LoanTracker vs After Zero
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LoanTracker
Manage all your loans in one place, from mortgages to personal loans. Automatically calculates monthly payments and generates clear repayment schedules. Receive timely reminders to avoid missing any due dates.
- Unified loan management
- Automatic monthly payment calculation
- Multiple repayment methods
- Early repayment calculator (VIP)
- Detailed repayment schedules
- Repayment reminders
- Local data storage
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One App. All Your Loans. Mortgage, car loan, personal loan — lost track? LoanTracker keeps everything organized. Auto-calculate payments and generate full amortization schedules. AUTO-CALCULATE PAYMENTS Enter principal, rate, term, and method. Instantly see your monthly payment and complete repayment schedule. 3 REPAYMENT METHODS • Equal Installment: Fixed monthly payment • Equal Principal: Fixed principal, decreasing payments • Interest-Only: Pay interest, principal at end EARLY REPAYMENT (VIP) Enter an amount to see two scenarios: shorten term or reduce payment. 100% PRIVATE & OFFLINE All data stored locally. No sign-up, no upload, no tracking. Free for 1 loan. Unlock VIP for unlimited loans + early repayment + CSV export. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
After Zero
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After Zero 是一款个人债务记录与还款规划工具。记录每一笔债务与还款进度，让复杂的债务变得清晰可见，陪你一步步走向债务归零。 基础功能： • 记录债务、分期、本金、利息与还款信息； • 生成并维护还款计划； • 支持部分还款、协商减免、提前结清与还款模拟； • 在当前设备本地保存和管理账本数据。 Premium 一次性买断，永久解锁，不自动续费： • 还款日：集中查看每期待还项目、未来还款压力和到期提醒； • 统计报告：查看负债走势、余额变化、债务构成与还清计划； • Excel/PDF 报表导出； • 档案库、备份文件导入导出与云备份； • AI 识图导入。 还款计划、模拟结果及 AI 识图导入生成的债务草稿仅供个人记录与参考，不构成财务、法律或投资建议；请核对信息后再据此安排还款。
Screenshots
Verdict
The clearest difference is iOS requirement: After Zero at 15.0 against LoanTracker's 17.0. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | LoanTracker | After Zero |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Every 5 weeks | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 10 MB | 8 MB |
| Age rating | 12+ | 4+ |
| Developer | 磊 刘 | 健聪 余 |
In-app purchases
LoanTracker
No in-app purchases
After Zero
No in-app purchases
