. SAVINGS GOALS Create savings goals and monitor your progress toward each one. Examples include: - Emergency fund - Vacation - Car - Home - Education - Shopping - Custom goals Set a target amount and optional deadline, then track your contributions over time. REPORTS & CHARTS Review your financial activity with reports and interactive charts. Available reports include: - Income reports - Expense reports - Budget reports - Savings reports - Monthly summaries - Category analysis - Balance history Charts help you review spending patterns over different periods, so trends are easy to spot at a glance. FINANCIAL HEALTH SCORE View a financial health score calculated from your recorded budgets, expenses, savings, and goals. The score comes with a breakdown of what's driving it and practical recommendations to help you improve it over time. FINANCIAL SIMULATOR Create financial scenarios using your recorded information to estimate future balances based on planned income, expenses, or savings changes — a simple way to test a decision before you make it. SUBSCRIPTION TRACKER Manage recurring payments by recording subscriptions such as streaming services, internet, mobile plans, insurance, memberships, and software subscriptions, with a clear view of what's due and when. RECEIPT ATTACHMENTS Attach receipt images to transactions to keep supporting documents together with your financial records, so proof of purchase is never separated from the entry. ACCOUNTS & CATEGORIES Create multiple accounts including cash, bank accounts, savings accounts, credit cards, and digital wallets. Customize categories to organize expenses and income according to your needs. MULTI-CURRENCY Manage your finances using different currencies, with support for symbols and formats from around the world. 14 SUPPORTED LANGUAGES Use Flosna in your preferred language, with support for 14 languages including English, French, and Arabic with full right-to-left layout. THEMES Personalize the appearance of the application with Light, Dark, Midnight, Fintech, Flosna, and additional themes. PRIVACY & SECURITY Protect your financial records with: - PIN protection - Biometric authentication (supported devices) - Local data storage - Offline access Your data remains available on your device even without an internet connection, and nothing is uploaded or shared without your action. EXPORT REPORTS Export reports in: - PDF - Excel - JSON Share reports whenever needed, so your records are always yours to keep. DAILY REMINDERS Create reminders for recording expenses and managing your budget, so tracking your money becomes a daily habit instead of an afterthought. Flosna helps you organize income, expenses, budgets, savings goals, and financial reports in a single application for everyday personal finance management — private, offline, and built around your daily habits.

Simply put: Vesper helps you know, see, and decide your finances. Vesper brings your savings record and your next decision together. Record money you set aside or use, follow your progress, and make a plan for an emergency fund, a trip or a purchase that matters to you. Start with the free savings tracker. Add the optional Expansion Pack when you want more planning tools. YOUR EVERYDAY SAVINGS, IN ONE CLEAR PLACE • Record money saved and money used, with dates and notes. • See your recorded balance, recent saving rates and history. • Edit an entry, search your notes or undo a change. • Set a daily reminder to record your savings. • Explore how contributions and an assumed interest rate could grow over time. GO FURTHER WITH THE EXPANSION PACK The following features require the optional one-time in-app purchase: Protect your savings information Require Face ID, Touch ID or your device passcode to reopen Vesper. Hide amounts in the app switcher, widget and saving reminders while protection is on. Adjust when life changes Need to pause saving? Say or type the change in English, check the details, and compare two options: save a different amount to keep your deadline, or keep your usual amount and finish later. See what a purchase would change Before spending from your recorded savings, compare buying with waiting. See how many extra contributions you would need and how your goal date would change. Turn payment deadlines into saving dates Use a school notice, invoice or payment schedule. Check the amounts and due dates, then calculate what to set aside before each payment. Compare the full cost of an offer Check monthly prices, fees and introductory periods. Compare the costs you entered over 6, 12 or 24 months before deciding whether to switch. Make a plan you can follow Set a target and deadline, calculate a monthly saving amount, compare contribution plans, and set weekly or monthly saving reminders. Keep useful records Preview and import a CSV, export your savings to a spreadsheet, share monthly PDF reports, save backup files and recover missing entries. Add a Home Screen widget for a quick view of your recorded savings. YOUR MONEY STAYS UNDER YOUR CONTROL Vesper records and calculates; it does not connect to your bank, move money or mark bills as paid. No Vesper account is required. Vesper stores your savings records on your device. You choose when to export or share them. iCloud sync is not included. Optional product analytics are off by default. Savings amounts, notes and files are not sent in analytics. Projections depend on the information and assumptions you enter; they are not guaranteed returns or financial advice. Begin with the money you have already set aside. Make your next saving decision clearer. Terms of Service: https://www.myworkingmemory.ai/vesper-terms.html Privacy Policy: https://www.myworkingmemory.ai/vesper-privacy.html